Rating based on 37 reviews

Personal Loans Now

  • Personal loans up to $5,000
  • Tailormade loans
  • Repayment up to 52 weeks

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Author Personal Loans Now. Screenshot of Personal Loans Now website.
[Accessed May 2, 2023]

Personal loans now - We have a passion for finance

For years we have been helping clients in Australia with quality products and services. We have many satisfied customers and we continue to grow as a trusted credit provider.

At Personal Loans now we have a highly qualified team who is passionate about finance. They will take the time to get to know their clients as well as their specific financial needs. Our consultants will guide you throughout the personal loan process.

Our clients are our main priority

We specialise in quick micro-finance and we believe in helping our clients reach their financial goals as soon as possible. With many years of experience in the financial industry, we have designed a loan process that is straightforward and fast. Whatever you need financing for we will have the loan option to cover it. Tell us what you need in terms of financing and we will find the quickest solution for you.

We deliver on our promises

At Personal Loans Now we work fast to deliver financial solutions to our clients. We have competitive interest rates and attractive repayment terms that can suit any budget. Our short-term loans are affordable. We strive to help you pay for that unexpected expenses quickly.

Straightforward loan applications

During the online loan application process, we will explain all the detail to you for extra peace of mind. We have a fast and straightforward online application.

Our general and emergency loans are designed around your specific financial needs. We support responsible lending and thus we will never grant you a loan amount you can’t afford. The loan applications that are sent to us is processed with the highest priority.

Same-day loan pay-outs

You will receive feedback on your personal loan application almost instantly and if you have been approved for a loan you can expect your loan to be paid out on the same day.

Loans are paid out into your bank account. When you apply for a loan we will take into account your individual financial situation. If you have a poor credit history, you can still apply for a loan with us.

Competitive rates

We have competitive interest rates that remain fixed during the repayment term of the loan. We offer payday loans of $500 and the maximum amount will depend on your affordability. Our loan amount is enough to pay for unexpected bills, school fees and or to even take that well-deserved break.

Personal Loans Now – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $5,000
  • Repayment 30 weeks to 52 weeks
  • Decision Same day

Benefits of Personal Loans Now

  • Easy finance loans
  • Apply with a bad credit score
  • Quick online applications
  • Get your loan on the same day

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Loans Now – Fast personal loans at your fingertips

You can apply for a loan conveniently from our online platform. We take the stress out of getting a loan and set you up for a positive outcome.

Loan repayment term

The maximum repayment term is 12 months. You can choose if you want to repay your loan weekly, bi-weekly or monthly. You can repay your personal loan early and there are no early repayment penalty fees. By using a direct salary transfer from your account, you can ensure that you do not miss any payments, this system will also save you time by not making manual payments each time.

We will get cash into your pocket quickly

Tell us what you need, and we will find a loan that is perfect for your financial situation. Once you have selected one of our loan options you can make use of the quick online loan application and quick approvals. We make it possible for you to apply for a loan, get approved and get your loan paid out to you on the same day. With our low-interest rates and fees our loan is affordable and can suit any financial situation.

Criteria for a personal loan

Each of the reputable credit providers we use has a qualifying criterion. The basis is that clients must be at least 18 years old with a permanent salary. If there are more qualifying criteria they will be discussed with you when you apply for a loan.

Personal Loans Now gives you access to affordable loans that are paid out fast. If you need cash in an emergency, please visit our website and apply for an online cash loan. Our consultants can help you if you have any questions regarding the loan or loan process.

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Personal Loans Now is a trusted & reliable provider of personal loans

In our review, Personal Loans Now adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Personal Loans Now is a registered credit provider in Australia: ACL 472240

Customer Reviews & Testimonials

After a bit of a financial mishap, I needed to urgently get some cash to even out my budget for the rest of the month. Thanks to PLN I was able to secure a personal loan to help tide me over at a...

Anna G
— Canberra —

A super-fast online loan application that took me minutes to complete. Shortly after the loan amount was transferred to my account.

Tristan M
— Perth —

I didn't always have the best credit so I was delighted when I applied for a personal loan with Personal Loans Now and they approved me almost instantly. The money was paid out the same day and I...

Ryan H
— Darwin —

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