Rating based on 12 reviews


  • Business loans up to $500,000
  • Low-interest starting from 0.61%
  • Repayment up to 36 months

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Moula homepage
Author Moula. Screenshot of Moula website.
[Accessed April 12, 2018]

Moula - a transparent credit provider

Getting funding for businesses used to be a hard task. As much as they may have a bright idea that has been turned into a gold mine, it used to be a mission to get business finance for that great invention.

Moula has realized the problem that potential businesses face when they are looking for advances and we have seen to it that we come with a change. We have seen to it that we have an easier loan application that doesn’t involve endless paperwork and a hefty waiting period. The faster we answer your online loan applications, the quicker your business will start making money. This way, all parties win.

Moula’s partners in financial success

  • Officeworks
  • Liberty
  • Xero

Transparency is the name of the game

We are as clear as they come. We would never leave you in the dark or do procedures that aren’t according to the book. Everything we do is easy to understand for the client and we go out of our way to ensure that we explain everything in fine detail.

We take our business seriously

Every loan application that we approve is one way of changing the life of somebody’s business prospects. Knowing that we are accountable for the success of organizations gives us a lot of sweet dreams at night. Therefore, never doubt your presence when you in our humble abode.

Clients can borrow between $5000 and $250 000

Clients are required to apply online for the long or short term loan. The online application takes minutes to complete.

In this section, you will be asked for personal information such as your credentials, financial information such as balance sheets and income statements of your company and proof of residence. We will never use your private information for other matters either that the purpose of your loan application. Furthermore, you can rest assured that everything is safe and secured with us.

Business loan verification and assessment

After you have applied for the business loan, you will need to submit relevant documentation that we need to process your loan application. We can’t continue with the assessment until you submit your documents to us.

The money will be deposited in your account

Once we are happy with the application, we will send the money in your nominated bank account. Depending on the time you applied for the loan, your money will be available on the same business day or the next.

Am I eligible for a business loan?

The client’s needs to meet the following requirements in order to be eligible for a business loan:

  • The client needs to be an ABN or ACN
  • The client needs to have an operation longer than the period of 6 months
  • The business needs to at least make $5000 in profits on a monthly basis

Moula – Business loan

  • Loan Type Business loans
  • Interest Rate 0.612% p/a
  • Loan Amount up to $500,000
  • Repayment 6 months to 36 months

Benefits of Moula

  • Affordable business loan options
  • Apply online in 10 minutes
  • A transparent service
  • No repayments for the first 6 months

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Moula - Affordable business loans

Clients can borrow between $5000 and $250 000. Should your business need more than $250 000, you can contact us, and we will gladly help you.

How long are the loan terms?

Initially, the loan terms range from 6 – 12 months. However, we have had cases where we have had a loan for 24 months.

How long does the loan process take?

The quick loan application takes less than 10 minutes to complete and we will notify you of our response in less than a business day. We are trying to move away from making clients wait for days on end without knowing where they stand with our loan application process.

Do you check my credit score?

Part of ensuring that we follow all the protocol is to ensure that we check your credit score. Clients need not worry about this process because it will not change their possibility of getting a loan with us. We are just following our guidelines on our loan application process and we will never limit your chances of getting an advance.

How is Moula different from other banks?

Banks usually take longer to get back to customers as far as their loan applications are concerned. Whereas, we at Moula let the clients know as early as a business day if their emergency loan has been approved or not. This way, if we have declined their application, they will enough time to look for other financial options.

Can I re-apply in the near future if I am rejected?

Clients are more than welcome to apply for a business loan in the future if they were declined. We will not turn you away either will we give you any hassles seeing that your information is already on our database. We will only require recent documentation and you will be good to go.

Is a Moula business loan unsecured?

Yes, our loan options are not protected. However, in the event of you skipping your payments, you may be liable for not receiving future assistance from us. It is important that clients read the terms and conditions before they accept the loan terms.

Who is Proviso Data?

Proviso Data is an organization that seeks to make your loan application process short, fast and convenient. All clients’ information is kept private and confidential.

Customer Reviews & Testimonials

Great company website that allowed me to work out just how much my business could actually afford to borrow. Great product and well worth the fees!

Jonah H
— Canberra —

Moula had excellent consultants who are eager to assist and very proficient in what they do. Very good service.

Micah H
— Adelaide —

Fast pay-out after your business loan has been approved, just what I needed. The application was all done online and very quick and simple.

Hudson T
— Perth —

Very affordable unsecured business loan that pays out your loan amount within one business day. Moula really is top notch!

Kyle B
— Brisbane —

Moula Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday – Closed
  • Sunday – Closed