Rating based on 15 reviews

Australian Lending Centre

  • Personal loans up to $250,000
  • Low-interest starting from 3.68%
  • Repayment up to 5 years

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Australian Lending Centre homepage
Author Australian Lending Centre. Screenshot of Australian Lending Centre website.
[Accessed May 2, 2023]

Australian Lending Centre - We have fast financial solutions

The Australian Lending Centre is a credit provider with more than 30 years of experience. We have a well-established relationship with many credit providers around Australia.

We have the advantage to find a loan for you that best suits your lifestyle and budget. Cris Riotto is the MD of the Australian Lending Centre and since he opened the company, we have grown quickly, and we currently have 15 trained mortgage and lending managers.

Knowledge is power

Chris advocates the work of The Australian Lending Centre and the services and products offered by his team and he recommends to clients that knowledge is power. We ensure that our clients have valuable information before they decide about personal loan options and the repayment terms. We strive to help clients make informed decisions and help them manage their finances better.

With our service we guarantee

  • Full disclosure – your consultation with Australian Lending Centre is free. When you take out a loan with us, we will disclose all fees, charges and terms up front.
  • Fast response times – we will lift the pressure caused by your financial situation. We have loan specialists who work quickly to get you approved for your loan as well as deposit the loan amount into your account on time. You can get your loan amount from us within 72 hours.
  • No delays – we will ensure that your online loan application has no delays. A financial manager will make a prompt decision about your loan application.

We are transparent

The Australian Lending Centre is the leader in finance as well as debt consolidation solutions. We serve individuals and business professionals throughout Australia.

Since 1993 we have helped many Australians by building a financial relationship with them and accessing the latest financial products and services on their behalf. We strive to build a long-term commitment to every client who applies for a loan.

Lift the financial pressure

We have designed our loan products and services to lift your financial burden and gain control of your finances.

We have a wide variety of loan options that range from small short-term loans up to debt consolidation.

We work with every client who applies for a loan to get them the most competitive interest rates and repayment terms that suit their budget.

The Australian Lending Centre difference

  • We don’t discriminate – regardless of what your credit score is, we can find a bad credit loan that is affordable for you. We strive to find the best interest rates, so you don’t have to pay more than you must.
  • We are competitive – this is one of our core priorities. We have a large network of lending experts that help us to compile the best financial products.
  • Continued support – when you apply for a loan through us, we will give you continued support from the application right up to the last repayment. We welcome questions from clients and our expert team is always ready to help.

Australian Lending Centre – Personal loan

  • Loan Type Personal loans
  • Interest Rate 3.685.09% p/a
  • Loan Amount up to $250,000
  • Repayment 1 year to 5 years

Benefits of Australian Lending Centre

  • Bad credit loans
  • Apply 100% online
  • Simple loan applications

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Australian Lending Center - We offer a full range of products

Our goal is to be a long-term financial partner, and therefore we offer a full range of loan options.

Apply for a loan with us and you will see what it's like to have an expert finance team on your side. For a free consultation, you can call 1300 138 188

Personal loans

At the Australian Lending Centre, we understand that life can throw you a curveball and when unexpected expenses arise you have no time to waste waiting for money. Our personal loans are designed to be fast and convenient for you. We give you the freedom to choose your loan amount as well as repayment terms. Regardless of your credit score, you can apply for a personal loan with us.

Debt consolidation loans

This loan option works by combining all your debt. We negotiate better repayment terms from your creditors and structure an affordable one monthly payment. The payment you make will be spread across your creditors. This loan option is a long-term solution to help you get out of debt and stay out of debt but for those that do not want to consider financial counselling

Apply for a loan with us

You can apply for a quick loan with us either online or by visiting one of our many branches. The loan application is quick and easy, and you can expect to have your loan amount, paid into your account within 72 hours.  Before you apply for a loan in one of our branches our expert team will help you choose the best loan option that suits your individual financial needs.

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Australian Lending Centre is a trusted & reliable provider of personal loans

In our review, Australian Lending Centre adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Australian Lending Centre is a registered credit provider in Australia: ACL 389119

Customer Reviews & Testimonials

I've stood in line at the grocer longer than what it took me to apply for my loan, get approval and have the money in my account. I like not having to wait, well done!

Diane T
— Brisbane —

With such low interest rates and affordable fees, anyone can get their hands on and easily pay off a loan from ALC.

Claude W
— Hobart —

Australian Lending Centre Contact

Physical Address

Postal Address

  • PO Box 5489 , Chullora, 2190, Australia

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed