Rating based on 11 reviews


  • Short-term loans up to $15,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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MoneyMe homepage
Author MoneyMe. Screenshot of MoneyMe website.
[Accessed May 2, 2023]

MoneyMe - Fast financial solutions

MoneyMe offers Australians financial solutions of up to $15,000 via their online application system.

Technology is improving every day and as it improves so does their service they offer you a credit solution directly from your mobile telephone and guarantee you an outcome in a few minutes.  Their high tech algorithms allow them to develop a solution based on your personal risk profile while getting you the best interest rate and the lowest cost short-term loan available to you.

No paperwork             

There is no paperwork and the entire process can be completed directly from your cell phone or laptop this saves you time and saves the planet by embracing technology instead of printing out forms. If you have problems meeting your repayment terms, they will be able to assist you by helping reschedule your payment plan.  

Supporting the spirit of entrepreneurialism

In 2017 they sponsored the Syden Random Hacks of Kindness (RHOK) initiative. RHOK is a community of technologists that solve problems in social and impact causes.

They have partnered with Sydney University to provide a scholarship to a PhD candidate they focus on students studying emerging tech, machine and artificial technology.

They have been nominated for and have won many prestigious awards and have thousands of satisfied customers. They offer fast loans and quick financial solutions when you need them and aim to get you the money you need as quickly as possible. Technology allows the application process to be completed via their mobile telephone and takes the stress and hassles out of applying for a loan.

Fast application process

Their unique service puts you in control of your loan. You decide how much you would like to borrow and how long you need to pay back the loan.

If you are having a bad month and need to reschedule the repayment terms you can contact them up to 5 days before you are meant to make the payment and they will change the terms to suit your budget and not any financial pressure. If you want to pay the emergency loan back faster, you will not be charged an early repayment penalty fee.  

Short-term loans made easy

Their online loan application process is fast, safe and simple. The entire process can be completed in as little as 5 minutes from start to finish.  Follow these simple steps:

  1. Chose the amount that you would like to borrow.
  2. Fill in the online application form and find out of your loan has been approved
  3. Accept the offer
  4. Have the money paid directly into your bank account

Keeping you informed

Life happens and sometimes you might forget that you need to have money in your account to pay back your loan. They keep you informed and will send you a reminder to ensure that your debit order does not bounce. If you are having trouble making payments let them know and they can reschedule your repayment plan. MoneyMe is a responsible lender and wants to ensure that by granting you a short-term loan they are not pushing you further into debt.  If you have a good credit score you will be rewarded, but if you have a bad credit score, they may still be able to assist you.

MoneyMe – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $15,000
  • Repayment 1 month to 12 months

Benefits of MoneyMe

  • Their loans have competitive rates
  • Affordable short-term loans
  • Get fixed repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MoneyMe - Use them for fast, short-term loans

To help you determine the amount that you need to borrow they have easy to use cost calculators available on their website that are available for you to use free of charge.

By using their cost calculator you will be able to see if you will be able to afford the loan and just how long you will need to repay the loan. The sliders on the calculator are very easy to use. Choose your loan amount and slide the slider up and down until you have selected the loan that suits you best.

Their fees explained

If you borrow between $500 and up to $2,000 you will be charged 4% of the total loan amount. The establishment fee will be charged at between 11 – 20 % of the payday loan amount.  If you have a debit order that bounces you will be charged a penalty fee of $25.00 per transgression. If you pay the loan back later without trying to reschedule your repayment plan you will be charged $5.00 per day that it is late. 

Your credit score

If you have a good credit score MoneyMe will reward you by offering you a better deal at a lower cost. If you don’t yet have an established credit record, they will still be able to assist you with the loan that you require. 

Improve your loan rating

Each time you borrow money for MoneyMe and you make the repayments on time, your credit history will improve and your risk profile will improve this will enable to loan more money at an even lower cost.

Why you should choose MoneyMe

They know that you have many different options when it comes to financial lenders, so why should you choose to use Money Me?

  • They offer you tailor-made short-term loan solutions to suit your pocket
  • Their application process only takes 5 minutes to complete
  • They give you an outcome within a few minutes
  • Once approved the money is paid directly into your bank account
  • They put their clients first
  • Their personal loan application process is completely transparent and easy to understand
  • No hidden fees
  • No early repayment penalties
  • They offer easy to use cost calculators
  • Applying is non-obligatory and free of charge
  • You determine your repayment schedule

Options other than loans  

Borrowing money gets expensive and you should think about your options very carefully before you decide to take a loan.  Make sure that you can afford the loan and that you won’t be pushed into financial difficulty.

Other options available are as follows:

  • Call 1800 007 007 from anywhere in Australia for free and talk to a financial counsellor that will assist you in finding the correct financial solution to suit your needs.
  • Make payment arrangements with your electricity, gas, phone or other providers to reschedule your payments to a plan that is easy to follow and manage.
  • Find out if you qualify for a Centrelink

Contact them 

To speak directly to a consultant please call 1300 66 90 59

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MoneyMe is a trusted & reliable provider of short-term loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

I am busy person I was glad that they don’t require any paperwork. I was able to apply online. Very convenient!

Joshua B
— Hervey Bay —

I went to the branch to find out on the information on their loans and interests. I received the loan and they charged me based on the interest rates they discussed with me. This company has no ...

Xavier W
— Devonport —

I needed money but I had no idea which loan option to consider but the financial counselor from Money Me helped me. He explained all the options and I was able to choose the loan which suits my n...

Archie J
— Gladstone Central —

MoneyMe Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00