Cash Smart

Cash Smart Pty Ltd opens its doors to the Australian people in the year 2004. It was this year that marked a new beginning in the credit advancement industry. 

Members of the Credit and Investments Ombudsman and an ASIC Australian Credit License, are legally registered to run the payday loan business. It is good to know the company you are working with is not a fraud!

No hidden fees

The last thing you need is to pay a large amount of money that you have no idea of its origin. At Cash Smart, their clients pay exactly the amount they paid for with the agreed interest. There aren’t any surprises you are going to get on their side.

Criteria

If you want to be considered for a Cash Smart short-term loan, there is a certain criterion that you have to meet. This criterion is not any means of frightening their clients or potential clients.

Instead, they have found a nice way of trying to engage with the people that are looking for a loan and essentially, to be able to separate the serious people from the people who think such applications are a game.

Analysis

Seeing that there is a lot of verification that goes into granting a client approval of their loan application, it is important for customers to be fully acquainted with the terms and conditions of the loan application.

Cash Smart understands how stressful it might be to be without money, especially on the days when you need it most.

Therefore, whether you need money for a bill you need to take care of, an emergency that has been brought to your attention or simply a mini vacation, they got you covered. Unlike most financial brokers, they are not really interested in finding out why you need the money, they just want to help you. As far as they're concerned, they believe that their clients are mature enough to take up an emergency loan with the financial capability to pay for it.

Application process

There are two processes that are included in applying for a loan at Cash Smart. If you are technologically advanced and computers don’t scare you, you can apply the electronic way.

This would be through an online application form and you would then be given the verdict after you have uploaded all the necessary documentation and answered all the questions. It is of utmost importance that you answer the questions as truthfully as you can to limit your chances of being rejected.

They take care of their clients

After you have filled in the online form, you will then submit documents that confirm your identification, bank statements and budget and contacts. The documentation can be sent by either fax or email. It is only after your documentation has reached their office that your payday loan application process will then be escalated to the next step.