Credit24

Credit24 was launched in Australia in 2012 to bring simple, flexible personal loans to their clients and to help them with their financial needs.

Their loans are easy to apply for, secure, convenient, 100% online and hassle-free.  They have branches in 12 international locations and over 10 years of experience in the financial field.  Credit24 puts the customer first and provides service excellence and aims to give you the best customer experience. You can apply for one of their loans 24 hours a day 7 days a week. They will give you an outcome within 24 hours.

100% online

Credit24 offers flexible student loan options that are 100% online with fast approval time and no lock-in contract. They are a responsible lender and will ensure that you can afford the loan before they proceed with your application.

How much can you borrow?

Credit24 allows you to borrow between $500 and $6,500 with easy repayment terms of up to 24 months depending on your loan agreement. You need to live and work in Australia and be over the age of 18. Once they have verified your personal information they will send you a loan offer, if you don’t want to take the full amount you can choose to take a smaller amount and apply for the rest of the loan at a later stage.

Our small loans under $2,000 have the following fees & charges attached:

• An establishment fee of 20% of the quick loan will be charged.
• A monthly service fee of 4% of the loan amount
• If you pay the loan back late you will be charged a late fee of $28,00 per month

Medium loans of up to $10,000

• An establishment fee of $400
• A 4% monthly interest fee
• $28 late fees per month or if you miss a payment

They offer a number of different financial services and loan options. Including debt consolidation loans, holiday and travel loans, home improvement loans, medical loans, car and motorbike loans, short-term loans, student loans, unsecured loans and low-interest loans.

The most difficult part of being a student is that students don’t have a lot of money or the ability to work a full-time job as they are constantly studying.

Their student loans allow students to borrow money to help pay for their studies and other expenses.

Apply in 3 easy steps

1. Log onto the website and complete the online loan application form.
2. Submit your application.
3. They will process your application and let you know if your loan has been approved.
4. Get your cash. The cash can be paid directly into your bank account on the same day that your application is approved.

To apply for a Credit24 loan you must:

• You must live in and go to school in Australia
• You must be at least 18 years old
• You must have a job and get a salary paid into your bank account
• You must grant us the ability to perform a credit check and have a reasonable credit score
• You must earn at least $600 per month

You will need to provide them with the following:

• Your mobile telephone number
• Your e-mail address
• Your driver’s license details
• Access to your online banking so that we can verify your information and check your past 90 days' bank statements.