Rating based on 20 reviews

Personal Loans Now

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

In-page navigation

Personal Loans Now homepage
Author Personal Loans Now. Screenshot of Personal Loans Now website.
[Accessed May 2, 2023]

Personal Loans Now - They take the frustration out of getting a short-term loan

Personal loans now will help you obtain a personal loan quickly, with ease and no frustration while providing you with the best customer service and making sure that your needs are satisfied.

They offer their short-term loans via their online service so that you are able to apply from the comfort of your phone or computer screen. By making sure that you get approved and your funds get paid over as fast as possible, they save you time and diminish your frustration.

What they offer

They offer short term personal loans for as little as $300 to as much as $5,000 and offer repayment terms of 1 month up to 12 months in very easy repayment terms. They offer you the flexibility to arrange a payment schedule that you can follow easily on your terms. Personal Loans For You is owned by Direct Finance Loans and has an Australian Credit License they encourage responsible lending. They will make enquiries into whether or not you could comfortably afford a loan and that you are permanently employed. The loan will only be granted if loan approval will not put you under financial strain when it comes time to make the payments. 

Should you need help with the application process, one of their friendly knowable customer service specialists is standing by to take your call and answer any questions that you may have.  

Loans up to $5,000

They offer unsecured short-term personal loans that range from $300 to $5,000. Unsecured loans give you repayment terms from 1 month to 8 months while for their secured loans they offer you a longer period to pay back the loan and they can offer you up to 12 months to pay.

You can apply for their quick loans very easily via their website and the entire process can be completed online. The loan can be used for anything that you like included cash for emergency situations, unexpected expenses or a holiday to get away from it all.

Secured loans

Their secured loans range from $2,050 to as much as $5,000 and are used for when you need a lot of cash for a much bigger expense such as paying for a wedding or buying a boat. Secured loans offer repayment terms for a maximum of 52 weeks to pay back the loan. 

Collateral is required

To secure your short-term loan you will need to provide collateral in the form of a vehicle that you own as well as supporting documents and car registration papers. You can apply for this type of loan online for added convenience.

If you require any assistance then please give them a call on 1300 800 260 or send them an email at apply@directfinanceloans.com.au/

Personal Loans Now – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 2 months to 12 months

Benefits of Personal Loans Now

  • Apply for a short-term loan online
  • Get your loan on the same day
  • Bad credit loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Loans Now - Fast online applications

When you apply online for one of their loans you will need to consent to a credit check and they will ask you to provide your personal information they will use this information to may sure that you are permanently employed and will be able to afford to pay back the loan in the event that it is granted.

They will perform a risk management analysis to determine your affordability as they are a responsible lender and will not grant you a bad credit loan if the loan will put you under financial strain.

Apply online

The application process is simple and straightforward and will only take you a few minutes to complete. Once you have sent them your application form they will call you back within 30 minutes to help you through the rest of the application process.

Use their easy online sliders to choose how much you would like to borrow, for what purpose you need the loan and how long you would need to pay back the money.

Information they need

To apply they will need the following information from you:

  • Full name
  • Last name
  • Email
  • Home number
  • Work number
  • Mobile number
  • Home address
  • City/Region
  • Postcode
  • Date of birth
  • Employment status
  • Living expenses
  • Rent/Mortgage
  • Marital status
  • Payment frequency

You will also need to consent to a credit check.

Quick and easy

To apply for one of their short-term loans you will need to provide the following documentation, have this on hand to ensure that they can grant your loan very fast and with very little stress.

You will need to supply:

  • 100 points of ID eg: driver’s license, credit card or passport
  • Your last 2 payslips
  • A copy of your last 3 months banking statements
  • A utility bill that was sent to your home address eg: electricity bill, car registration document or phone bill

Once you have applied for their fast loans they will give you an outcome in 2 hours.

Dental loans

There is nothing more painful than having a toothache, it affects your ability to work and live and can be agonising not only for your mouth but for your wallet. Their dental loans will take the pain of paying out of your wallet so that you can get one with your life pain-free. Apply for a dental loan online and they will give you the outcome within minutes so that you can secure your dental appointment as quickly as possible. The funds will be transferred into your account within 24 hours of being approved.

Dental loans can be used for the following procedures:

  • Root canal therapy
  • Teeth straightening
  • Prosthetic services eg: dentures
  • Teeth capping
  • Teeth whitening

How much may you borrow?

Their dental loans range from as little as $300 to as much as $5,000 when you need a lot of dental work performed. Their easy repayment terms range from 2 months to 12 months to pay your dental bill. They will assist you in setting up a repayment schedule to suit your individual needs.

To help make sure that you never miss a payment they can help you set up a debit order system.

When your tooth is giving you pain and you don’t have the cash to visit the dentist their dental or emergency loans would be a perfect solution for you. You can expect the funds paid into your account within as little as 24 hours so that you can get your pesky tooth sorted and not worry about the strain on your wallet.

man holding thumbs up

Personal Loans Now is a trusted & reliable provider of short-term loans

In our review, Personal Loans Now adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Personal Loans Now is a registered credit provider in Australia: ACL 472240

Customer Reviews & Testimonials

I sent the application form and the consultant called back. He took me in every step and he ensured that I understand everything. He was very patient and was able to answer all my questions. He w...

Clare B
— Sydney —

When I was young I fell on the stairs and my tooth changed from being white to cream. As a girl, I lost self-confidence. When I heard about a dental loan I applied instantly. Now I have a beautif...

Charlie W
— Melbourne —

The money was paid to my account in 24 hours. I was impressed on how fast they are.

Gazza H
— Hugo Daniel —

Personal Loans Now Contact

Physical Address

Opening Hours

  • not available