Rating based on 40 reviews


  • Get approved online
  • Easy repayments
  • Low-interest starting from 12.49%

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Aussie homepage
Author Aussie. Screenshot of Aussie website.
[Accessed May 2, 2023]

Aussie - Quality cost effective credit card options

We opened our doors in 1995 and grew so rapidly that there is now an Aussie Branch in every major city in Australia including every state capital. A lot of our outlets are franchised even though there are a growing number of directly owned outlets.

We bought Wizard Home Loans in 2009 which is another prominent non-bank financial services provider having had a similar portfolio of clients and credit cards. This not only made us one of the largest non-banking financial service providers in Australia but also the best non-bank institutions.

We have competitive rates

When Aussie home loans entered the Australian market we completely stunned our customers with our competitive offers and rates.

So now we offer a single competitive low rate credit card, being the MasterCard, this card is directed at Australian families who are not looking for all the frills, our low rate credit card offers a reasonable annual fee.

Their credit cards have many benefits

Should you be an existing Aussie credit card holder and have one of the following options; an Aussie Classic Low Rate MasterCard or the Aussie Basic Low Rate or the Aussie Platinum Low Rate MasterCard?

If further information is required on this product please contact them and they will provide you with the information that you require. Please note that it’s important to check your credit card statement for the breakdown of rates and fees relating to your credit card account.

Managing your account

You are able to access your account online, use your online internet option to see your credit card balance, you are able to view your historical transactions.

You may contact their call centre between 8 am and 6 pm during working hours should you have any queries on your credit card account.

Aussie specialises in offering financial products to young families and people with poor credit. As well as credit cards Aussie offers personal loans, brokered mortgages, car loans, and insurance.

Aussie – Credit card

  • Loan Type Credit cards
  • Interest Rate from 12.49%

Benefits of Aussie

  • Quick financial solutions
  • Apply online
  • Online pre-approval

Aussie - Their credit cards are cost effective

Their credit cards are sold as low-cost cards, their four offers are sold around the value that they can deliver.

These are offers that are based on a low rate of transfers and balances and another that is based on a low rate of purchases. They do have another offer that is at a lower interest rate on both balances transfers as well as on purchases, but this is for a shorter period of time and then there is a fourth card that offers no annual fee. 

They pride themselves on not having an extensive rewards programme meaning rewarding credit card users for using the credit card, they maintain that they are able to pass on any savings to their customers.

They offer three partner benefits which are in conjunction with this credit card:

  • MasterCard Applause - This programme guarantees seating at numerous sporting events and plays, as well as concerts.
  • Discount program – eDine - This program offers lower prices for car hire, restaurants, hotels and attractions all through New Zealand and Australia. Their eDine facility will cost the cardholder $35
  • And last but not least, they offer access to the cut-price Aussie Wine Club and which is operated by Cellarmasters.

Their MasterCard also offers additional security options that include the Aussie CardCover, this is an insurance programme to cover the payment in case of accident or unemployment or even sickness, although it does come with an additional cost and is worked out according to the balance.

Alternatives to Aussie credit cards

Even though Aussie credit cards are no longer obtainable, there are several credit card options that are available to Aussies wanting to apply for a new card. There are certain options that offer a similar feature to former Australian credit card products that consist of the following:

Low-interest credit card comparison - Should you be considering another range of low-rate credit cards that were once offered by Aussie, you could look at their comparison of low-interest credit cards.

Managing your account online

You can register so that you are able to access your account online by calling Aussie on 1300 660 841 and if you are an existing customer you can also apply for a credit card through an online loan application.

With online access, you can:

  • You are able to view your credit card transactions as well as balances for the previous 120 days.
  • You can pay your bills via BPAY all you have to do is look out for the one that shows the BPAY logo, there are over 15 000 registered billers.
  • You could request a change to credit card limits plus you are able to pay anyone by transferring to any accounts held at additional financial Australian establishments.
  • Should you want to add an additional cardholder to your credit card account no problem send them your request. You can also transfer balances from any other non-Aussie credit card.

Managing your account over the phone

Why not register for phone banking call them on 1300 660 941. Phone banking offers you the security of accessing your credit card account 24/7, 7 days a week. A credit card offers holders a quick loan when they need it. 

Important Information

They will no longer be accepting credit card applications as their credit cards are no longer offered to new clientele. However, the info on this page has been reserved for the assistance of existing Clients as well as for those who may be interested.

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Aussie is a trusted & reliable provider of credit cards

In our review, Aussie adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Aussie is a registered credit provider in Australia: ACL 246786

Customer Reviews & Testimonials

Fantastic customer service and low fees. Just what I wanted and needed. Thank you!

Graham H
— Townsville —

With my Aussie credit card, the sky is really the limit. I am able to buy the things I want and can afford the monthly repayments with ease since I have almost two months interest-free on my cred...

Hayley E
— Sydney —

Aussie Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed