Rating based on 43 reviews

Cash on your Mobile

  • Short-term loans up to $50,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Author Cash on your Mobile. Screenshot of Cash on your Mobile website.
[Accessed May 2, 2023]

Cash on your Mobile - Convenient online loans

If you need a short-term loan of up to $5000 you can apply for one of their loans right from the comfort of your smartphone.

They have helped thousands of Australian citizens when they need a little extra cash for life’s unexpected expenses. They offer payday loans ranging from $400 and the money is paid directly into your bank account if your loan application is approved.

When you need cash in your hand

Their fast loans are very easy to apply for and are perfect in your time of need. Why wait until payday when you can get cash in your hand today.

Don’t miss out on special offers because you don’t have access to your cash right now, instead take a loan and have the money you need when you need it.

Paperless and stress-free

Their system is completely paperless that means not only are you helping to save the planet, but you are also saving yourself a lot of stress and hassle.

Simply log onto their website and fill in the online application form, you can borrow the money for anything that you need. There are no restrictions on what you can use the money for.  

Reasons to borrow money

Life is very unpredictable and things happen that you might not have planned for, your car might get a flat tire, your child might need new school shoes or you might get sick and need to see a doctor, for whatever reason they understand that sometimes you need a bit of quick cash to help you out of a bind.

They will assist you with a quick cash injection in the form of a short-term loan that you only need to pay back by your next payday.

Loans up to $50,000

Cash on your mobile is a licensed credit broker registered with the ASIC and they offer short-term loans of between $400 to as much as $50,000.

If life throws a big life-changing emergency your way and you need a lot of cash in a hurry they can help you secure as much as $50,000 in as little as 4 hours. This loan is only granted in case of emergencies.

Friendly service

They aim to make your experience as pleasant as possible and their staffs are highly knowledgeable and are standing by to take your call and answer any questions that may arise.

Their fast, flexible emergency loans will have you smiling as you collect your cash.

Do you qualify?

  • You must be 18 years or older
  • Earn at least $550 per month
  • Be a permanent Australian citizen
  • Have a saving or check account in your name to deposit the money into
  • Can you afford to pay back the loan?
  • Even if you have bad credit you could still qualify

When you need cash in a hurry, just follow these 4 easy steps:

  1. Log onto their site from your mobile phone and click the ‘Apply now’ button. Fill in the form.
  2. They will review your online loan application form and give you an outcome within a few minutes.
  3. They will assign you a lender from their database that bests suits your requirements. This lender is your best option for having your loan approved.
  4. The lender will contact you to finalise the deal and deposit the money directly into your bank account.

Cash on your Mobile – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $50,000
  • Repayment 1 month to 12 months
  • Decision 24 hours

Benefits of Cash on your Mobile

  • Get a loan within 24 hours
  • Online applications are quick and easy
  • Bad credit loan options

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash on your Mobile - Fast convenient online loans

The money will be paid into your account within 4 hours of your application being approved. Some banks may hold the cash for 48 hours before you can access it depending on your loan agreement.

100% free to apply

Their loans are obligation free which means that you can apply for a loan at no cost and see if you are approved. Once you have been approved there is no obligation for you to take the loan. So there is no risk in applying.

Better chance of approval

Even if you have a bad credit history you are still encouraged to apply as these as payday loans they do decline your application simply based on your bad credit score. This means that you have a higher chance of having your bad credit loan application approved. They will consider your loan application even if you have been declared bankrupt, have judgments against your name or any other financial issues. 

Take another loan

Their unique structure allows you to apply for another short-term loan while you are still paying off your current payday loan. They are a responsible lender and will only grant you another loan only if it is in your best interest.

Entering into a second loan is only advisable if you are almost finished paying off the previous loan and can afford to make the repayments. 

Help, you're going to be late making a payment!

If you are having a hard month and have to make a payment late or don’t think you will be able to make a payment then please contact them. They understand that life is unpredictable and they will assist you as much as possible by setting up a personal loan payment plan that will suit your needs.

They encourage you to only apply for a loan if you are in the position to afford it and can easily make the repayment terms as set out in the contract that you entered into.

Contact them

If you have a question please e-mail them at help@cashonyourmobile.net.au or get in touch with them via their contact me form on their website. They will call you back and assist you with whatever you need.

Join the hundreds of happy Australian clients and put a stop to your financial problems by applying for a loan today.  

Customer Reviews & Testimonials

I was able to apply for the loan at home. I did not have to worry about going to the branches.

Samuel R
— Wyong —

For offering me a loan when I had a bad credit history. Thank you!

Max C
— Young —

I had life issues, couldn’t pay the monthly repayments on time. I had to call the lender and notify them with my late payment, they were very understanding. Thank you for treating me like a famil...

Cooper M
— Clare —

Cash on your Mobile Contact

Contact Number

  • not available



Physical Address

Postal Address

  • PO Box 231, Caloundrs, QLD, 4551, Australia

Opening Hours

  • not available