Rating based on 15 reviews

SRG Finance

  • Short-term loans up to $3,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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SRG Finance homepage
Author SRG Finance. Screenshot of SRG Finance website.
[Accessed May 2, 2023]

SRG Finance - Choose one of their many loan options

SRG Finance offers their clients small personal loans, instant cash loans and personal financial solutions to suit your needs and requirements.

When you have been turned down by the bank for a loan and feel like you don’t have any other options they can offer the solution that you have been searching for. Their wide range of service covers short-term loans, instant cash loans, payday loans and cash flow loans. 

Secured loans

Their secured loans can be taken when you need more cash than an unsecured loan offers. Your loan can be secured with collateral such as your vehicle or an expensive piece of jewellery. You can pay back the loan over a longer period of time. 

Payday loans

Payday loans are granted quickly and must be paid back in one lump sum on your next payday.

What is the difference between a personal loan and a cash advance?

The main difference is that a cash advance loan does not require them to perform a credit check and does not require you to supply any supporting documentation together with your application. This quick or bad credit loan needs to be paid back in 1 to 2 months while a personal loan requires them to perform a credit check and can be repaid over a longer period of time.

Short-term loans up to #3,000

Their short-term loans are perfect for when you need a little extra cash in a hurry. You can apply online and will receive an outcome within a few minutes.

A cash advance loan works very much the same as a personal loan the repayment will be debited from your bank account every month according to the repayment terms that you chose. Once your application has been approved the funds will be paid directly into your account on the same day. 

No credit checks

If your bank account isn’t looking very healthy and your credit score is less than ideal you can still apply for a blacklisted advance as they are not required to perform a credit check so you have a much higher chance of your loan being approved. To ensure that you can pay back the loan easily they will assist you with creating a repayment schedule that you can easily manage.

Do you qualify?

To apply for a loan you must meet the following criteria:

  • You must be 18 years or older
  • Have lived at the same address for 3 months or more
  • You must have been employed for a least 3 consecutive months or proof that you receive a Centrelink Pension
  • Pass an employment and identification test
  • Verify your income by showing your ability to repay the loan
  • Supply a 90-day bank statement

SRG Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $3,000
  • Repayment 3 months to 12 months

Benefits of SRG Finance

  • Bad credit history clients can apply
  • Flexible short-term loans
  • Choose the repayment term that suits your needs

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

SRG Finance - Fast cash for unforeseen expenses

With their short-term personal loans, you will be able to borrow up to $3,000 and you can repay the loan over as much as 12 months depending on the amount that you borrow.

SRG Finance has assisted Australian citizens with a loan since 2005 in Sydney, Melbourne, Brisbane, Canberra, Adelaide, Hobart and Perth.

Short-term personal loans

When you need some cash for an unforeseen expense, then a short-term loan may be the solution that you are looking for. They offer short term personal loan for as much as $3000 that can be repaid over 3 to 12 months, depending on how much you want to borrow.

To make sure that you are comfortable with the repayment terms, they will help you set up an easy to manage repayment schedule so that you can take control of your finances.

Paid directly into your account 

Once your emergency loan has been approved and they have received all the supporting documentation they will pay the funds directly into your bank account within a few hours.

How much can you borrow?

The amount that you will be able to borrow will be determined by performing a risk analysis and based on your level of income and affordability.

Secured loans

SRG Finance offers secured loans that can be secured by collateral such as jewellery, vehicles or your caravan. The amount that you are able to borrow will be determined by the value of the asset that you list as collateral. With a secured loan if payments are not stuck to and you default from the loan the asset can be lost making this type of quick loan very risky.

Secured loans take a bit longer to process as the value of the asset need to be determined. These types of loan are offered at a reduced interest rate and can be repaid over a longer period of time.

Benefits of a secured loan

A secured loan will help you reduce the risk and lower your risk profile and with this type of loan, you will be able to apply for more credit when you need it. These loans offer much larger amounts and don’t rely on your income or employment status.

Hire purchase agreements

SRG Finance offers loans for items that you would like to purchase by helping you to arrange a hire purchase agreement. This type of loan allows the lender to purchase the item such as a vehicle on your behalf and you pay them a monthly fee to hire the purchase from them. You will be in the possession of the vehicle while you are paying the instalments but you won’t fully own the vehicle until the vehicle loan has been paid back in full.

Contact them

Visit their website and fill out the contact them form or call them on 1300 774 562 or send them an email on admin@srgfinance.com.au should you have any questions or concerns.

Office hours are from Monday to Friday 9 am – 5 pm and they are closed over the weekend and on public holidays.

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SRG Finance is a trusted & reliable provider of short-term loans

In our review, SRG Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ SRG Finance is a registered credit provider in Australia: ACL 390343

Customer Reviews & Testimonials

I did not have enough money for the funeral at home. SPG helped me massively on this urgent matter.

Taylor S
— Perth —

If there is one person who does not like leaving the house, it's me. It was very convenient for me to apply online. I found the application so simple and short.

Keysely K
— Tweet Heads —

SRG Finance Contact

Physical Address

Postal Address

  • 297 Bay Street, Port Melbourne, VIC, 3207, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed