Rating based on 39 reviews

Bank of Melbourne

  • Personal loans up to $80,000
  • Low-interest starting from 8.49%
  • Repayment up to 7 years

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Bank of Melbourne homepage
Author Bank of Melbourne. Screenshot of Bank of Melbourne website.
[Accessed May 2, 2023]

Bank Of Melbourne - Get a personal loan fast

We're Victoria's native financial services provider. We have 106 outlets spread nearby Victoria, with our head office and call centre situated in the core of Melbourne's CBD. All our offices and commercial investment centres are operated by natives.

Although we are a financial services provider, our mandate is not only to offer personal loans and financial services. We continue to make substantial reserves in the indigenous economy, even as also supporting and firming up the resident community through initiatives like the Bank of Melbourne Neighborhood Fund.

For the makers initiative

As the solitary bank native to this urban, we are fervent about the nation of Victoria. We’re a state of manufacturers, inventors and go-getters. So, all that jazz that you want being made, we want to assist you in turning it into a possibility. Stimulated by the drive, urge and invention of Makers across our national, our ‘For the Makers’ movement lingers on to tell their story, although this time, they are telling it in their own words. 

Containing fruitful Victorians who are Bank of Melbourne clients, it’s their stories that display why we brag just a little more about being just the Bank of Melbourne; we’re the Bank for Melbourne.

Fast online loan application

Clients are required to complete an online loan application that takes about 10 minutes to complete.

This application form consists of a customer furnishing us with your personal details, employment details and salary information. All the information that we request is strictly for the purposes of the personal loan application and nothing else. We are not entitled to use your information for any other objective, so you can rest assured that your information is protected with us and will never be seen by anybody else.

Personal loan assessment and approval

After you have submitted the loan application, you must submit supporting documents that we need to verify. The documents need to correspond with the online application form you submitted to us. We need to see if you can afford the loan you are intending on paying or do you have too much on your plate. This is the final stage before we can grant you your personal or emergency loan, so we must ensure that everything is in order.

Fast payouts

Once your quick loan application has been approved, the money will be deposited in your nominated bank account after you have signed for the contract and agreed to the terms and conditions set out in the agreement. The client must acknowledge the terms and conditions before the money can be made available for his disposal. Accepting the contractual obligations is a very important process of the loan application.

Bank of Melbourne – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 8.49%
  • Loan Amount up to $80,000
  • Repayment 1 year to 7 years

Benefits of Bank of Melbourne

  • Reliable personal loans
  • Quick online loan applications
  • Easy repayment terms

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bank of Melbourne - Quick personal loans

How do I make repayments?

Clients can make a direct debit payment that is deducted straight from your bank account on an agreed upon date. This way, you won’t have to worry about going to wait for long queues during the crazy hours of the month; the money can just be withdrawn straight from your bank account to repay your long or short-term loan.

Can I get a personal loan while I have bad credit?

We try to help all our customers and as such we have dealt with several ad credit cases. We are not saying that we will help everyone who has bad credit. We need to evaluate the extent of your bad credit before we take up your case and offer you a bad credit loan. Therefore, clients with bad credit are more than welcome to apply and we will see what magic we can try to work around their case. We are not saying that we will always get it right, but we are saying that we will not stop trying until we do.

How to get hold of us?

If you want to give us a ring so we can simplify things that you find difficult to comprehend, don’t be afraid to give us a ring and we will be ready to answer every question you have about taking our a personal loan.

man holding thumbs up

Bank of Melbourne is a trusted & reliable provider of personal loans

In our review, Bank of Melbourne adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Bank of Melbourne is a registered credit provider in Australia: ACL 233714

Customer Reviews & Testimonials

When a family member got sick I urgently needed to get a plane ticket to go see them, It was the middle of the month and I was broke. Thankfully I was easily able to get a quick personal loan fro...

Addison K
— Adelaide —

Affordable personal loan with fair interest rates and low fees.

Hector C
— Melbourne —

The bank of Melbourne offered me a great personal loan that helped me renovate my home. I was able to repay the loan within 3 years and I was very happy with the service I received throughout my ...

Connor D
— Sydney —

Bank of Melbourne Contact

Contact Number


  • not available


Physical Address

  • Highpoint Shopping Centre, Shop 3138, 200 Rosamond Rd, Maribyrnong VIC 3032, Australia Australia
  • Get Directions

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed