Rating based on 18 reviews


  • Debt consolidation loans up to $75,000
  • Low-interest starting from 5.48%
  • Repayment up to 7 years

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Author Mozo. Screenshot of Mozo website.
[Accessed May 3, 2023]

Mozo - Affordable debt consolidation options

They are Australia's Money Saving Zone. Make use of their comparison tools to cut through the marketing noise, Australians use their comparison tools every month, this will save you money and time.

They offer an award-winning website that assists Australians to easily compare banking and insurance products, this enables them to find the best quick loans, home loans, business loans and consolidation loans possible.

Behind the screens

Moza has the most amazing and devoted team of developers, money specialists and rate hunters. They strive to help you save money and navigate the money maze making this a top priority.

Their live data updates will bring you accurate, market-wide comparisons, in the meantime, their developers are hard at work bringing you an award-winning tool and content that will help keep you in the loop about money and making tricky money decisions, for instance, choosing a home loan or picking the best saving account, credit card or reward card, as easy as they possibly can.

The media and their partners rely on them to tag what the financial providers are up to and unsettle the big-budget marketing hype for Australians to find themselves a better bigger deal.

Their service is free

They keep the lights on by means of offering providers the chance that will show Australians what they have got and how to compare side-by-side with other deals in the market.

Their service is absolutely free to see what you can get. It’s the provider competing for the business that pays, not you. Mozo also makes bucks through advertising, you’ll notice this around the site when they licence their content and well-designed tools to other industries and for market research projects. Now that you know how they roll, why not join the rest of Australia and save yourself some money?

Debt consolidation loans

It’s easy as it is quick to qualify for a debt consolidation loan. Every Australian banking provider has their own criteria for consolidation loan qualifications, this will depend on the amount of debt that you are in as well as your credit history.  It’s doubtful that you’ll qualify for an unsecured loan if you’re your credit rating is bad, have been bankrupt in the last ten years, or you are currently unemployed.

Applying for a debt consolidation loan will help you to get out of debt faster and save on interest repayments by combining all your debts like credit cards and personal loans into one low-cost loan. They compare debt consolidation loans from Australia’s banks as well as non-bank lender to assist in finding the best-suited loans for your needs.

Mozo – Consolidation loan

  • Loan Type Debt consolidation loans
  • Interest Rate from 5.48%
  • Loan Amount up to $75,000
  • Repayment 1 year to 7 years

Benefits of Mozo

  • Debt solution in easy steps
  • Get better rates
  • One affordable monthly repayment

Mozo - They can help you with debt solutions

Should you be finding it difficult and not keeping your head above water with the paying off credit card and store card repayments and not staying on top of all your loan accounts, a personal loan can help you get out of debt sooner and it enables you to avoid a bad credit record.

If you are finding it hard to stay on top of all of your loan repayments, credit card, and store card repayments, a personal loan could help you to get out of debt sooner and avoid bad credit. They offer a debt consolidation calculator to enable you to work out what your monthly repayments will cost

Interest rates on debt consolidation loans

Interest rates on debt consolidation loans will vary depending on a number of factors which will include you applying for a secured or unsecured debt consolidation loan. The secured loan normally has a lower interest rate because you will be required to put up some sort of asset as security.

Fees related to a debt-consolidated loan

Their fees are standard on debt consolidation loans and would include the application fee, loan service fee and default fees should you miss a repayment or don’t make the full agreed repayment amount. There may be an early termination fee if you wish to settle your account beforehand.

Small business loans

Should you be looking to grow your business, without an interest rate that will cripple it? They compare 45 business loans from leading banks as well as a non-bank lender to assist you in finding the best loan at the lowest possible rate for all your business needs.

Mozo understands that getting the right business loan is of vital importance. Cash flow management is crucial for the success of any small business banking. Use their online loan calculator to compare any extras the bank can provide alongside your small business, you don’t want any little surprises like unexpected interest rise to damage your ability to make everyday payments.

Personal loans

The turnaround time for a loan to be approved – once your online loan application has been approved, it generally takes one to two days for the funds to be available, there are lenders who are willing to go an extra length and deposit funds straight into your account in just hours, depending if you meet the criteria.

Are you looking for funds to go on holiday, do those home renovations that you’ve been putting off or perhaps you would like to purchase a new car?  Mozo has expert loan comparison to assist you in finding the cheapest rate as well as one suited to your needs, they will compare 186 loans from 43 lenders and find the best-suited loan for you.

Home loans

It pays to get your home loan right because it will most likely be the biggest financial commitment you will ever make. They compare over 500 home loans from more than 80 lenders so that you can have peace of mind knowing you will be getting the best possible deal when you borrow.

Car loans

Whether you are buying a new or used car, Mozo compares about 170 vehicle loans from over 60 providers in search of the best Car Loan deal, one that will suit your affordability as well as requirements. They can help you save time and money when shipping around a vehicle.

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Mozo is a trusted & reliable provider of debt consolidation loans

In our review, Mozo adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Mozo is a registered credit provider in Australia: ACL 328141

Customer Reviews & Testimonials

December 2018

I’m very impressed with the customer service. They are very supportive and talked me through everything.

Melinda F
— Brisbane —

January 2019

This is a great service! I didn’t know finding a loan could be this easy.

David B
— Adelaide —

March 2019

Mozo saved me a lot of time. I didn’t have to look through hundreds of lenders to find the right debt consolidation loan for me. Mozo took care of that, which was great.

John S
— Perth —

April 2019

I am highly impressed with how polite the staff is and how quick they are to get things done.

Melanie C
— Canberra —

Mozo Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed