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AMO – The experts in home loans

Get some peace of mind with their Future Proof Home Loan, this option allows your mortgage repayments to protect you and your mortgage against any future interest rate rises.

AMO's Future Proof Home Loan secures your finances against interest rate fluctuations since the Reserve Bank of Australia is constantly reviewing and adjusting interest rates on a month-to-month basis. The Future Proof Home Loan offers up to 100 % of your loan and is always charged at the lower of the two rates, this loan is far superior to that of a traditional split loan.

Flexible rate loans

Consider an AMO Future Proof Home Loan in order to protect yourself from fluctuating interest rates. There’ll be no nasty surprises of restriction with a revolution home loan from AMO it offers 100 % on an offset account on either fixed or flexible-rate home loans. You are able to redirect all your salary and savings into your offset account, saving you thousands of dollars on interest payments. The majority of lenders will only offer an offset account with flexible-rate loans,

100 % offset account

The 100 % offset account not only decreases the interest on your mortgage but it also permits you to reduce the whole term as well as the period of your repayments, in other words, the amount of cash in your offset account is the percentage of your home loan that is not being charged interest. The AMO Revolution Home Loan will assist you to reduce the period of your loan and perhaps stop you from making unnecessary interest repayments.

Fixed-rate home loan

As they would say, apart from death and taxes, the only other indisputable fact is that life is inevitable, and interest rates are sure to rise. So, this is of little wonder that there are many people opting for a fixed-rate home loan.

You can benefit from an AMO Fixed rate home loan because the variable rate loan bids peace of mind knowing precisely what your repayment will be at the end of each month. AMO has won several awards from Canstar Cannex for the exceptional benefits of the AMO fixed-rate home equity loan. For example, “because not all home loans are the same”, you’ll find that no other major lender will offer you a 100 % offset facility on a Fixed Home Loan but AMO will.

Construction loans

They offer construction loans for the construction of new buildings and renovations.  The AMO Construction loan is the complete solution for any worthwhile project. This includes development work, additional home renovations as well as construction for new buildings. The construction loan allows you to carry out your work and gradually draw down on your loan.

It is compulsory to provide council-approved plans as well as a fixed-price tender from a qualified registered builder in order to qualify for a construction loan. It is also compulsory for the builder's insurance to be valid during the construction period of the property.

Prestige home loan

Their Prestige home loan offers you a 100 % offset account you can choose between a fixed or variable rate home loan where there is no hidden agenda or restrictions. Most lenders do not offer will only offer a variable-rate loan. Give AMO a call today at 1300 266 266 take back control of your finances today, speak to their mortgage brokers and if you prefer you can book an appointment. You can also make use of their online loan application to get started.