Rating based on 34 reviews

Easy Street

  • Personal loans up to $35,000
  • Low-interest starting from 4%
  • Repayment up to 10 years

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Easy Street homepage
Author Easy Street. Screenshot of Easy Street website.
[Accessed May 2, 2023]

Easy Street - A community based credit provider

Easy Street is a division of Community First Credit Union, which is the largest community-based credit providers in Sydney.

Since we have opened our doors we have helped countless Australians gain access to personal loans when they need money fast. We are a loan finding service that is fast and effective.

100% online procedures

At Easy Street, we have no branches or offices. We operate 100% online to give you maximum convenience and save you time. Finding the right lender and online loan options to suit your pocket can be time-consuming and difficult. This is where we come in, we give you access to many lenders and loan applications with one easy application on our online platform.

Australian finance industry awards

Over the years we have won many awards associated with our loan products. In 2008 we won 'best of the best' award for the cheapest personal loans. We have a 5-star rating from Cannex for our mortgage loans and personal loans. This is evidence that Easy street is a reliable credit provider that you can trust to save you time and money.

Loan amounts between $5,000 and $35,000

At Easy street, we are passionate about working with our clients and finding out exactly what their financial needs are.

Tell us about your budget and lifestyle and we will find the perfect loan option for you, and what's more, our quick loans are affordable with competitive interest rates.

You can qualify for a loan through us if you meet the following criteria:

  • You must be at least 18 years old
  • You must be an Australian citizen or have an approved Australian working visa
  • In the last 5 years, you have maintained a good credit score
  • You are not bankrupt

You can apply for a loan in 3 easy ways:

  • 1: Visit our website and fill in an online loan application. This application takes less than 10 minutes to complete.
  • 2: Apply over the phone – Call us on 1300 13 14 65 and an expert consultant will help you
  • 3: Request a callback – Fill out a contact form and a consultant will call you when it is convenient for you.

Easy Street – Personal loan

  • Loan Type Personal loans
  • Interest Rate 425% p/a
  • Loan Amount up to $35,000
  • Repayment 1 year to 10 years

Benefits of Easy Street

  • No monthly fees
  • Repay your loan early
  • A transparent lending service
  • Apply for a loan without security

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Easy Street – Fast, affordable personal loans

We have a fixed rate personal loan with flexible features. Your repayments won't change if interest rates go up, this gives you extra peace of mind with your budget.

Benefits of our personal loans

  • Low application fee - $195
  • Our loans are unsecured
  • You have the freedom to choose to repay your loan early without any penalties
  • There are no monthly fees
  • Redraw facility is available to you 24/7
  • 24/7 access to your loan via internet banking
  • You can choose your loan term between 1 to 5 years
  • You can qualify for a long or short term loan amount between $5,000 and $35,000

We need the following information to process your loan application

  • Salary and other income details
  • Details of your assets, savings, investments and shares
  • Detailed monthly budget
  • In the case of self-employment, we need the income figure from your last 2 years tax returns

Have this information ready when you apply for a loan to ensure that the application procedure is as fast as possible.

Manage your loan in 3 easy steps

Step1: Easy Street e-statements give you access to your account history at your fingertips. These statements are environmentally friendly and easy to keep track of.

Step2: Our online banking gives you access to your personal loan and the ability to redraw any payment made in advance.

Step3: Need more help? Contact us on 1300 13 14 65 and we will help you with any questions you may have as well as give valuable advice.

We also offer insurance

Our insurance products are designed to give you peace of mind when it comes to your property and assets. We offer the following insurance:

  • Home and contents insurance
  • Car insurance
  • Travel insurance
  • Landlord insurance – to cover flats or apartments which are leased or rented to tenants

With a wide variety of products and services, you can be sure that we can give you effective financial solutions and it starts with an easy loan application.

man holding thumbs up

Easy Street is a trusted & reliable provider of personal loans

In our review, Easy Street adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Easy Street is a registered credit provider in Australia: ACL 231204

Customer Reviews & Testimonials

I was blown away by the low-interest rate and affordable fees Easy Street was able to offer me on my personal loan. I will be sure to recommend them to others.

Jonathan S
— Brisbane —

It is rare that I give praise to any organisation, but Easy Street has impressed me with not only their great product but also their friendly and competent staff.

Henry M
— Victoria —

Easy Street Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 15:00
  • Sunday – Closed