1800 Approved

• Car loans starting from $8,000
• Low-interest starting from 4.6%
• Repayment up to 5 years

Table of Contents

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1800 Approved – They get you the finance you need

1800Approved offer both car insurance as well as a warranty option which are available should you be interested in this option.

Novated Lease

A Novated lease is basically a contract between you, your company and the long or short-term loan provider. Your company makes payments by deducting them from your pre-tax income, this is a good way of saving cash.

Flexible car loan repayment options

It is a huge contemplation to consider the amount of money you pay on your car loan every month. They have different options available for their customers and each of them has their own advantages.

Variable interest rate

Your monthly repayments may differ depending on the prevailing interest rate. If the interest rates come down, your monthly repayment would be a lesser amount and if goes up your repayment will increase.

Fixed interest rate

This option is great for budgeting because you pay a fixed rate for the entire term of the loan, subsequently, you won’t be able to take advantage of rates and you’ll know what your repayments will be every month.

Balloon payment

This option permits for a lesser monthly repayment but a lump sum will be due at the end of the loan term. You are able to refinance the balloon payment should you not have the amount ready.

Additional payments

Depending on the type of car loan you have chosen, some lenders will permit extra payments on your car loan. You are permitted to pay off your loan earlier and could possibly save thousands of dollars in interest payments

Early termination

There are some lenders that will allow early settlement of your loan without charging you early termination fees.

Features and benefits of 1800 Approved car loan

• Should you be considering a car loan through them, this is what you can expect:
• The service is absolutely free and you do not need to pay for the use of the service with 1800Approved. The funds come from the lenders in the form of commission.

Online loan calculator    

Use 1800Approved loan calculator this will give you a clear indication of what your repayment will look like depending on the following factors: loan amount, loan term and interest. You are also able to work out how you will repay, if you would like to pay every fortnight or month, perhaps factor in a balloon payment as see if that will be of benefit.

1800 Approved offer more than just car loans, insurance, and warranty. See below for other offerings:

Auto loans

Auto loans from 1800Approved can also assist in finding you suitable loans for bikes, boats, jet skis, and caravan and truck loans.

Business loans

Should you be thinking of starting your own business, expanding your existing business, renovating or buying, building material, 1800 Approved will assist you in obtaining an unsecured business loan of up to $250 000.

Equipment loans

Are you are thinking about buying a new forklift, crane, diggers, medical equipment, manufacturing equipment, mining equipment and earthmoving equipment?  They will assist you with the finance because they finance for just about anything you may need for your business.

Insurance and warranty

Are you looking for insurance and warranty solutions for your bikes, boats, jet skis, trucks or any other equipment, give 1800Approved a call they will assist in any way that they can.