Rating based on 40 reviews

Community First Credit Union

  • Unsecured loans
  • Low-interest starting from 5.99%
  • Repayment up to 5 years

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Author Community First Credit Union. Screenshot of Community First Credit Union website.
[Accessed May 3, 2023]

Community First Credit Union - You can become debt free

Community First Credit Union was founded in 1959. Since their inception, they’ve placed focus on ensuring they’re a member-orientated institution and they’re not simply driven by making a profit for shareholders.

By focusing their time and energy on their customers, they’re increasing the ability to deliver the best possible service over a wide variety of services including personal loans and debt consolidation loans. At present, they’re serving over 68 000 members within the country and operating in and around Sydney and the Central Coast region. With 15 financial services stores in operation, there's nothing stopping them from being an important part of the communities where their customers live and work.

Their vision and mission

Their focus is to drive the achievement of financial goals through the building of relationships for mutual benefit. Put simply, they’re always thinking about the community. The vision of their bank speaks for itself as they want to create a more sustainable community for their customers. Making it more personal puts them ahead of their competition as they’re able to provide customised services to all their clients.

Convenience is everything when it comes to banking

They know it can be frustrating having to come into a bank before you can receive the personal loan or financial assistance you need. To overcome this, they have a host of ways in which you can get help. With over 3300 ready ATMs, mobile banking and internet banking facilities, you’re able to access your finances anytime, anywhere. Should you not be able to get to one of their branches, you can reach out to their team of Mobile Managers, who are able to come out and meet with you to discuss your financial requirements.

Reliable debt solutions

Their people-focused approach has opened the door to a number of additional services, some of which includes assistance during periods of financial hardship.

As this is tough on anyone, they can assist you in finding your feet again. All instances are dealt with in a case-by-case manner, be sure to contact them to discuss your financial needs.

Simplify your management of multiple loans

Through the process of getting assistance with your debt consolidation, they’re able to assist you in simplifying your debt through one consolidation loan.

With this approach, you’re in a position to pay your debt off with one loan and reduce the financial stresses you might be feeling. By personalising your financial assistance, they’ll be able to assist you in reducing the chances of forgetting a payment ever again.

No one ever anticipates falling on hard times, but doesn’t it feel great knowing you’ve got a backup in the Community First Credit Union?

Achieve financial freedom

They simplify your loan repayment in one simple repayment plan allowing you to have greater flexibility in your budget. It really is that simple.

Thanks to their streamlined application process and their team of seasoned professionals who care, you’re one step closer to achieving financial freedom.

There's no reason to be weighed down with the burden of over-indebtedness. Speak to them to learn more about the tailored solutions they can offer. They look forward to helping you to achieve your financial freedom in the near future.

Community First Credit Union – Consolidation loan

  • Loan Type Debt consolidation loans
  • Interest Rate from 5.99%
  • Repayment 5 years

Benefits of Community First Credit Union

  • Credit cards
  • Personal cash loans
  • Debt consolidation loans
  • Home loans
  • Consolidate all your debt

Community First Credit Union - They can help you rescue your finances

If you’ve recently found yourself in a difficult situation and are in need of a quick financial boost, contact them right now to compare their different credit card options. Offering up to 55 days interest-free, you’ll be able to pay back the money in no time.

Both of their credit card options don’t offer any sort of reward, but you’ll benefit from having the opportunity to make low-rate purchases, cash advances and balance transfers on the cards. Credit cards have an interest rate of under 10 %, resulting in you not having to pay too much more than what you’ve already spent.

Save for your future

They’re a person-oriented bank and it’s for this very reason, they’re always thinking of ways in which they can assist their clients to save money. You work hard for it, so why should you not be able to save on it? Whether it’s for your college education, your first car or even property, they have a well-equipped team to assist you in drawing up your savings plan.

Going green in your home and requiring finance?

As part of a cost-saving approach, there are many Australians who are investing in energy-saving tactics for their homes and businesses. With the weather in Australia offering many hot and sun-filled days, there’s no reason why you shouldn’t consider this investment. The solar power setup can be a way in which you heat your water or even run some of your appliances.

Invest in the Australian property market

The basic variable home loan gives investors the opportunity to explore the Australian property market. With the bond rates being extremely competitive, they’re able to assist you with a customised bond package. They make it easier than ever to break into the property market in a lucrative and sustainable manner.

Contact them to learn more about their basic variable home loan and how they can tailor it to your needs. Find out about how to consolidate your debt, save or take out a loan with them. Invest in your future by tapping into the competitive Australian property market and laying the foundation for a secure financial future.

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Community First Credit Union is a trusted & reliable provider of debt consolidation loans

In our review, Community First Credit Union adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Community First Credit Union is a registered credit provider in Australia: ACL 231204

Customer Reviews & Testimonials

March 2019

The application was quite easy. Very straightforward and simple to complete.

Sienna W
— Brisbane —

March 2019

Within 30 minutes of submitting my application, I already got a response.

Lucy S
— Sydney —

Community First Credit Union Contact

Physical Address

  • Shop GR164, Rouse Hill Town Centre, 10-14 Market Lane Rouse Hill NSW 2155 Australia
  • Get Directions

Postal Address

  • PO Box 98, Lidcombe, New South Wales, 1825, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed