Rating based on 12 reviews

Good to Go Loans

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 52 weeks

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Author Good to Go. Screenshot of Good to Go website.
[Accessed May 2, 2023]

Good to Go Loan - Fast and convenient loans

At good to go loans they pride themselves in being one of Australia’s leading reliable lenders, their short-term loan process is quick and easy so you will get the money you need fast.

There are no hidden fees and no need to fill in any paperwork or meet the consultant in person. The Banks make sure that you meet very strict lending conditions and then will sometimes still turn you away in your time of need.

They offer a wide range of loan options

They offer a wide range of personal loans to suit your individual needs. Their main goal is to help you and make your life a little bit easier for this reason they are a responsible lender and will never grant you a loan for more than you can afford to comfortably pay back. Being a responsible lender, they comply with all Australian Government rules and regulations. Their strict privacy policy ensures that your personal data is protected.

Hassle-free loan applications

The online application process removes the hassle of needing to fill out heaps of paperwork and the entire process from start to finish can be completed online. If you have a bad credit score or you receive Centrelink benefits your application will still be considered, they assess each application on its individual merits.  If they are able to assist you then they would be happy to give your financial future a second chance with a bad credit loan. Their main branch is located in Hawkesbury New South Wales, but if you have an internet connection you can apply from anywhere in Australia that you can log onto their website.

Quick loans to pay for unexpected expenses

Their emergency loans are perfect for when you need to get your hands on some money as quickly as possible for life’s unexpected expenses.

You will be able to customise your loan agreement to suit your circumstances chose how much you want to borrow and how long you need to repay the money, they will check if meet the criteria and if you do then sign the loan agreement and they will transfer the money directly into your account.

What they offer

Good to go loans are there for you when you need a loan in a hurry. Borrow anything from between $500 up to $5000 for between 4 weeks or 104 weeks depending on the terms of your loan agreement. Their services include:

  • Fast cash loans
  • Short-term loans
  • Bad credit cash loans
  • Car loans
  • Personal loans
  • Business loans

The requirements to apply

  • You need to be at least 18 years old to apply for a loan
  • You need to earn a salary (full-time work, casual workers, part-time workers or those on Centrelink may apply)
  • You will need to be a resident of Australia
  • You will need a bank account that the money can be paid into

Good to Go – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 4 weeks to 52 weeks

Benefits of Good to Go

  • Quick online loan applications
  • Fast loan response
  • Flexible repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Good to go Loans - They will help you achieve your financial goals

If you have bad credit your payday loan application may still be approved.

Life gets expensive and they don’t believe that you should be punished for your past financial mistakes. They analyse each application on its own merits and won’t automatically decline your application just because your credit score is not ideal. 

The loan process can be completed in 4 easy steps:

  1. Apply by filling in the online application form from anywhere there is an internet connection.
  2. Upload your bank statements and identify yourself with their Credit Sense program and they will verify your details and have a look at your credit history.
  3. Once they have checked your details they will send you a short-term loan offer that you can sign electronically.
  4. The money will be paid directly into your bank account on the very same day.

Why you should choose them?

  • At Good to Go loans, they pride themselves on their excellent customer service and their fast loans approval process. The application process only takes a few minutes and you can apply for anywhere that has an internet connection.
  • The outcome of your application is almost immediate and they won’t let your past credit history affect your current application. They do run a credit check because they are a responsible lender and they want to make sure that you are able to afford to make the loan repayment.
  • As soon as your fast loan application has been approved, they will deposit the money into your account and you should receive it on the very same day.
  • If you need any help or if you have any questions about the loan process please don’t hesitate to give them a call on 1300 197 727 and one of their highly trained consultants can walk you through the process. Send them an e-mail on admin@goodstogoloans.co.au or use their online contact form and they will get hold of you.

Responsible lending

Their loans were designed to be fast and easy to get you the cash you need as quickly as they can.  They make sure to judge each application form on your individual circumstances at Good to Go loans you are not just a number they care about you on a personal level and want to assist you by giving you a financial hand up.

man holding thumbs up

Good to Go is a trusted & reliable provider of short-term loans

In our review, Good to Go adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Good to Go is a registered credit provider in Australia: ACL 439808

Customer Reviews & Testimonials

Quick and easy online application.

Joseph A
— Townsville —

Fast cash transfer to my bank account.

Edward T
— Cairns —

Low rates and fees for car loans.

Nate J
— Darwin —

Good to Go Contact

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed