CashToday

Cash Today has been operating since 2006. For over a period of 10 years, they have been maintaining the mandate they started: getting fast and convenient loans.

They are a credit service provider that ensures that their clients remain happy at all costs when they choose to take out an emergency loan with them. The days that are approaching your payday are often the hardest to get through. Apart from all the debts you are thinking of repaying, money keeps getting tighter and tighter. Well, they have a way of giving you a slight financial lift and ultimately making you look forward to payday.

Self-employed clients welcome!

They are people who understand the importance of generating income. So much so that they don’t pick and choose the people they help. They are a credit provider that helps anybody who has a solid job. All they require from self-employed clients is for them to show them their three months’ bank statement. This way, they will be able to validate the consistency and accuracy of their employment.

Payday loan

The payday loan is the type of credit advance CashToday offers. Since it is called a payday loan, this just means that they will deduct the money directly from your bank account on your payday. It is for this reason that it is important that you stipulate the correction pay date to avoid finding that the client has insufficient funds on their account or is being double debited.  Another benefit of being debited is just another way of reducing the number of debts a client has.

You have to undergo an online process of applying for the loan via their website. After all the nitty-gritty, you will then read and accept their agreements.

It is very important that clients actually read the personal loan agreements as opposed to just accepting them. Basically, you have to know what you are getting yourself into. Clients are advised to wait for a text message or keep checking their emails to hear the outcome of their loan.

Loan turnaround times

Depending on the time you applied for your loan, the money will appear in your bank account either on the day you applied for your credit account or the next business day. Applying during the weekend will take a longer duration. Therefore, if you are in a hurry to make use of the money you are borrowing, make sure you are loaning it during business days.

Requirements for a loan

The required documents are usually nothing out of the ordinary. They normally just want documentation stating your financial background such as bank statements and something that would verify that you have a stable job.

Should there be additional documents needed for one of their payday loans, they will make the client aware. When the documentation is requested, please send whatever is needed right away, this speeds up the application process.