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Personal Loans on Spot

Personal Loans on Spot homepage
Author Personal Loans on Spot. Screenshot of Personal Loans on Spot website.
[Accessed May 2, 2023]

Personal loans on the spot – A modern & unique lender

At Personal Loans on the Spot, we have a modern and unique service model and product offerings.

Over the years we have helped many Australians when they needed a cash loan fast. We have many satisfied customers that either comes back to us or refers us to their friends and family.

A credit provider you can rely on on

We use innovation and technology to help you apply for a personal loan fast on our online platform. The loan application is 100% online and documents can easily be uploaded or emailed to us. We have made sure that the application process is fast and convenient.

No long queues or endless paperwork. Turn to Personal Loans on the Spot you need a loan without the wait. Our terms and conditions are straightforward, and we will disclose all fees as well as the total cost of the long or short term loan when you apply.

You can borrow up to $1,500

One of the biggest benefits from our personal loans is same-day cash.

Apply for one of our personal loans, we have one of the fastest loan turnaround times. As soon as you have been approved the loan amount will be paid into your account. You will get paid the same days as you applied for a loan.

We are industry trendsetters

We have years of experience in the financial industry and we source the best technology. This enables us to bring you the fastest payday loan service and the best customer service. With us, you get a free loan assessment and no application fees when you apply for a personal loan with Personal loans on the spot.

Personal Loans on Spot – Personal loan

  • Loan Type Personal loans

Benefits of Personal Loans on Spot

  • PERSONAL Loans
  • QUICK Loans
  • CASH Loans
  • BAD CREDIT Short Term Loans
  • APPLY Online
  • LOAN Calculater

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Loans on the Spot – Fast financial solutions at your fingertips

Our personal loans have fast loan turnaround times and we will get you the cash you need to pay those unexpected bills.

Borrow up to $1,500

You can qualify for a loan amount of up to $1,500 to use as you see fit. When you apply we will look at how much you can afford in payment.

We will never allow you to borrow a loan amount that you cannot afford. Our online loan approval time is less than an hour and after that, your loan amount will be paid directly into your bank account. Your loan will be tailor-made with no hidden fees and no application fees.

Loans for clients with bad credit

Having bad credit can be a headache especially when you need a loan. Many banks and other lenders will show you away due to a bad credit history. At Personal Loans on the Spot, we understand that a simple default or missed payment can reflex badly on your credit score, we are here to give you a second chance. Visit our website and apply for a bad credit loan to regain control over your finances.

How do I apply?

In order to qualify to apply for our personal loans, you must be at least 18 years old with a permanent income. Once you qualify to apply for a loan follow these 3 easy steps.

  1. Visit our website and fill in the application form. Send us 3 – months bank statements and your ID, these documents can be uploaded to our website.
  2. You will know the outcome of your loan application within 30 minutes
  3. Once your application is approved you will receive the money in your account.

At Personal Loans on the Spot, we have taken the stress out of getting an emergency loan. Our loans have a fast turnaround time and you can have the cash in your account on the same day you applied for the loan. Contact us today and get your quick personal loan today.

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Personal Loans on Spot Contact

Contact Number


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Physical Address

Postal Address

  • PO Box 41 Blacktown , NSW , 2148, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed