HSBC Bank

HSBC Bank is one of Australia’s largest banking and financial service providers. They have served over 38 million satisfied clients through their 4 global businesses.

They offer retail banking, wealth management, commercial banking, Global banking and private banking options across Europe, Asia, Africa, Latin America and the Middle East. They have over 3,900 offices all over the world offering everything from banking accounts to personal loans and investments.

Sustainability

At HSBC they believe in using their platform to encourage a positive role in the Global economy and society, they believe in sustainability and strive to make a difference in this fast-changing world. Their aim is to grow as a business by connecting customers to business opportunities and offering business finance solutions. They encourage them to thrive and prosper by helping them fulfil their plans and achieve their greatest ambitions.

They strive to develop the skills for business and innovation to come up with solutions to their environmental problems. They need to come up with low-carbon solutions to secure the future for the children.

HSBC water programme

Water is a life force no community can survive without this vital necessity. They have invested their resources in the HSBC water programme in partnership with Earthwatch, WaterAid and WWF they aim to provide and protect water sources and provide information and education to the local communities so that the communities can grow economically.

To date, they have provided clean water to over 1.65 million people across a range of communities.  They have provided sanitation and hygiene education programs for over 2.5 million people.

Green financing

HSBC is passionate about making a difference and helping to save the environment by financing a green economy to help fight climate change.

They have issued their own Eur500 million green home loans to help make this a reality. They do this by supporting economic projects and support solar plants, wind farms and other green projects. They aim to help encourage the green bond market to grow by working with others to set sustainable rules for green investment.

With the HSBC Platinum Credit Card, you will not be charged an annual fee in the first year that you have the credit card. If you spend more than $6,000 annually you will get a refund of $129 that you can use to reward yourself.

Your balance transfers will be free for the first 22 months thereafter you will only be charged a 2 % balance transfer fee.

As an added benefit you will receive 2 airport lounge passes every year. Earn HSBC rewards points, every $1 you spend will earn you 2 HSBC rewards points.

Make payments on your smartphone by using Apple Pay or Google Pay this feature will also allow you to make cardless purchases with your e-wallet or digital card.

Other benefits include:

• HSBC Instant savings: receive a free membership to Frequent Values by Entertainment Publications that includes offers from 4,500 offers at participating stores countrywide.
• Complimentary insurance: This includes domestic travel insurance, purchase protection, international travel insurance and extended warranties.
• Card control: Card control allows you to lock your card if you misplace it or to pay using contactless services to pay.

Requirements:

• You need to be 18 years old or older
• You need to earn at least $40,000pa
• You need to have a good credit rating

You will need to supply the following:

• Proof of identification
• Proof of address
• Proof of income and employment

The online loan application for a credit card only takes a few minutes to complete and you will get an outcome in 60 seconds. You will be asked to supply further supporting documents