Rating based on 20 reviews


  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 22 months

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Nimble homepage
Author Nimble. Screenshot of Nimble website.
[Accessed May 2, 2023]

Nimble - Loans designed for you

Nimble is an Australian loan provider service that saw something wrong with the way that people borrow money and decided to use the latest technology to help fix the problem.

Nimble brings you the easiest, quickest and least stress-free way to get the quick loan you need when you need it most.  They make it simple as there is no paperwork involved and you can take a loan from the comfort of your own home or from your cell phone.

Convenient loans

There is no need to meet the loan officer face to face and answer embarrassing questions or schedule boring meetings. With Nimble you can get a short-term loan from $300 to as much as $5,000 and pay it back in easy to manage re-payments where you get to choose your terms. They have assisted thousands of Australian citizens with a loan.

Their mission

At Nimble their mission is to delight people by making borrowing simple, fast and stress-free by taking all the hassle and stress out of applying for a loan and bring you the best deal that they can.

Greg and Sean first started Nimble in 2005 as a startup and had to mow lawns as a side job until their business got off the ground.

They saw the problem with loan providers and decided to do something about it and so they created Nimble since its humble beginnings Nimble has introduced a completely paperless system, pays its members in seconds of their loan being approved and grants loans 24 hours a day, 7 days a week.

Loan amounts up to $5,000

A short-term loan is essentially a small unsecured personal loan that you are required to pay back over a short period of time.

Nimble’s short-term loan amounts range from $300 to $5,000 they offer easy repayment terms that allow you peace of mind and flexibility. Their re-payment terms allow you up to 2 years to pay back your loan in easy instalments.

How do you apply?

Their completely paperless system allows you to apply directly online quickly and easily with your laptop, home computer or cell phone. Once you have applied they will give you a decision quickly so that you don’t need to sit around stressing waiting for a phone call to hear if you were approved or not. Once your emergency loan application has been approved, they will transfer the money directly into your bank account within an hour.

Nimble Visa Prepaid card holder

If you are a Nimble member you will have access to your money within seconds of your loan application is approved. If you have a Nimble Visa Prepaid Card you can request the funds online and once approved, the funds will be transferred directly onto your card.

To make sure that you don’t miss any payments they will send you helpful reminders when your repayment date is coming up or help you set up a debit order system so that you never miss a payment again. Once you have finished paying back your personal or payday loan, they will notify you so that you will be able to borrow more money if you need to

Nimble – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 4866% p/a
  • Loan Amount up to $5,000
  • Repayment 62 days to 22 months

Benefits of Nimble

  • Low interest and flexible rates
  • Safe and secure lending
  • Get competitive deals on loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Nimble - Flexible and transparent loans

Their loan repayment terms are flexible and transparent with no hidden fees or confusing clauses.

They give you a clear, concise breakdown of all the fees and explain exactly what your personal loan repayment terms will be. They help you to create a custom repayment schedule that you will be able to stick to easily and that puts you completely in control.

Customer service team standing by

Their helpful customer service team is standing by to help answer any questions that you might have. Either email them at customercare@nimble.com.au or give them a call on 133 156.

Unlock more benefits

They all have too many cards filling up their wallets, some that they never use and that just take up space without any real use. Once you have been approved for a Nimble loan and have almost finished paying off your loan you will become eligible for a Nimble Visa Prepaid card.

This card allows you to unlock many other Nimble benefits such as having your next loan amount, paid directly to your Nimble Visa Prepaid card and the money will be paid onto your card within seconds of your short-term loan being approved. You will also be able to use your Nimble Visa Prepaid Card to pay for things online, over the phone and via Bpay you can also use your card at millions of Visa locations worldwide anywhere that the Visa card is accepted. 

Keep tabs on your spending habits

When you receive your Nimble Visa Prepaid card you will be given access to their member area where you can view via helpful graphs exactly what your spending habits are with their built-in spending tracker. There are no costly monthly fees, or transaction fees and you have the added security benefit of Visa’s latest card chip technology.

Daily limit

For added security your Nimble Prepaid Card has a daily limit of $2,500 should you need to spend more than that you can easily transfer the money from your card to your normal banking account and use that to make bigger purchases. The daily limit you can withdraw from an ATM is $2,000 but you can use BPay and pay anyone up to the amount of $5,000 daily.

Responsible lending

Nimble was designed to put you back in control of the lending process, they use the latest technology to ensure that you will be able to easily afford to pay back the loan and help you design a repayment schedule that will suit you and that you can stick to without financial strain. You chose the amount you would like to borrow and how long you need to pay it back.

They are licensed by the Australian Securities and Investments Commission and comply with the National Consumer Credit Protection Act 2009 that ensures that they only grant short-term or bad credit loans in a responsible manner and will only grant you a loan if they are sure that paying it back won’t push you further into financial difficulty.

man holding thumbs up

Nimble is a trusted & reliable provider of short-term loans

In our review, Nimble adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Nimble is a registered credit provider in Australia: ACL 386010

Customer Reviews & Testimonials

I applied for the loan online, their online application was very fast and understandable.

Thomas K
— Albany —

I must say Nimble offers excellent customer service. I needed help with an online application and the lady called to assist me. I was blown away about the way she was speaking to me, she ensured ...

Isaac C
— Lismore —

We were planning a baby shower for one of our colleagues. I needed few cents to be able to assist on the baby shower. Payday loans are what I needed because I wanted to pay back the money in a sh...

Lisa W
— Shepparton —

Nimble Contact

Contact Number



Physical Address

  • Seabank Centre, 12-14 Marine Parade Southport QLD 4215 Australia
  • Get Directions

Postal Address

  • PO Box 3592, Australia Fair, Queensland, 4215, Australia

Opening Hours

  • Monday 07:00 – 19:00
  • Tuesday 07:00 – 19:00
  • Wednesday 07:00 – 19:00
  • Thursday 07:00 – 19:00
  • Friday 07:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed