Rating based on 47 reviews

1800 Approved

  • Car loans starting from $8,000
  • Low-interest starting from 4.6%
  • Repayment up to 5 years

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Author 1800 Approved. Screenshot of 1800 Approved website.
[Accessed May 2, 2023]

1800 Approved – Quality finance is their game

As an entrepreneurial car finance business, they can truly say that they come from humble beginnings.

In 2008 they then moved on to become an Australian finance brokering company, 1800Approved has since established itself as a leading financial and car loans services provider with a range of financial solutions such as bikes, caravans, camper trailer, jet skis, property, insurance and business equipment.

40 lenders to choose from

They offer finance and warranty through a comprehensive panel of more than 40 lenders to choose from, with this large panel they are able to ensure that the most appropriate solution is tailored to best suit their customer’s personal needs.

They also offer their services to residents of Queensland, Victoria, New South Wales, West Australia and Tasmania

Contact them

If you are unsure about finding a quick loan, 1800Approved is able and willing to assist you with a car loan in any way that they can. Contact them today and they will help you find the best way for you to get your next vehicle.

Get the car you want, new or used

It doesn’t matter what kind of car you wish to buy, 1800Approved can source your loan.

You will need to advise the status of your credit history for example, if you have any defaults on your credit record. They aim to work for you and not the banks, they will determine the best-suited vehicle loan for your affordability and requirements from a panel of lenders.

Car loan

Should you want to buy the car of your dreams, even if it is a used car from an auction or dealership or perhaps a private seller, you can consider applying for a loan?

The vehicle you purchase will work as security for the loan, there are certain criteria’s that will need to be met in order to qualify for the car loan. For instance, the car may not be over a certain age.

Personal loan

Consider a personal loan if there may be a car you would like to purchase should the car be older than five years. There are no restrictions on personal loans in terms of what you can and can’t spend your funds on because these loans are unsecured, the good news is that this sort of loan is more flexible when it comes to the car you can purchase. 1800Approved will assist in finding a Personal Loan with a term up to seven years.

1800 Approved – Car loan

  • Loan Type Car loans
  • Interest Rate from 4.6%
  • Loan Amount from $8,000
  • Repayment 1 year to 5 years

Benefits of 1800 Approved

  • Affordable vehicle finance
  • Convenient repayment terms
  • Get the best interest rates

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

1800 Approved – They get you the finance you need

1800Approved offer both car insurance as well as a warranty option which are available should you be interested in this option.

Novated Lease

A Novated lease is basically a contract between you, your company and the long or short-term loan provider. Your company makes payments by deducting them from your pre-tax income, this is a good way of saving cash.

Flexible car loan repayment options

It is a huge contemplation to consider the amount of money you pay on your car loan every month. They have different options available for their customers and each of them has their own advantages.

Variable interest rate

Your monthly repayments may differ depending on the prevailing interest rate. If the interest rates come down, your monthly repayment would be a lesser amount and if goes up your repayment will increase.

Fixed interest rate

This option is great for budgeting because you pay a fixed rate for the entire term of the loan, subsequently, you won’t be able to take advantage of rates and you’ll know what your repayments will be every month.

Balloon payment

This option permits for a lesser monthly repayment but a lump sum will be due at the end of the loan term. You are able to refinance the balloon payment should you not have the amount ready.

Additional payments

Depending on the type of car loan you have chosen, some lenders will permit extra payments on your car loan. You are permitted to pay off your loan earlier and could possibly save thousands of dollars in interest payments

Early termination

There are some lenders that will allow early settlement of your loan without charging you early termination fees.

Features and benefits of 1800 Approved car loan

  • Should you be considering a car loan through them, this is what you can expect:
  • The service is absolutely free and you do not need to pay for the use of the service with 1800Approved. The funds come from the lenders in the form of commission.

Online loan calculator    

Use 1800Approved loan calculator this will give you a clear indication of what your repayment will look like depending on the following factors: loan amount, loan term and interest. You are also able to work out how you will repay, if you would like to pay every fortnight or month, perhaps factor in a balloon payment as see if that will be of benefit.

1800 Approved offer more than just car loans, insurance, and warranty. See below for other offerings:

Auto loans

Auto loans from 1800Approved can also assist in finding you suitable loans for bikes, boats, jet skis, and caravan and truck loans.

Business loans

Should you be thinking of starting your own business, expanding your existing business, renovating or buying, building material, 1800 Approved will assist you in obtaining an unsecured business loan of up to $250 000.

Equipment loans

Are you are thinking about buying a new forklift, crane, diggers, medical equipment, manufacturing equipment, mining equipment and earthmoving equipment?  They will assist you with the finance because they finance for just about anything you may need for your business.

Insurance and warranty

Are you looking for insurance and warranty solutions for your bikes, boats, jet skis, trucks or any other equipment, give 1800Approved a call they will assist in any way that they can.

Customer Reviews & Testimonials

Excellent assistance with car insurance received. Valuable advice provided with regards to being over insured. Food for thought for the future.

— Newcastle —

Currently in Australia on a work visa, I had no problems applying for vehicle finance. Swift and smooth application.

— Melbourne —

I am retired and always wanted my own motorbike. Thank you for making it a painless experience.

— Perth —

Received financing that suited my needs and my pocket.

— Sydney —

1800 Approved Contact

Contact Number


  • not available


Physical Address

Postal Address

  • 33 Ereton Drive, QLD, Arundel, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed