Rating based on 44 reviews

Cash Stop

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

In-page navigation

Cash Stop homepage
Author Cash Stop. Screenshot of Cash Stop website.
[Accessed May 2, 2023]

Cash Stop - Loans designed to meet your financial needs

Cash stop offers short-term financial solutions to assist you in your everyday life when you need some extra cash in your time of need. They offer short-term loans of up to $2,000 through their online financial service.

Western Union International money transfers, cheque cashing, short-term loans of up to $2000 at all cash stop branches. They offer currency exchange, settlement loans, and medium-term loans from $2,001 to $5,000 at their cash stop branches. They also offer pawnbroking and jewellery loans.

Personal service

If you prefer the personal touch, then they still offer the old school approach of applying for a loan in one of their Cash Stop branches to experience the best personal customer service and skill. This will allow you to ask questions in person and get advice while finding the solution that suits your individual needs.

Apply online

If you are technology savvy and prefer the new school approach of applying for a loan, then you can use their online application form to apply. Since they opened in 2000 they have over 16 years of experience in the financial field and have helped thousands of Australians when they need an emergency loan.

Why choose Cash Stop?

  • Fast and efficient decisions and a fast turnaround time
  • They are a trusted, responsible credit service provider
  • They provide access to real people that help you quickly and get the cash into your hand as soon as possible.

Cash loans

When you need an online loan and you need it in a hurry, they understand that you don’t have time to sit around and stress waiting to see if your loan is going to be approved or not. Cash loans, also known as payday loans are perfect for when you need cash in hand that you might not have access to at the present moment. These loans need to be paid back by the date that you get paid next in full.

Loans between $300 and $2,000

Their short-term loan options range from $300 to $2,000 for loans handled online. If you apply in the store, you can be granted a personal loan of up to $2,000 that must be paid back in full by your next payday.

They will make sure that you are currently employed and that you have a regular income being paid into your account every month. The loan is automatically debited from your account on your next payday.

What you need to apply

  • A current bank statement for the past 90 days
  • Proof of your address, e.g. lease agreements, rates notice, power or utilities account
  • Your photo ID and one other form of identification
  • Your most recent pay slip or your current income statement

If you need help during the application process, they have a live online chat consultant standing by to answer your questions in real time.

Contact them

If you prefer the personal approach, then you can chat on the telephone to one of their consultants by giving them a call on 1300 762 261 for short-term loans or 1300 721 001 to find your nearest branch.

Why wait when you don’t need to?

A settlement loan is a great option for their clients that need money while they are waiting for a settlement to come through. These can be any payout that can be determined by the courts that you are entitled to. You can get cash in hand while you wait for access to your settlement funds.

They offer settlement loans for the following:

  • Court settlements
  • Work cover
  • Workers compensation
  • Crime compensation
  • Insurance payouts
  • Property settlements
  • Probate & inheritance settlements and more

Cash Stop – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Cash Stop

  • Get your loan on the same day
  • Easy and straight forward applications
  • Bad credit loan options

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Stop - Get your short-term loan today

They pay the best price for gold guaranteed

If you are looking to sell some gold you have come to the right place, they are so confident that they will offer you the best deal that if you get a better deal from any other reputable competitor they will beat the price by 5%.

Pawnbroking services

Their branch offers a unique pawnbroking service which acts as a secured loan. You can give them your gold, jewellery and electronics that are in good condition as the collateral for your loan when you pay back the loan you will be given back the item that you pawned. This type of loan is great for when you need a quick loan in a hurry. If you are looking to sell your goods they will buy them from you. They also buy and sell goods at their retail branches.

Unique gifts

If you are looking for a unique gift you can often find reasonably priced gold and jewellery for a fraction of the price that you would in the shops. There are often great deals on electronics that are still in good condition that make for great gifts.

Buy and lay-by options available

If you find an item but don’t have the cash in hand to pay for it at once they have lay-by options available so you can make payments towards the goods you would like to secure.

Other services that they offer include:

  • A cheque cashing service - they cash all cheques none are too big or too small
  • Western Union – they use the safest, most recognised money transfer services
  • Foreign Currency – they offer foreign currency exchange at all of their branches

Online calculator tool

To help take the guesswork out of how much you need to borrow they have online calculators available helping you determine your repayment schedule and access your affordability. Use the sliders to choose the amount that you would like to borrow and how long you will need in order to pay it back.  The calculator will tell you the total cost of the short-term loan and the total repayment fees due.

man holding thumbs up

Cash Stop is a trusted & reliable provider of short-term loans

In our review, Cash Stop adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Stop is a registered credit provider in Australia: ACL 389433

Customer Reviews & Testimonials

The turnaround time was very fast. I was impressed

Tyler H
— Mackay —

Cash stop consolidate all my debts and offered me a loan to settle those debts. It was easier for me to pay for one loan than multiple lenders/ accounts. Cash Stop made my life easier.

Nate J
— Maitland —

There is nothing more interesting than to speak to someone who answers all your questions. I was blown away by the consultant who helped me in the branch.

Jake J
— Bunbury —

Cash Stop Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed