Rating based on 28 reviews

My Cash Finance

  • Personal loans up to $10,000
  • Fast loan payouts
  • Repayment up to 12 months

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Author My Cash Finance. Screenshot of My Cash Finance website.
[Accessed May 2, 2023]

My Cash Finance - Get your financial freedom back

At My Cash Finance, we are a well established and popular credit provider in Australia. We understand that mishaps can happen at any time and you will end up needing a fast loan.

This is where we come in with our fast approved personal loans. Our personal loans are designed to meet your urgent monetary needs. Through the years we have helped many Australians gain their financial freedom.

Approval under 5 minutes

When you apply for a loan with us you will know the outcome of your loan within 5 minutes after applying.

As soon as you have been approved for a loan with us and the lending contract has been finalised we will transfer the loan amount into your bank account.

Loans anywhere, anytime

Our online platform can be used day or night. You can apply for a loan from anywhere with an internet connection.

We understand that the urgent need for cash can come at any time and that’s why our website allows you to apply and get approved for a personal loan 24 hours a day, 7 days a week.

Apply for a loan in 3 easy steps

You can apply for a loan with us in 3 easy steps. It is very easy to qualify for a loan with us and we will get you the money you need in the shortest possible time.

Many Australians use us when they need a loan to be paid out fast and this helps them reach their financial goals faster than with any other lender.

Look at what makes us different from other lenders

  • 5-minute pre-approval – simply fill out our pre-approval form online and you will get a response to the outcome of your loan within minutes not hours.
  • Fast payouts – you will receive your personal loan amount in your bank account on the same day as you have applied for it.
  • Bad credit considerations – other than most lenders in Australia we will consider loan applications from clients with bad credit. We believe that clients looking for a bad credit loan deserve a second chance.

Personal loans

When you need cash in a hurry, finding a reliable credit provider can become overwhelming. At My Cash Finance, we provide you with reliable personal and emergency loans to meet your financial needs. All you need to do is fill out the loan pre-approval form and get your finances back on track.

My Cash Finance – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $10,000
  • Repayment 1 month to 12 months

Benefits of My Cash Finance

  • Apply with a bad credit history
  • Personal loans payout fast
  • Pre-approval in 5 minutes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

My Cash Finance – Fast payouts when you need a loan today

There are many forms of personal loans on the market. While some lenders offer unsecured loans it is important to also consider secured loan options as the interest rate associated with this type of loan is much lower.

You can contact one of our professional consultants if you are unsure of what type of loan is perfect for you. They can give you information on loan options and offer the best advice in order for you to make an informed decision.

How do I qualify for a loan?

Our loan process is an easy 3 step procedure. Apply for pre-approval, provide basic document and get the money in your account. This is the criteria you must qualify for in order to get a long or short term loan from us:

  • You must have a good credit history (bad credit ratings also considered)
  • A minimum weekly income of $600
  • Own a vehicle under finance OK or a property covered by mortgage OK

If you don’t own a non-financed vehicle you can apply to someone who owns an asset through a joint application.

Documents required when you apply

  • ID – drivers licence
  • Asset: Car Rego or council rate
  • Payslip, business certificate or Centrelink statement

Can I apply for a loan if I only have a Centrelink income?

We can consider you for a loan if your income is over $600 a week. However, if you get youth allowance, Austudy or if you are on Newstart we cannot help you with a loan.

Business loans

We help small, medium and large businesses with business finance when you need it the most. You can get your qualified loan amount within 3 hours after applying. For a startup business, you can qualify for a loan amount ranging between $1,000 and $500, 000.

Apply at My Cash Finance now if you need reliable loans that are paid out fast. After being approved for a loan you can have the cash in your account within 3 hours.

Customer Reviews & Testimonials

Sharp online platform that let me manage my application and account all online. I can arrange automatic repayments or do it manually. I love the freedom to choose.

Isabel F
— Brisbane —

What a pleasant and stress-free experience it is to apply for a loan with Cash Finance. Happily surprised.

Andrew E
— Canberra —

I was approved for my loan within 7 hours after submitting my application and the money followed shortly after.

A'Niel J
— Hobart —

My Cash Finance Contact

Physical Address

Postal Address

  • P.O. Box 94, Hurstville BC, New South Wales, 2220, Australia

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed