Rating based on 15 reviews

ANZ Home Loan

  • Home loans up to $3,000,000
  • Low-interest starting from 3.79%
  • Repayment up to 30 years

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Author ANZ. Screenshot of ANZ website.
[Accessed April 12, 2018]

ANZ - we deliver on our promises

When a credit provider has been trusting by clients for more than 175 years, you can’t help but wonder how exactly they maintain an excellent service for so many years. However, at ANZ, we don’t have any magic recipes, we just deliver at the time we promised our clients we would.

Representing 32 republics in home loans

The number of countries that have entrusted us to give them great home loan deals has never been disappointed because we have seen to it that we please each and every customer that is looking for a home loan. Although affordability may want to be the barrier of bad news at a lot of people’s home loan applications, we do almost everything in our power to ensure that we always beat the odds and give our customers their dream homes.

8 million clients worldwide

We are a financial services provider that puts the needs of its customers first whether they're opening a bank account or taking out a personal loan. After all, we are such an established organization because of the clients that believed we were capable. Therefore, we wouldn’t be fair if we didn’t prioritize their needs and ensured that all that they want in terms of finance is achieved.

A labour force of more than 48 000

We are humble enough to know and actually realize that the staff that works for ANZ is one of the reasons why we are one of the leading financial providers in the industry. In addition to home loans, we can also offer business loans for the purchasing of property. 

We put your interest first

When you are looking into buying a home, you need to get a credit plan that will not take every cent that you work so hard to earn.

As such, you need a home loan that will be able to put your interests first as opposed to the interests of the profits earned over the years from property finance.

ANZ break free package loan

The ANZ Break free package is exactly that – a credit advance plan that makes you break free from your debt in a manner that gives you freedom of choice. With this type of loan, a client has the freedom of choosing a repayment period that will be capable of achieving according to his needs and financial status.

After all, seeing that you are the person who is paying the home loan, it is only fair that you decide when can you pay it and what kind of rate. If we had to choose a rate for you and it ends up being too high, you wouldn’t be able to afford it and as a result of that, you will not be able to maintain your monthly financial obligations like your vehicle loan.

We are a financial services provider that prefers to talk to its clients and have an understanding as opposed to making a decision on their behalf.

Flexible rate home loans

This kind of home loan option is for clients who are to handle the fluctuating rates that the home loan will have from time to time. It is important that you take a home loan that will be closely related to your budget.

ANZ – Home loan

  • Loan Type Home loans
  • Interest Rate 3.795.46% p/a
  • Loan Amount up to $3,000,000
  • Repayment 1 year to 30 years

Benefits of ANZ

  • Apply for pre-approval online
  • Our home loans have low-interest rates
  • Fixed monthly repayments

ANZ - Owning your own home is easy

If you want to know more about the property finance offers we have at ANZ, here is what you can do:

  • You can give us a call when you have the time maybe at work or at home and we will explain in more detail the options we have regarding home loans and which one is more preferable for you.
  • Alternatively, you can query online about the options if it is more of a convenient communication method for you.
  • Our consultants can also discuss the home loan options over the phone with you. All you have to do is call 1800 100 641 and they will be ready to answer all your questions.
  • You can call us and set an appointment to personally speak to our agents between 8:00 am to 8:00 pm between from to Friday and 8:00 am to 6:00 pm on Saturdays and Sundays.

An investor of many talents

Fortunately, we are not all talk. We can back up everything that we say. So much so that we have accolades that can speak on our behalf. The awards that we have won include the following:

  • Home Investor of the Year 2015
  • Home Investor of the Year Money 2014,2012,2010,2008 and 2005

Fixed rates on home loans

Depending on your budget and the other debts like the long and short-term loans that you may have, having a fluctuating home loan might not be the kind of economic decision that you should be making. At ANZ, you have the freedom of choosing a constant home loan option that doesn’t change. This way, you pay the same rate for the entire period of your home loan.

man holding thumbs up

ANZ is a trusted & reliable provider of home loans

In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

ANZ is a registered credit provider in Australia: ACL 234527

Customer Reviews & Testimonials

With an interest rate and fees this low, you would be a fool to get your property finance elsewhere.

Francis P
— Adelaide —

An almost stress-free home loan application. The online process was a breeze and my consultant a superstar.

Jordan W
— Canberra —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed