ANZ

Following its first century of existence, the Bank of Australasia merged with the Union Bank of Australia to form ANZ in 1951. Since then, they’ve established and are currently operating in 34 markets globally, allowing them to accumulate over 545 000 shareholders.

As the history of the bank can speak for itself, they’ve managed to work their way up the ranks in the banking industry to be well recognised. This banking group is now known as being one of the top four banks within the Australian market, one of the biggest banking groups in New Zealand and of the top 50 banks in the world.

They believe in sustainability

Focusing on both private and corporate operations, they're constantly taking the economic conditions and environmental risks into account within the countries they operate in. By integrating more of this into their business strategy, they’re able to assist their clients to live and achieve a more sustainable lifestyle through financial solutions that suit them such as home loans and consolidation loans.

ANZ Takes a Tactical Approach

Focusing on fostering simplified banking, it’s assisted them with the ability to reduce operational costs. This resulted in them being able to provide their clients with a competitive service offering. A large focus for the group is to give attention to areas where we’re able to create a successful outcome both for the bank and its clients. Getting business or property finance in Australia or New Zealand could not be any easier, as they assist their clients every step of the process.

With the cost of living ever increasing, keeping up to date with the costs has proven to be challenging for some. It’s resulted in many consumers being forced to go into debt to ensure bills are paid and the food is on the table every night.

There’s nothing wrong with exploring the option of going through debt consolidation to assist you in paying off all the small debts you’ve created. Here are two ways in which they can assist you.

The ANZ variable rate loan

This loan won’t charge you additional fees should you pay your loan off before the end of the loan period, giving you the opportunity to not spend money you didn't have.

Should things take a turn for the worse and you need additional funding, they’re able to assist you to increase the loan as well as ensure you’ve access to a fast loan you’ve paid into the loan already. The beauty of working through ANZ to consolidate your debt is, you don’t need to put your car as surety that you’ll make payments on time.

The ANZ fixed-rate loan

If you’re looking for something more structured, you can consider the fixed-rate loan. As they want to give you full control over your budget again, they’ll ensure your repayments remain the same for the duration of the loan. You’ll never pay more than you should with this personal loan. With the guidance of their trained team, they can assist you with the management of your loan through their online platform, making managing your finances more convenient.