IMB

With an operation that has been in existence for over 100 years, it is not surprising why we have become one of the leading financial service providers.

IBM Bank has been around for many years and we have seen a lot of customers come and go with financial difficulties, we have assisted many households, businesses and individuals and we will continue helping them change their financial perspective.

IMB Bank specializes in the following:

• Household and individual personal loans
• Investments and deal accounts
• Term payments
• Commercial banking
• Financial development
• A wide range of assurance and travel produces.

The Beehive IMB Bank

The Beehive IMB initiative is a great educational platform that is available to teach toddlers educational programs. Members can access the site and download the educational programs and teach their children everything they can. By having an educational foundation at a young age, children will not struggle as they grow up.

The Beehive IMB saving tips:

• Set savings objectives: Have a financial plan and come up with goals as to how do you plan on going about achieving it.
• Work out an investment strategy: If you don’t properly plan the amount you intend on saving, you will not have a good savings plan.
• Pay yourself first: Don’t use your savings. Put it away before you are lured to use it.
• There is nothing wrong with starting small: People often think they need a lot of money to start saving and this is not true.
• Open a savings account: The best way to save is to open a savings account.

Clients who would like a personal loan have to apply online. The online loan application is straightforward and won’t take a customer more than 10 minutes to complete.

In the first stage of the loan application process, we want to know the customer’s personal details, employment information as well as salary information. As much as you might be in a difficult financial position, we need to be able to determine whether you will be able to pay for the personal loan you are applying for.

Submit your supporting documents

After you have submitted the online application, you have to submit supporting documents that will go hand in hand with your application.

We have to verify the documentation according to the level of accuracy, so we can have an idea of the kind of person we are dealing with.

Money in your bank account

After we have accessed the documentation and are satisfied with our findings, the client needs to sign for the contract and the money can be deposited into his chosen bank account.

If the personal loan was approved before the end of the business, the client will get the money on the same day. On the other hand, if it was approved after work hours, the money will reflect on the following day.

Flexibility on personal loans

The period of paying your long or short term loan depends on what your needs are. However, there is a significant amount of time to pay your loan and the interest rates are not too heavy on the price.