Rating based on 34 reviews

Club Money

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 365 days

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Club Money homepage
Author Club Money. Screenshot of Club Money website.
[Accessed May 2, 2023]

Club Money - Easy online loan application

They provide Australian citizens fast loans when they need them quickly and with very little effort. Borrow up to $5,000 over the period of up to 12 months, depending on the amount that you borrow.

Their loans can be applied for very easily online so there is no need to visit the branch or sit in long queues for hours. The amount that they will be able to lend you will depend on your individual person's risk profile.

Apply online

To apply for one of their short-term loans it only takes a few minutes and the entire process can be completed online. You will be given an outcome quickly as that you don’t need to sit around waiting to see if you have been approved or not. Once your application has been approved, they will pay the funds into your bank account on the very same day.

To apply for a club money loan you will need:

  • A form of identification such as your driver’s license
  • Your banking details – this is where the money will be paid over to
  • Proof that you are employed and have a regular income of at least $1000 per month

Short-term loans between $250 and $1,500

When you need a little bit of extra cash Club money offers short-term loans of between $250 and $1,500.

You will be given an outcome within minutes and if your application is successful the funds will be deposited directly into your bank account on the same day.  Contact them by filling out the online application form to find out if you qualify.

Personal loans

When you need money in a hurry, contact them at Club Money to assist you with an emergency loan. Use their simple sliders to help you determine how much you want to borrow and how long you will need to pay it back.

How much can you borrow?

A Club Money personal loan allows you to borrow between $250 to $5,000 for between 61 days and 365 days to make their offer even more appealing they offer you 1-month interest-free and 25% off the monthly fee this is guaranteed to save you money.

They offer car loans, home loans, business loans and financial investments.

Club Money – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 61 days to 365 days

Benefits of Club Money

  • Apply online in a few minutes
  • Competitive rates and fees
  • Get a short-term loan quickly

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Club Money - Apply for a loan anytime

Apply online by filling in the application form with your personal details this can be done 24 hours a day 7 days a week from your computer, laptop or smartphone.

If you prefer speaking directly to a friendly consultant you are welcome to give them a call on 1300 724 038 between 9 am and 5 pm daily.

Lending criteria

To qualify for a Club Money short-term loan you will need to meet the following ending criteria:

  • You must be at least 18 years or older
  • You must be a resident of Australia
  • You have to earn more than $250 per week and have been employed for at least 3 consecutive months
  • Your bank account must be valid and in your own name

Supporting documentation

  • You will need to supply a form of identification such as your driver’s license or your Medicare card
  • You will need to supply your internet banking login details

Your application will be denied for any of the following reasons:

  • If your bank statements show reversals or bounced debit orders
  • If you already have 2 or more active personal or payday loans that you are already obligated to pay
  • If you fail to declare anything
  • If your salary hasn’t been paid in on a regular basis
  • If your spending habits show you as a high-risk client

Car loans

Their car loans allow you to borrow as much as $2500 up to $50000 with up to 60 months to pay. Applying for a car loan is simple and easy the process can be completed online.

Once you have sent them your application form they will review it and contact you within half an hour to let you know the outcome of our application. They will then help you through the process of obtaining your car loan.

Get the car of your dreams

Once your application has been approved and you have found the car of your dreams they will transfer the funds into your account so that you can pay for your brand new vehicle and drive it off the lot.

Their car loans are offered as secured or unsecured loans and there are many different options available for financing.

Their repayments terms are easy to stick to and you can repay your car loan over 5 years. Even if you have a bad credit history they may still be able to assist you with a loan.

Home loans

At Club Money, they take the hassle out of obtaining a home loan by walking with you through the entire process from the first time you apply until you have the keys to your dream home securely in your hand. To make the process stress free they help you complete the paperwork and they negotiate with the lenders on your behalf.

If you are a first time home buyer or an investor or if you would like to consolidate your existing loan they will be able to assist you.

The personal touch 

No one like taking to machines or voice recordings and the online loan application process can become very frustrating and stressful. They offer their clients a personal touch and will come to your home or office in order to assist you and ensure that the application process is completed as stress-free as possible.

Contact them

Contact Club Money on 1300 724 038 or use their online contact me for and a consultant will call you back. Like them on Facebook and follow them on Twitter.

No application forms will be accepted in branch and all applications must be sent online.

Customer Reviews & Testimonials

I did not know that some lenders do offer at least one month interest fee. This is the most reason I applied for the loan and became the regular customer for Club Money.

Lucas L
— Brisbane —

After the long trip I took with my friends I came back broke. I needed cash only for a month. When I heard about the Club Money- payday loans I knew Payday loan was what I needed.

Ethan O
— Hobart —

Loan for bad credit. I got retrenched and I had no money to settle my accounts. I ended up having a bad credit. Thank you Club Money for lending me money to settle my accounts.

Jacob C
— Newcastle —

Club Money Contact

Contact Number



Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed