Rating based on 26 reviews


  • Home loans up to $490,000
  • Low-interest starting from 2.24%
  • Repayment up to 25 years

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Author Bankwest. Screenshot of Bankwest website.
[Accessed May 3, 2023]

Bankwest - They go the extra mile

Bank West was named Business Bank of the Year in 2013 and 2014 offering some of the most affordable personal loans, credit cards and home loans in the country.  It is their privilege to have been around for 120 years.

They believe it’s because they give a little extra to keep their customers happy, this is something they’ve prided themselves on since they started in 1895. Back then they were recognised as the Agricultural Bank of Western Australia. The WA Government set us up to service the needs of the state farmers.

Growth and sustainability

Back in the day, they were known as the Agricultural Bank of Western Australia. They were set up by the WA Government to service the needs of the state’s farmers. Hitting the road was the only effective way of giving services to the farmers.

You should have seen the WA back then, it was a big empty land nothing compared to what it is today. Their consultants would often have to sleep outdoors while they were travelling between farms. So, you see they weren’t joking when they said they give a little extra and clearly they also went the extra mile.

Dedicated to you

There’s a lot to consider whether you’re buying your first or second home. Like what you would need to look for when you decide to start looking for the perfect property, it can be very overwhelming.

One important factor is that you should try not to let your emotions take over when attending open home inspections because there is more to a house than just the number of bedrooms bathrooms and what the kitchen looks like.

They have put together some important things for you to consider when searching through the lists of properties for sale.

They have a dedicated team of home loan experts

Make contact with one of their home loan specialists who will provide you with their property report, it can provide you with all the necessary information such as the property itself, or a complete suburb, this also includes information about the local conveniences, average housing, unit sales, schools, population mix and much more. Their dedicated team of home loan specialists are committed to assisting you as best as they possibly can.

Bankwest – Home loan

  • Loan Type Home loans
  • Interest Rate 2.244.03% p/a
  • Loan Amount up to $490,000
  • Repayment 2 years to 25 years

Benefits of Bankwest

  • Compare home loans
  • Flexible loan terms
  • A convenient home loan calculator

Bankwest – Choose your interest rate

Their home loans are intended for home buyers and investors, they have flexible and premium-selected home loans that offer great options for most home buyers. Their complete fixed home loan offers viable interest rates.

Let's look at some key factors

Location - Location, Location, Location is debatably the most important factor of a home! They have all heard the expression, “Buy the worst home on the best street” but this doesn’t essentially need to be the case. When you choose a location, consider your proximity to the places that are more important such as work, public transport, freeway access, your lifestyle, schools, shopping centres, shops, parks and so forth and perhaps your friends. Although it may cost you extra to live closer to these things you could save money on transport and not have the aggravation of travelling too far.

Stick to a budget - Your bank loan repayments may be very similar to what you are currently paying on leasing, so you need to work out what you can realistically afford. It’s also important to remember that when you become a homeowner, there are other costs to consider that you previously didn’t need to stress about when you were leasing property. Such as council rates, strata fees and the upkeep of the property. So keep in mind that you would like to maintain your lifestyle, so work out a budget that will suit you before you buy.

Size does matter - There are so numerous different property choices to choose from – apartment, villa, duplex, and townhouse, so plan ahead because size is important. Think about the length of time you plan to live in the property for and if you’re starting a family somewhere in this period, it could be worth considering a property with extra bedrooms or extra land space for possible extension.

Senior’s equity

They also offer some niche products such as the Senior Equity Release this option is to assist retired individuals to access the equity on their own and for interest to capitalise until the property is sold.

In addition to this, they also bid some flexible lending policies such as the ability for endorsement of larger properties on a case by case foundation and to accept some who didn’t save their deposit themselves.

They offer much better interest rate discounts should you have a larger down payment or lots of equity in your home and if you apply for a loan over $750 000 a Mortgage Manager could also put in a request for negotiated pricing.

Get a home loan that can change when life does

You are able to combine your complete home loan, offset accounts and reward credit card into one flexible package plus they can provide you with the information you might need when purchasing your home.

Don't delay contacting Bank West today!

Customer Reviews & Testimonials

Quality home loan service!

Gabriel L
— Perth —

Bankwest is an excellent choice for anyone looking to purchase a home. Their rates and fees are competitive and they offer great service.

Angela K
— Darwin —

Bankwest Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box E237, Perth, WA 6841, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed