Rating based on 12 reviews

Good to Go Loans

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 52 weeks

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[Accessed April 1, 2021]

Good to Go Loan - Fast and convenient loans

At good to go loans we pride ourselves in being one of Australia’s leading reliable lenders, our short term loan process is quick and easy so you will get the money you need fast.

There are no hidden fees and no need to fill in any paperwork or meet the consultant in person. The Banks make sure that you meet very strict lending conditions and then will sometimes still turn you away in your time of need.

We offer a wide range of loan options

We offer a wide range of personal loans to suit your individual needs. Our main goal is to help you and make your life a little bit easier for this reason we are a responsible lender and will never grant you a loan for more than you can afford to comfortably pay back. Being a responsible lender, we comply with all Australian Government rules and regulations. Our strict privacy policy ensures that your personal data is protected.

Hassle-free loan applications

The online application process removes the hassle of needing to fill out heaps of paperwork and the entire process from start to finish can be completed online. If you have a bad credit score or you receive Centrelink benefits your application will still be considered, we assess each application on its individual merits.  If we are able to assist you then we would be happy to give your financial future a second chance with a bad credit loan. Our main branch is located in Hawkesbury New South Wales, but if you have an internet connection you can apply from anywhere in Australia that you can log onto our website.

Quick loans to pay for unexpected expenses

Our emergency loans are perfect for when you need to get your hands on some money as quickly as possible for life’s unexpected expenses.

You will be able to customize your loan agreement to suit your circumstances chose how much you want to borrow and how long you need to repay the money, we will check if meet the criteria and if you do then sign the loan agreement and we will transfer the money directly into your account.

What we offer

Good to go loans are there for you when you need a loan in a hurry. Borrow anything from between $500 up to $5000 for between 4 weeks or 104 weeks depending on the terms of your loan agreement. Our services include:

  • Fast cash loans
  • Short term loans
  • Bad credit cash loans
  • Car loans
  • Personal loans
  • Business loans

The requirements to apply

  • You need to be at least 18 years old to apply for a loan
  • You need to earn a salary (full-time work, casual workers, part-time workers or those on Centrelink may apply)
  • You will need to be a resident of Australia
  • You will need a bank account that the money can be paid into

Good to Go – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 4 weeks to 52 weeks

Benefits of Good to Go

  • Quick online loan applications
  • Fast loan response
  • Flexible repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Good to go Loans - We will help you achieve your financial goals

If you have bad credit your payday loan application may still be approved.

Life gets expensive and we don’t believe that you should be punished for your past financial mistakes we analyze each application on its own merits and won’t automatically decline your application just because your credit score is not ideal. 

The loan process can be completed in 4 easy steps:

  1. Apply by filling in the online application form from anywhere there is an internet connection.
  2. Upload your bank statements and identify yourself with our Credit Sense program and we will verify your details and have a look at your credit history.
  3. Once we have checked your details we will send you a short-term loan offer that you can sign electronically.
  4. The money will be paid directly into your bank account on the very same day.

Why you should choose us?

  • At Good to Go loans, we pride ourselves on our excellent customer service and our fast loans approval process. The application process only takes a few minutes and you can apply for anywhere that has an internet connection.
  • The outcome of your application is almost immediate and we won’t let your past credit history affect your current application. We do run a credit check because we are a responsible lender and we want to make sure that you are able to afford to make the loan repayment.
  • As soon as your fast loan application has been approved, we will deposit the money into your account and you should receive it on the very same day.
  • If you need any help or if you have any questions about the loan process please don’t hesitate to give us a call on 1300 197 727 and one of our highly trained consultants can walk you through the process. Send us an e-mail on [email protected] or use our online contact form and we will get hold of you.

Responsible lending

Our loans were designed to be fast and easy to get you the cash you need as quickly as we can.  We make sure to judge each application form on your individual circumstances at Good to Go loans you are not just a number we care about you on a personal level and want to assist you by giving you a financial hand up.

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Good to Go is a trusted & reliable provider of short-term loans

In our review, Good to Go adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Good to Go is a registered credit provider in Australia: ACL 439808

Customer Reviews & Testimonials

Quick and easy online application.

Joseph A
— Townsville —

Fast cash transfer to my bank account.

Edward T
— Cairns —

Low rates and fees for car loans.

Nate J
— Darwin —

Good to Go Contact

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed