iWant Payday

iWant Payday is an Australian financial services provider that seeks to assist clients that are looking for a loan.

Emergencies happen when we least it and the last thing you need to be stressing about is whether you have enough money or not to handle the challenge that you are faced with. We aim to bring a sense of relief for our customers who are always an application away from an emergency loan.

Bad credit is not a problem for us

Bad creditors are people that were not handling their debts properly and as a result, have landed in the wrong books of the law. We are a fair credit advance provider that believes in second chances. Having said that, we welcome clients with a bad credit record and we are willing to give them the benefit of the doubt. This is to say we will do our processes and if a client meets the criteria, we will start processing the bad credit loan. Regardless of having a bad credit history, we will give you a clean slate at iWant Payday.

However, we must mention that not all bad creditors will be given the green light. If no efforts have been made by the client to cut costs and try to clear their name by being financially responsible, we may not give that specific client a personal loan. In as much as we seek to make a formidable relationship with our customers, they have to be willing to meet us halfway by doing their bit and keeping their end of the bargain as well.

Clients are required to apply online for a loan. By applying online, you will be directed to a loan that has seen your application and matches your financial needs.

From here, you will communicate with your lender about any further details you might need to provide and how your personal loan can be processed.

Assessment and approval process

After you have submitted all the supporting documents to your lender and everything is clear, you will sign for your loan electronically and the money will be deposited into your bank account. The contract stipulated the terms and conditions that are expected of you as the client and the lender. It is important that clients read through the contract thoroughly before they sign for it. Once you have signed for it, it means you accept everything that is written in black and white and all systems go.

How much can you get for a personal loan at iWant Payday?

Clients can apply for a minimum payday loan of $400 to a maximum of $4500. This means that as a new member you can get a lower amount but as your profile increases due to being an existing member, you will get a larger amount. This has taught clients that they must be consistent with their payments to avoid being on our bad books.