Car loan calculator

How much would you like to borrow?

$

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Interest Rate This field is required and the value should be a number.

The interest rate of a loan will vary based on your credit score and risk profile.

Repayment Term

Day / Months / Years months years

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This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

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Westpac - Apply with them, for reliable vehicle finance

Make creditor and payroll payments by using import files and templates, manage your day to day banking, you are able to access online credit information through the Credit Check facility. This is suitable for small and medium businesses and organisations.

Vehicle and equipment finance

You could buy or lease maybe you would prefer to hire and take advantage of possible tax benefits you could also buy, hire or lease the latest model without tying up your cash flow. They have on the spot conditional business loan approval for qualified clients.

Business equipment finance

Westpac group also finances equipment and machinery using the asset as security.

You have a choice of options to buy, hire, or perhaps lease when it comes to the financing of plant and equipment. You are able to structure your repayments in order to take advantage of possible tax benefits.

Westpac Flexi Loan

Is a suitable, reusable, line of credit personal loan offering their customer's choices and flexibility?

Why choose a Flexi Loan?

Flexi Loan means it’s a line of credit that has no end or fixed repayments, allowing their clients more freedom and flexibility with withdrawals and repayments than that of other loan types.

With Flexi, you are able to:

• Once you’ve been approved, you could access a credit limit between $4,000 and $50,000
• You don’t need to reapply for the fund so you can withdraw funds whenever you need to.
• You only pay interest on what you have used and not the whole credit amount.
• You have a monthly minimum repayment, so you could repay whichever amount you prefer as long as it’s over the minimum repayment.
• Use your online banking to transfer funds from your loan account to your transaction account.
• Please be advised that you would need to be disciplined in paying off the loan principal on a Flexi Loan than that of any other loan types.
• Feel free to use our personal and short-term loan selector to investigate which Westpac Flexi Loan suits your requirements.
• Unfortunately, only existing Westpac clients are able to apply for a Flexi Loan via their online application. If you are not a Westpac client, please call them or visit your nearest branch.

How could you use this loan?

• Renovations – use smaller purchases to fund large or ongoing developments, such as home renovations
• Travel – cover daily expenses while you are away or use your funds for flight and accommodation.
• Wedding – plan your wedding, fund the ring, the dress, the florist and or the venue.
• A mix of things - use your Flexi Loan to cover any costs on projects that you may have.

Repayment calculator

When using the car loan calculator, please be advised that this is intended to only guide you.

It is for descriptive purposes and is based on the accurateness of the information provided. Unfortunately, the calculator cannot apply stamp duty or other government charges into consideration.  The calculation does not establish an offer of finance from Westpac.