Rating based on 41 reviews

OK Money

  • Short-term loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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OK Money homepage
Author OK Money. Screenshot of OK Money website.
[Accessed April 12, 2018]

OK Money - Our loans will suit your pocket

OK Money has been granting loans for over 16 years and has assisted more than 95,000 people.

We offer tailor-made loans to suit your pocket. We offer short-term financing that is hassle-free. It’s easy to apply and the funds will be paid directly into your bank account if your loan is approved.

We believe in your security

Our loans are offered through our website online, we know that some people are reluctant to share their personal details online as they are nervous that they might be hacked or stolen.

To put your fears at ease we use the latest technology to ensure that your personal information remains as safe as possible we use a secure banking link and ID authentication process.

To safeguard against fraud, we need you to supply 100 points of certified ID then we confirm your current financial status and make sure that you will be able to pay back the loan.

Flexible repayment terms

When applying for a loan you will be able to choose between our easy to manage repayment terms we will help you set up a payment schedule that is flexible and easy to manage.

Our knowledgeable staff is there to answer any questions that you may have and the follow up is done by a real person who means that you won’t get frustrated by voicemail operators and recorded messages.

Our mission

At Ok Money we want our customers to be happy and satisfied so that they return.  Our mission is to become the lender that Australians turn to in their time of need and offer flexible personal loan solutions to our clients.

We aim to provide excellent customer service and have a positive impact on the community.

Unsecured loans up to $2,000

We offer unsecured small payday loans ranging from $300 to $2000, you can choose to pay weekly, fortnightly or monthly and you can choose the amount that you will be able to pay back.

These loans are unsecured loans that mean that you don’t need to put up collateral in order to secure your loan. Our short-term loans can be repaid between 4 – 12 weeks or as long as 1 year. 

How do I apply?

  • Use the secure banking link on our website to upload a copy of your bank statement. We will then identify you using the ID Matrix service.
  • Fill in the application form and we will review your quick loan application.
  • Once you have been approved, we will pay the money directly into your bank account.

What do I need to apply?

  • 100 points of ID that must be current. We can verify your ID using the ID Matrix service
  • 2 months/ 90-day bank statement or link your account with our secure banking link or print out a statement in a store.
  • Proof of income/ current Centrelink income statement or pay slips/ invoice book
  • Proof of residences such as a phone bill, electricity bill, registration bill or lease agreement.
  • Current long or short-term loan details from other lenders to assess affordability.
  • Urgent repair loans
  • Vet loans

Loans for you

If you are currently unemployed, we might still be able to assist you with a loan your repayment terms will be calculated as per your affordability and all loans are tailor-made to suit your individual requirements. Our minimum loan term is 16 days while our longest term is 1 year for unsecured loans and 2 years for secured loans.

OK Money – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 1 month to 12 months

Benefits of OK Money

  • You can apply with any credit score
  • Our loan features are flexible
  • Apply for a short-term loan online

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

OK Money - We have great deals on loans

Ok money is a responsible lender and although we try to grant you a loan we will only do so if it is in your best interest. Your loan application can be declined if:

  • If you won’t be able to pay back the money and you cannot afford the loan
  • You already have a loan and you are behind in payments
  • If you have previous defaults on your credit file and a bad credit rating
  • If you are seen as a very high-risk client

If your bad credit loan application has been declined, we will let you know the reason why and give you advice on other options that could be available to you or help you get in touch with a debt counsellor.   

Customer service

We aim to provide you with the best customer service and take your individual needs into account when you apply for a short term loan with us. Our staff is there to make the process as easy as possible and to answer any questions that might arise. You will be treated with dignity and respect and dealt with in a positive professional manner.

If you are unhappy for any reason please contact us at [email protected] to complain. We treat all our complaints very seriously and try to rectify the situation and make it up to you. Please allow 2 business days for us to investigate the matter and come up with a suitable emergency loan solution that will benefit both parties. 

Contact us

If you have any questions or you would like to speak to one of our consultants please fill in our call back time form.

We don’t want you to wait around for our call or use up all your airtime while waiting for answers so book a call time and we will call you back at a time that is convenient for you. Alternatively, you can email us at [email protected] or simply apply online via our website.  

Customer Reviews & Testimonials

I did not think lenders do consider unemployed people. Thank you OK for trusting me.

Alex C
— Gold Coast —

The staff was very knowledgeable. Thank you for the trained and efficient staff.

Joshua C
— Townsville —

I was able to buy myself a house through OK Money loan. I really appreciate your financial assistance.

Liam E
— Wollongong —

OK Money Contact

Physical Address

Postal Address

  • PO Box 4353, Elanora, 4221

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed