Rating based on 43 reviews


  • Business loans starting from $10,000
  • Low-interest starting from 7.49%
  • Repayment up to 30 years

In-page navigation

Bank of Queensland homepage
Author Bank of Queensland. Screenshot of Bank of Queensland website.
[Accessed May 2, 2023]

Bank of Queensland – A reputable finance partner

If you’re in search of a value-adding partner for your business, who knows what it takes to deliver the business loan solutions your company needs, then you have certainly come to the right place.

At the Bank of Queensland, they've worked hard to forge a reputable reputation in the industry and to be the preferred partner for companies in search of affordable and competitively priced business loans.

They go the extra mile for your business

They know that growing businesses are in need of liquidity and cash, which is why they always go the extra mile to develop a unique offering that's as inimitable as your business is. They've never instigated a one size fits all solution, and they won’t start now.

Instead, you can look forward to being treated as the individual you are, and enjoy access to a customised business or personal loan offer that suits your specific needs.

Competitive financial solutions

It’s quite challenging to find the perfect lending institution that offers you the solutions and services you're after, but it doesn’t need to be.

They not only meet all expectations placed on them but always go the extra mile to far exceed them too. Let them help you take your business into the future and offer you access to the competitively priced financial solutions you need to do just that.

Competitively priced financial solutions

There's never any need to settle for anything other than the very best when it comes to working with them.

They know what you need and go out of their way to ensure you get it. Let them help you rise above the challenges that cash crunches can bring, and help you take your business into the future.

View their range of specifically designed products

They remain proud of their long track record of service excellence and continue working hard to add tangible value to your concerns. Let them help you access the capital needed to maintain and grow your competitive stake in your industry.

If you’re looking to buy, start or expand your own company, then simply view their range of specifically designed products, perfectly suited for companies of all shapes and sizes including business loans and vehicle finance solutions.

Great service with expert financial solutions

If you'd like to learn more about how they can help you access the financial solutions you need, then contact them today. Don’t miss out on their great service and excellent solutions, solutions which are tailored to your company’s precise needs.

Enjoy access to competitively priced business loans, and never pay more for accessing capital than necessary. Take your business forward with business loans and keep your business afloat with access to the financial resources needed.

Bank of Queensland – Business loan

  • Loan Type Business loans
  • Interest Rate 7.4911.77% p/a
  • Loan Amount from $10,000
  • Repayment 1 year to 30 years
  • Initiation Fee $0.75
  • Monthly Service $25

Benefits of Bank of Queensland

  • Lower interest rates and fees
  • Affordable business finance
  • Competitive interest rates
  • Easy online loan applications

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bank of Queensland – Easy finance options

They also provide value-adding business facilities. Find out more about their personal style of banking, and how it can be of value to you. They also offer credit cards, home loans and personal loans.

Their easy business finance options are designed for business needs like yours. Speak to their team about all your finance leasing needs and let them help you access the assets your business needs to expand its services and offerings. Applying for a business loan from the Bank of Queensland simply couldn’t be easier. They’ve worked hard to streamline the process, and to make it as easy as can be for you.

They give you all the information you need

Throughout the years, they’ve worked with companies of all shapes and sizes to provide them with the capital influx they need to take their organisations to the next level. Let them do the same for you. They're ready to answer your questions and lend you their expertise and experience in order to make a fully informed decision regarding your business loan needs.

Their loans are competitive

In order to add even more value to your concerns, they go beyond merely offering competitively priced business loans which you can apply for through their online loan application. They also offer many other services, such as helping you with the setup and management of your own small business. It can seem like quite a daunting task, so let them take the uncertainty out of it, and provide you with the expertise and advice needed to make a fully informed business decision.

Rely on the Bank of Queensland for expert services and solutions

As the only bank in Australia run by small business owners, they know the struggles business owners face within the first five years of operation. Let them help you avoid the pitfalls, as they bring with them the practical expertise and knowledge in opening and running small businesses, and you can rely on their hard-earned insights to help you navigate this path of your business’s journey.

Their flexible business solutions provide you with the options needed to grow your business to where you need it to be. Tap into this, and let their competitive rates work for you. How are they able to offer such competitive rates? Thanks to their large economic power, they're able to harness it to your full benefit. So, tap into that, and make it work for you. To learn more about them, what they do, and how they can be of benefit to you, contact them today to discuss your needs in person.

man holding thumbs up

Bank of Queensland is a trusted & reliable provider of business loans

In our review, Bank of Queensland adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Bank of Queensland is a registered credit provider in Australia: ACL 244616

Customer Reviews & Testimonials

I was very happy with BoQ, they were able to provide me with an unsecured business loan with very reasonable terms and rates. Could not ask for more!

Kelly J
— Canberra —

Very convenient online application process and approval. Takes very little time to complete and for the loan amount to reflect in my business account. If needed I will be making use of their serv...

Kim L
— Perth —

Incredibly flexible business loan terms and affordable rates and fees with excellent client services. Thank you very much, Bank of Queensland!

Denise W
— Darwin —

Bank of Queensland Contact

Physical Address

Postal Address

  • Bank of Queensland GPO Box 898, Brisbane, 4001, Australia

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed