Rating based on 33 reviews

Instant Cash Online

  • Personal loans up to $2,000
  • Fast loan payouts
  • Repayment up to 12 months

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Instant Cash Online homepage
Author Instant Cash Online. Screenshot of Instant Cash Online website.
[Accessed May 3, 2023]

Instant Cash Online – Short-term personal loans

Instant Cash Online started 5 years ago as a short-term loan provider to help low to middle-class Australians get cash when they need it most.

We have given many Australians the opportunity to reach their financial goals. Over the years we have served many satisfied Australians. We strive to help Australians reach their short-term money goals.

We give valuable information

Borrowing money can be a daunting task, at Instant Cash Online we strive to simplify the process for our clients. We empower our clients by giving them valuable information about personal loans. We help our clients make an informed choice about loan amounts and choosing repayment terms. We want to be the first choice for clients who need a reliable loan.

We use up-to-date technology

Our online platform has been designed with up-to-date technology, making it possible for us to help you get the money you need even faster. We are always improving and updating our business to ensure we stay up-to-date with trends and modern technology. Our quick loans are easy to apply for, simply visit our website and fill out the short application form.

Loans up to $2,000

As a company, we have made responsible lending a priority. We have many satisfied customers who come back to us time after time.

We treat our clients in a professional and friendly manner. We will take the time to understand exactly what your financial needs are. We are a trustworthy online lending company and we deliver on our promises with affordable bad credit loans.

Emergency loans

Life is full of unplanned events and this creates a need for emergency cash loans. Whatever your emergency is we have the cash amount to cover it. We offer emergency loans up to $2000. Visit our website and fill in the fast 5-minute application form that can be done at any time 24/7. As soon as you have been approved for an emergency loan, we will transfer the loan amount into your bank account.

Short-term personal loan

Sometimes in life, we need a little bit of extra cash to stretch our budget until the end of the month. A personal loan can be used to pay for anything like school fees, doctor’s bills, or equipment. We can help you better manage your cash flow. You can apply for a short-term loan any anytime 24/7. There is no paperwork and you can conveniently upload your personal documents to our online platform.

Instant Cash Online – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months

Benefits of Instant Cash Online

  • Instant Cash Loans
  • Bad Credit Loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Instant Cash Online – Get a loan day or night

Our company prides our self on our transparency. You won’t find any hidden costs and you would not have to guess the exact cost of your loan. We will happily supply you with this information.

When you need a personal cash loan, turn to Instant Cash Online. Supply us with your personal and employment details securely online.

How can I apply for a loan?

  • Step 1: Apply online at any time, it only takes 5 minutes. Our online loan applications are fast and clear.
  • Step2: Approval and online confirmation: if you meet the requirements to apply for a loan we will notify you with an SMS or email. This allows you to digitally sign the loan agreement.
  • Step3: Get your funds- if you get approved before 5 pm Monday to Friday we will deposit the loan amount into your account on the same day.

Travel loans

When you want to travel but don’t have enough cash, then Instant Cash Online have you covered. We will help you with a travel loan that can help you book your flights or book accommodation.

Our travel loan amount ranges between $300 and $2000. We aim to get you the money you need fast so that you can get your holiday organised.

Instant Cash Online is your reliable go-to lender when you need a reliable online cash loan fast. We have many loan options to suit any lifestyle. the biggest benefit of our service is that you can apply at any time and you will receive your cash fast.

man holding thumbs up

Instant Cash Online is a trusted & reliable provider of personal loans

In our review, Instant Cash Online adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Instant Cash Online is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

Whenever it comes to dealing with online organisations it's normal to be wary at first, but my experience with Instant Cash has been truly pleasant. Their call staff were great at putting my worr...

Nicholas M
— Melbourne —

After my experience with ICO I feel I should nominate them for an award! It was the best customer service I have ever experienced along with a product that is worth the money. Fantastic personal ...

Julie A
— Perth —

It feels almost strange to say this, but the personal loan I received from Instant Cash Online was of really good quality - I mean this in the sense that the loan was easy to obtain, the payment ...

Mark T
— Newcastle —

Instant Cash Online Contact

Physical Address

Postal Address

  • PO Box 423 Matraville , NSW , 2036, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed