Rating based on 30 reviews

iWant Payday

  • Personal loans up to $4,500
  • Get the best deal
  • Low rate loans

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iWant Payday homepage
Author iWant Payday. Screenshot of iWant Payday website.
[Accessed May 2, 2023]

iWant Payday - Get a loan fast

iWant Payday is an Australian financial services provider that seeks to assist clients that are looking for a loan.

Emergencies happen when we least it and the last thing you need to be stressing about is whether you have enough money or not to handle the challenge that you are faced with. We aim to bring a sense of relief for our customers who are always an application away from an emergency loan.

Bad credit is not a problem for us

Bad creditors are people that were not handling their debts properly and as a result, have landed in the wrong books of the law. We are a fair credit advance provider that believes in second chances. Having said that, we welcome clients with a bad credit record and we are willing to give them the benefit of the doubt. This is to say we will do our processes and if a client meets the criteria, we will start processing the bad credit loan. Regardless of having a bad credit history, we will give you a clean slate at iWant Payday.

However, we must mention that not all bad creditors will be given the green light. If no efforts have been made by the client to cut costs and try to clear their name by being financially responsible, we may not give that specific client a personal loan. In as much as we seek to make a formidable relationship with our customers, they have to be willing to meet us halfway by doing their bit and keeping their end of the bargain as well.

Loans up to $2,000

Clients are required to apply online for a loan. By applying online, you will be directed to a loan that has seen your application and matches your financial needs.

From here, you will communicate with your lender about any further details you might need to provide and how your personal loan can be processed.

Assessment and approval process

After you have submitted all the supporting documents to your lender and everything is clear, you will sign for your loan electronically and the money will be deposited into your bank account. The contract stipulated the terms and conditions that are expected of you as the client and the lender. It is important that clients read through the contract thoroughly before they sign for it. Once you have signed for it, it means you accept everything that is written in black and white and all systems go.

How much can you get for a personal loan at iWant Payday?

Clients can apply for a minimum payday loan of $400 to a maximum of $4500. This means that as a new member you can get a lower amount but as your profile increases due to being an existing member, you will get a larger amount. This has taught clients that they must be consistent with their payments to avoid being on our bad books.

iWant Payday – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $4,500

Benefits of iWant Payday

  • 5-minute loan application
  • Quick loan responce

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

iWant Payday - Fast and convenient personal loans

Clients are more than welcome to repay their loan early. There are no fees incurred from settling your loan at an earlier date.

If anything, it gives us an indication of how serious you are about ensuring that your debt is paid off.

Responsible lending on personal loans

Seeing that you will be dealing with the lender, they will tell you how much you qualify for after you have submitted your supporting documents. The lender may say you qualify for a less amount than the one you were hoping to get. This shouldn’t worry you; your affordability is solely based on your creditability. The last thing lenders want is being in a position where they gave you a large personal loan but you can’t pay it back. Since lenders want their clients to be comfortable with their payment plans, they will give them a loan they can afford.

I can’t meet my payment dates

Being understanding doesn’t mean we have to bypass the procedure. Therefore, should a client be in financial hardship, we will require the client to pay for the fees incurred due to an overdue payment. However, they still must let us know before the date of their payment. If they don’t, we will deem it as a missed payment and charge you even more. Feel free to talk to us whenever you face a challenge, we are here to help you.

We help all Aussies

When you are looking for financial assistance, the last thing you need is to be restricted as far as location and region are concerned. At iWant Payday, our short-term loans are available all over Australia and we have quite a few lenders to choose from. Essentially, we make sure that you get a lender you can afford and will be able to help during your financial difficulty.

You will get every service you have ever wished for

We believe each and everybody who wants a credit advance plan is matured enough to know what is right and wrong. We also believe they know their financial strengths and weaknesses. That said, we don’t see the point of asking several questions as to why you need a blacklisted loan. All we require from our clients is assurance that they know what they are doing and they will be able to adhere to the financial obligations set by us.

Customer Reviews & Testimonials

I found the online loan calculator very helpful as it allowed me to see not only what I could afford to repay each month, but also how much my total loan was going to cost me with all the rates a...

Harry P
— Brisbane —

I was very excited when I applied for my first job out of university and was even more excited when I got a call back for an interview with a company that was on the other side of the country. I ...

Joshua B
— Newcastle —

iWant Payday Contact

Contact Number

  • not available



Physical Address

Postal Address

  • GPO Box 134 Brisbane, Queensland, 4001, Australia

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed