Rating based on 17 reviews


  • Home loans up to $750,000
  • Low-interest starting from 2.65%
  • Repayment up to 30 years

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HSBC Bank homepage
Author HSBC Bank. Screenshot of HSBC Bank website.
[Accessed May 3, 2023]

HSBC Bank - A reliable credit provider

They support plus minus 38 million clients through four global businesses, which makes HSBC one of the world’s largest banking and financial service organisations offering everything from credit cards to personal loans and mortgages.

They offer Retail Banking and Wealth Management, Global and Markets, Commercial Banking and Global Private Banking plus their network covers 67 countries and territories in The Middle East and Africa, Europe, Asia, North America and Latin America,

They are where the growth is

They have about 3 900 offices around the world and they aim to be where the growth is which will be connecting client to opportunities and allowing businesses to succeed and economies to grow, and finally assisting people to achieve their hopes and realise their ambitions to own their own home with their home loans.

Shares by HSBC plc, are held by 200 000 shareholders in 131 countries and territories, they are also listed on the Bermuda, Paris, New York, Hong Kong and London stock exchange.

They will connect you to opportunities

Should you be an existing or possible investor you can find more info about HSBC this will also comprise financial results, stock exchange announcements, and dividend information plus investor presentations on their corporate website.

They inspire their personnel to be their best in a complete and inspiriting environment. They offer a world of motivating and diverse opportunities to suit every phase of your career whether you need a student loan, a car loan or a home loan. They know how vital it is that banks play an encouraging role in the global economy and society. They have confidence that a maintainable bank must be steadily profitable, but not completely concerned with making a profit.

Their values

Their values describe who we are as an establishment and what makes them unique. They are vital to rewarding their purpose of assisting industries to thrive, economies to grow and people to be familiar with their goals of owning their own home with their affordable home loans. HSBC is the world’s leading international bank. They have established a long-term approach that reflects their purpose and allows them to connect their customers to opportunities around the world.

HSBC Bank – Home loan

  • Loan Type Home loans
  • Interest Rate 2.653.69% p/a
  • Loan Amount up to $750,000
  • Repayment 10 years to 30 years

Benefits of HSBC Bank

  • Make extra repayments without penalties
  • Versatile home loan options
  • Choose between flexible repayment options
  • An added bonus of no monthly account fees

HSBC Bank - Your dream home can become a reality

HSBC is a local bank serving international needs. They were born In March 1865 from a plain concept. They opened their doors for business in Hong Kong. Currently, they serve around 38 million customers in 67 countries and territories.

Home loans from HSBC

They recognise that purchasing a house is one of the most significant decisions in one’s life, for every person across the world. They are also aware that while most people dream of possessing a perfect home, accomplishing that goal can be quite a challenge, particularly when it comes to arranging the property finance required for such an expensive purchase.

Fulfil your dream of purchasing your own home apply for a Home Loan from HSBC today! Remember that HSBC is with you every step of the way.

Your dream home, a reality

Property types – They bid loans to Resident Indians as well as Non-Resident Indians (NRIs) you can pick completed properties or select a property that is under construction approved by HSBC, you could also purchase a plot of land or self-construction or perhaps you would like to do some home expansions. None-Resident applicants ought to provide a local co-application or local contract person.

Loan tenure - For salaried customers up to 25 Loans are available and for tenures up to 20 years.

Interest rate – HSBC offers a floating rate of interest. Although from time to time they do offer a fixed rate for Home loans for specific loan ownership. If there are special offers available, the offer feature and applicable terms and conditions you may perhaps reach out to your Relationship Manager for details or perhaps visit your nearest branch.

Fees & charges

Processing fee – They charge 1 % of the loan amount authorised or Rs. 10,000, whichever one is higher, will be applicable to a processing fee, applicable taxes will also need to be paid. The collections of the fees are in two parts Rs. 5,000 plus applicable taxes, this is to be paid in advance together with the loan application, the processing fee sum plus applicable taxes can be paid before disbursal of the loan. Please note processing fees paid are not refundable.

Save with Smart Home

The Smart Home is operated through a Smart Home account and acts as a Current Account together with a loan account. This enables you to deposit your usual savings into the Smart Home account. Plus you are able to save on interest payments in a way that attracts tenure of the loan

You are able to reduce the quantum of interest paid so thus reducing the tenure of your loan but this will depend on the savings you deposit into the Smart Home account.

The primary way in which your loan interest is calculated is the principal outstanding less the savings you have deposited into your Smart Home account each month, over and above your Equated Monthly Instalment (EMI).

Be sure to contact HSBC to get the best deal in Australia, contact one of their expert Home Loan Consultants who will gladly be of assistance and offer you their advice freely.

man holding thumbs up

HSBC Bank is a trusted & reliable provider of home loans

In our review, HSBC Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ HSBC Bank is a registered credit provider in Australia: ACL 232595

Customer Reviews & Testimonials

The consultant who helped me was proficient and friendly, eager to help me.

Wesley K
— Darwin —

Very simple and fast online application with hands-on staff to deal with your issues and paperwork later.

Fred S
— Brisbanee —

I adore that there were so many home loan options presented to me so that I could get the one that best fit my needs and circumstances.

Evan F
— Hobart —

HSBC Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed