ANZ Car Loan
- Car loans up to $50,000
- Low-interest starting from 12.45%
- Repayment up to 7 years
Table of Contents
[Accessed May 2, 2023]
ANZ – Reliable provider of Car loans
ANZ bank was founded by a young man of Scottish descent in 1935, George Kinnear voyaged from London to Australia to launch the very first bank branch in Australasia.
They are sure that he had no idea that ANZ Bank would later become the world’s most established and successful bank in the world offering everything from car loans to personal bank accounts.
They have a history of success
Farming on a high scale was all new to Australia, it became massive, long and short-term credit became easily available and wool was to grow into the main export industry.
However, the banks did not understand the economic cycle and there were very few regulations, land prices started to collapse and the banks took a fall. Through all this, their predecessor bank, the bank of Australasia was able to keep its doors open and thrive at a time such as this. ANZ was able to survive the depression, floods, and fire.
A merger that changed banking
In 1951 the bank of Australasia joined forces with Union Bank Australasia to form AZN Bank. In 1970 ANZ merged with the English, Scottish and Australian bank and thus became Australia, New Zealand Banking Group Limited, this made it the largest merger the Australian banking industry had ever seen in its history at the time.
Their framework has 3 key focus areas
Their purpose is to form a world where individuals and communities succeed. They offer car loans, personal loans, bank accounts, investment accounts and business banking services.
And by so doing they needed to review their sustainability and framework certifying that it remains in support of ANZ’s business approach and is brought into line with the bank's purpose. Ever since George Kinnear landed in Australasia 180 years ago, ANZ bank has converted itself several times, moved hemispheres, merged with 15 other banks bought and sold assets and built its business with consumers.
Sustainable growth
They have created prospecting for all of their clientele allowing sustainable growth for ordinary people, companies, and businesses.
Social & economic participation
ANZ has built strong client relations, they have related to their communities and their needs, and they do care for a distinct and broader society in which everyone can play a part.
Fair & responsible banking
They strive to maintain a high standard of conduct, earning trust with their stakeholders so they are always motivated to keep the pace and keep up with their expectations and understanding that impacts their business decisions.
ANZ – Car loan
- Loan Type Car loans
- Interest Rate 12.45 – 15.99% p/a
- Loan Amount up to $50,000
- Repayment 1 year to 7 years
Benefits of ANZ
- Choose between rates
- Pay your loan early without any penalties
- Affordable car finance
Car loan calculator
ANZ - You can get your dream car today
They are able to offer lower interest rates for the ANZ Secured car loan than that of the ANZ unsecured personal loan purely because we use your car as security.
Your repayments won’t change
No matter what the interest rates are doing, be it up or down you need not worry about it. Your repayments will remain the same because of your fixed interest rate.
Borrow more for other car costs
If you are buying your car from a dealer and your loan is approved, you could borrow more than 100% of the car price to enable you to cover extra costs such as accessories or on roads.
Their calculator uses a special online-only rate, this applies to the ANZ Secured Car Loan. If your loan has been approved there may be a lump sum (also known as a balloon) payment available on the ANZ secured loan. Further terms from 1 to 5 years must be agreed upon from the beginning of the online loan application.
Please be advised that the calculator is only an estimate and this is based on information provided by you, so bear in mind that the actual repayment may vary. It is essential that you complete an application form. This will enable you to apply for a loan with ANZ secured car loan. All submissions are subject to ANZ’s credit valuation measures. Terms, conditions, fees, and charges apply. The calculator does not take your financial circumstances of personal information into account. The information provided by the calculator is not stored by ANZ. Should you require more information feel free to look at the ‘Important Information’ section?
Are you eligible to apply for a car loan?
You will need to buy a car or motorcycle for personal use, it is essential that you are 18 years or older when you apply for a car loan, the amount that you apply for will need to be $7,500 or more, you will need to be employed or be a self-funded retiree, you will not be bankrupt at the present moment and last but not least you must be a permanent resident of Australia or be in possession of a valid work visa (457 or another diplomatic visa)
Please take note that all submissions are subject to ANZ’s credit assessment criteria.
Details to have handy
You will need to provide the name, contact name and phone number for your current employment, drivers licence should you have one, if you have changed your workplace in the last 3 years, you will need to provide contact details of previous employer and your financial statuses such as your income, expenses, asset and liabilities.
ANZ is a trusted & reliable provider of car loans
In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ ANZ is a registered credit provider in Australia: ACL 234527
Customer Reviews & Testimonials
ANZ Contact
Physical Address
- 34 High St Kimba SA 5641 Australia
- Get Directions
Opening Hours
- Monday 11:00 – 15:00
- Tuesday 11:00 – 15:00
- Wednesday 11:00 – 15:00
- Thursday 11:00 – 15:00
- Friday 11:00 – 15:00
- Saturday – Closed
- Sunday – Closed