Rating based on 28 reviews


  • Payday loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 24 months

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Author Nimble. Screenshot of Nimble website.
[Accessed May 3, 2023]

Nimble - #1 choice for payday loans

When Greg and Sean started their loan project, they never thought it would grow to be what it has become. One should never undermine humble beginnings because it is usually those small drizzles that make heavy rainfall.

Today, comprising more than 100 employees, Nimble is ranked amongst the top payday loan organisations in Australia. That should show their clients and the world at large that you should never underestimate your craft. If you can see it and you believe it, you can be it.

The first of the best

Seising an opportunity and making the best out of it, Nimble became one of the first credit providers to offer clients a personal loan service that is paperless, fast and convenient. Furthermore, it makes the process so fast that applicants will know their loan application in a matter of minutes. By doing and giving this kind of service to clients, customers have made Nimble a credit provider of choice.

You will get quality services

Working well with your customers makes everybody happy. The client gets the best service and as a result, becomes dedicated and loyal to your brand. The credit advance provider, on the other hand, has more customers and with that, that means more business. When both parties work efficiently and effectively, they are able to make the entire emergency loan application process, one that is easy, and clients are treated with the utmost respect and enthusiasm. Everyone is family at Nimble.

Loans up to $5,000

In order to qualify for an online loan at Nimble, you need to be employed. This is the only way they will know whether you will be able to repay the loan or not.

Once that has been dealt with, they will then move towards your affordability rating. The last thing they need is to give clients loans whereas they are not in good financial standing to pay for it.

Loan Amount

Once everything has been in the clear, you will then be given the loan amount you requested. However, it is important to make clients aware that they can only borrow between $300 - $5000. On the other hand, if you are applying for a short-term loan, you can get a maximum of $1600.

Approval times

Once you have been approved, you will be paid within 60 minutes, depending on the time you applied for the loan.

Decline of application

Should they decline your online loan application, this doesn’t mean you can’t apply again in future.

Once they have outlined the reasons that contribute to the debility of the loan, clients usually try to go fix the issues raised so that they are able to qualify and meet the set requirements in future.

Nimble – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 62 days to 24 months

Benefits of Nimble

  • Get competitive deals on loans
  • Low interest and flexible rates
  • Repay your payday loan up to 62 days

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Nimble - The fastest payday loans

With a track record of more than 1 million clients, they constantly put safety measures in place to ensure that their customer’s records don’t leak or land in the wrong hands.

That said, their security and data privacy options are a priority. At Nimble, they value their client’s privacy and confidentiality.

Confirm your loan

Due to the fact that they want their clients to be in control, they give them the power to decide the loan repayment dates, the frequency and how much they will have to repay them. Unlike those doing all the decision-making, they have given their clients the benefit of the doubt.

Credit checks

Credit checks are only done to see the credit history of the potential loan applicant. Should there be any eyebrows raised from these assessments, they may further proceed with your bad credit loan application depending on the severity of the findings gathered. Alternatively, if the findings are major, they may have to stop the loan application as a whole.

Early loan repayment

Should you be in a position of being able to repay your loan early, you can do so at absolutely no charge.

Applying for another loan with us

As soon as you repay your payday loan in full, you may apply for another one. However, they must make mention the fact that clients shouldn’t always think because they were always successful in their loan applications, they are automatically granted a credit advance. Every single loan is treated respectfully, and will not be dealt with the same caution. Lastly, they always advise their clients to not get used to a life of borrowing money excessively.

Loan period

For all new clients, the short-term period is a maximum of 62 days to 12 months. For the long term, the maximum loan period can range from 62 days to 2 years.

Financial hardship

At Nimble, they understand that you won’t always have it together. As a result of that, they have implemented a system that allows clients to speak should they be faced with a situation that will restrict them from repaying their fast loans. Although they are an understanding of credit advanced organisation, they will still have to check the severity of the matter you’ve brought to their attention.

man holding thumbs up

Nimble is a trusted & reliable provider of payday loans

In our review, Nimble adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Nimble is a registered credit provider in Australia: ACL 386010

Customer Reviews & Testimonials

Super quick and easy to apply for and you get your loan on the same day.

Delaine C
— Melbourne —

Got my loan the same day I would recommend the company for loans to anyone.

Samuel S
— Brisbane —

When I contacted the company to help me with a few queries regarding my loan they were able to put me at ease knowing that I would be getting my loan the same day.

Michele S
— Sydney —

Nimble Contact

Contact Number



Physical Address

Postal Address

  • PO Box 3592, Australia Fair, Queensland, 4215, Australia

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00