Rating based on 11 reviews


  • Payday loans up to $15,000
  • Low-interest starting from 48%
  • Repayment up to 36 months

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Author MoneyMe. Screenshot of MoneyMe website.
[Accessed May 3, 2023]

MoneyMe - Advances up to $15, 000

Normally when you think about personal loans, you think about small amounts of money that you can loan. It never occurs to a client that there are credit providers that can literally give you money that would be enough to make you start your life all over again.

Well, not entirely, but there is a lot you can do with $15,000. Yes, you heard them right, at MoneyMe, they can offer their clients up to $15, 000 in credit advances terms and conditions apply.

Terms and conditions

They are a transparent financial organisation that doesn’t have any hidden costs. They will never shock their customers with fees they didn’t make mention in the first place.

That said, the terms and conditions that apply are mainly due to your credibility and affordability assessments. MoneyMe needs to find determine if you are in good financial standing to afford the money you are applying for, let alone the payday loan you are applying for.

Build up a good credit record

It is important that their clients understand that as much as they want to help them, they can’t do much if they have a bad credit record. Instead, they can advise them on the number of ways they can incorporate slowly building a good financial record again.

In turn, if they take all the measures necessary to “clear” their name, they may not qualify for a quick loan application this instant but they will surely stand a chance in future. So relax clients, not all hope is lost!

Fast payday advances

The online application takes less than 5 minutes. This is the section where you need to give them your personal details.

The whole point behind this notion is so that they can get a better picture of their clients. They would at least like to believe they know the people they are dealing with. Should your payday loan application be approved, the money will be making its way to your preferred bank account.

Credit history is important

As they have mentioned that they like to get a better idea of their clients and how they operate, their customer’s credit history is no different. By doing this, they are trying to establish if there is a bad or good pattern as far as your payments are concerned. Should they raise any findings, this may hinder your online loan application because judging from your previous credit history, they will have an idea as to how you will pay them. This is not the case with every client as they believe people change for the better over time and start paying their loans. Therefore, depending on the severity of the findings raised, they will then decide if they can continue with your loan application or not.

Loan period

Depending on how much you loaned and how you will be able to pay it, you can decide to pay it over a period of several months. This has turned out to be a great idea for most clients who have other financial responsibilities that may need attention like credit cards. Should you be able to repay your loan in one single payment, you can do so. Nothing stops you from repaying your loan earlier than the agreed-upon date.

MoneyMe – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $15,000
  • Repayment 3 months to 36 months

Benefits of MoneyMe

  • Apply for a loan 7 days a week
  • Fair and affordable loan options
  • Quick and convenient payday loans
  • A transparent loan service with no hidden surprises

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MoneyMe - Get a payday advance today

Should they find that you have been behaving as far as your financial obligations are considered, they will not see any obstacle that is standing in your way from getting the payday loan amount that you are looking for.

Therefore, it is important to always remain on the good books of credit providers and other financial institutions.

Loan repayment

There will be a date agreed upon by both the client and the service provider. It is normally a date after your salary date or on the date that you receive your salary. The method of payment depends on what the client also prefers. It could be a direct deposit to the credit provider’s bank or via debit order. The debit order has proven to be a better option for most people and it is quicker and saves everybody the trouble.

Freedom of choice

Due to the fact that they give their clients the freedom to choose a short-term loan repayment method that can suit their needs, they have maintained a great relationship between their clients and them. The reason they do this is so that the customers don’t feel indebted to pay them right away when they have other debts that they need to take care of. They are always trying to teach their clients to never pay one loan with another. Deciding on a time that will be suitable for them will give them the platform to properly plan and manage their finances well.

Good credit history

They are a bad credit loan service provider that believes that good work needs a round of applause and should be praised. When they admire their clients, they are giving them more optimism to work harder. When you have a good credit history, they take great measures to reward you for your efforts. They know how difficult it is to maintain a clean sheet and when you have upheld the momentum, they are the first people to give you a pat on the back, simply because you deserve it!

man holding thumbs up

MoneyMe is a trusted & reliable provider of payday loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

The app is super cool as long as you have an android phone or tablet you can keep up with your financials or apply for a loan anytime.

John T
— Brisbane —

The service of the company is fantastic and speedy I got my loan the same day and was very happy.

Jody K
— Sydney —

I got my loan and I have to say I would recommend them to anyone that is looking for a quick loan.

Sarah M
— Sydney —

MoneyMe Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00