Rating based on 15 reviews

ANZ Home Loan

  • Home loans up to $3,000,000
  • Low-interest starting from 3.79%
  • Repayment up to 30 years

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Author ANZ. Screenshot of ANZ website.
[Accessed May 3, 2023]

ANZ - They deliver on their promises

When a credit provider has been trusted by clients for more than 175 years, you can’t help but wonder how exactly they maintain an excellent service for so many years. However, at ANZ, they don’t have any magic recipes, they just deliver at the time they promised their clients they would.

Representing 32 republics in home loans

The number of countries that have entrusted them to give them great home loan deals has never been disappointing because they have seen to it that they please each and every customer that is looking for a home loan. Although affordability may want to be the barrier of bad news for a lot of people’s home loan applications, they do almost everything in their power to ensure that they always beat the odds and give their customers their dream homes.

8 million clients worldwide

They are a financial services provider that puts the needs of its customers first whether they're opening a bank account or taking out a personal loan. After all, they are such an established organisation because of the clients that believed they were capable. Therefore, they wouldn’t be fair if they didn’t prioritise their needs and ensured that all that they want in terms of finance is achieved.

A labour force of more than 48 000

They are humble enough to know and actually realise that the staff that works for ANZ is one of the reasons why they are one of the leading financial providers in the industry. In addition to home loans, they can also offer business loans for the purchasing of property. 

They put your interest first

When you are looking into buying a home, you need to get a credit plan that will not take every cent that you work so hard to earn.

As such, you need a home loan that will be able to put your interests first as opposed to the interests of the profits earned over the years from property finance.

ANZ break-free package loan

The ANZ Break free package is exactly that – a credit advance plan that makes you break free from your debt in a manner that gives you freedom of choice. With this type of loan, a client has the freedom of choosing a repayment period that will be capable of achieving according to his needs and financial status.

After all, seeing that you are the person who is paying the home loan, it is only fair that you decide when can you pay it and what kind of rate. If they had to choose a rate for you and it ends up being too high, you wouldn’t be able to afford it and as a result of that, you will not be able to maintain your monthly financial obligations like your vehicle loan.

They are a financial services provider that prefers to talk to their clients and have an understanding as opposed to making a decision on their behalf.

Flexible rate home loans

This kind of home loan option is for clients who are to handle the fluctuating rates that the home loan will have from time to time. It is important that you take a home loan that will be closely related to your budget.

ANZ – Home loan

  • Loan Type Home loans
  • Interest Rate 3.795.46% p/a
  • Loan Amount up to $3,000,000
  • Repayment 1 year to 30 years

Benefits of ANZ

  • Apply for pre-approval online
  • Their home loans have low-interest rates
  • Fixed monthly repayments

ANZ - Owning your own home is easy

If you want to know more about the property finance offers they have at ANZ, here is what you can do:

  • You can give them a call when you have the time maybe at work or at home and they will explain in more detail the options they have regarding home loans and which one is more preferable for you.
  • Alternatively, you can query online about the options if it is more of a convenient communication method for you.
  • Their consultants can also discuss the home loan options over the phone with you. All you have to do is call 1800 100 641 and they will be ready to answer all your questions.
  • You can call them and set an appointment to personally speak to their agents between 8:00 am to 8:00 pm between Fridays and 8:00 am to 6:00 pm on Saturdays and Sundays.

An investor of many talents

Fortunately, they are not all talk. They can back up everything that they say. So much so that they have accolades that can speak on their behalf. The awards that they have won include the following:

  • Home Investor of the Year 2015
  • Home Investor of the Year Money 2014,2012,2010,2008 and 2005

Fixed rates on home loans

Depending on your budget and the other debts like the long and short-term loans that you may have, having a fluctuating home loan might not be the kind of economic decision that you should be making. At ANZ, you have the freedom of choosing a constant home loan option that doesn’t change. This way, you pay the same rate for the entire period of your home loan.

man holding thumbs up

ANZ is a trusted & reliable provider of home loans

In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ ANZ is a registered credit provider in Australia: ACL 234527

Customer Reviews & Testimonials

With an interest rate and fees this low, you would be a fool to get your property finance elsewhere.

Francis P
— Adelaide —

An almost stress-free home loan application. The online process was a breeze and my consultant a superstar.

Jordan W
— Canberra —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed