Rating based on 38 reviews


  • Short-term loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Credit24 homepage
Author Credit24. Screenshot of Credit24 website.
[Accessed May 2, 2023]

Quality loans & excellent services

Credit24 was launched in 2012 and is based in Sydney they bring fast, flexible, personalised loans to meet your requirements. The 100% online process means that there is no need to fill out annoying paperwork or wait to visit a branch.

You can apply form anywhere 24 hours a day conveniently from your cell phone or laptop. Credit24 is owned by IFP Digital and has helped Australian citizens with over 700,000 personal loans. IPF also owns Credit24 Estonia, Credit24 Finland, Credit24 Latvia, Credit24 Lithuania, Credittea Mexico, Hapi Loans Poland and Credit Spain.

They care for their customers

They care about their customers and offer the best customer service and service excellent by always going the extra mile to ensure your satisfaction. Give them a call and they will assist you through the application process and answer any questions that you might have.

They make sure that the personal information that you provide them with remains safe and secure by using the latest technology to protect your privacy.

Why you should choose Credit24

  • They offer flexible short-term loan options
  • They believe in responsible lending
  • Their approval rate is fast and fair
  • The process can be completed 100% online
  • There is no lock-in contract

When you need a little bit of financial help in the form of a loan, you should consider applying for a loan with Credit 24 to see how they will be able to assist you.

Credit24 - They have affordable loan options

To apply for a payday loan is very easy all you need to do is log onto their website and complete the application process online.

They will access your application and get you an outcome within a few minutes. They aim to give you an outcome as quickly as possible so that you don’t need to wait around stressing if you have been approved for a loan or not.

Flexible repayment terms

They understand that not everyone is able to pay back a loan in one lump sum without it, causing them financial pressure, for this reason, they customise your repayment plan to suit your needs.

They help you design a repayment plan that you can stick to easily while still offering you a low interest rate and favourable terms.

Their rates are highly competitive and very affordable. Their quick loan application process is paperless and completely transparent, they will explain all the fees and term to you so that you understand them and disclose any additional fees that there might be.

How much may you borrow?

Credit24 offers short-term loans ranging from $100 to $10,000 that you can use to pay for anything you like including paying for bills, going on holiday or performing home improvements. You can choose how long you need to pay back the loan from between 3 months to 36 months.

They promise not to hide any additional fees or costs and all fees can be seen in their cost table.

Credit24 – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • Affordable loan repayment terms
  • Apply online within a few minutes
  • Get approved for a short-term loan quickly
  • Apply 100% online

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Credit 24 - Compare loans quickly

There are cost calculation calculators available for you to use on the website so that you can easily compare the costs and work out which emergency loan terms will suit you best.

Are you eligible to apply for a Credit24 loan?

  • You must be a permanent resident of Australia
  • You must be 18 years old or older
  • You must be employed and have a salary that is paid into your bank account
  • You must consent to a credit check and have a clear credit history
  • You need to earn at least $600 per month

They will need the following details from you when you apply:

  • Your mobile telephone number
  • Your valid e-mail address
  • Your driver’s license details
  • Access to your bank account details and the last 3 months baking statements (paper or digital)

Credit Sense

Credit Sense is an Australian company and they specialise in providing you with an easy to understand credit report to ensure that the loan you have applied for it the loan that is right for you.

By using Credit Sense to find out about your credit report you will reap the following benefits:

  • They provide the fastest short-term loan approval rate
  • They are 100% Australian owned
  • They are used by all the leading Australian lenders
  • They comply with all the rules and regulations set out by Australian law

Part-time employed loans

If you have a part-time job and you have ever tried to apply at the bank for a loan you will understand the frustration that part-time employed people are put through. Hardly anyone will grant you access to a loan. If you are only employed part-time they will still be able to help you secure a loan.

As long as you have a regular income being paid into your account and you will be able to pay back the loan on a regular basis they can assist you with a bad credit loan. All you need to do is:

  1. Choose the amount of the loan you are looking for and how long you need to pay it back.
  2. Calculate how much you can afford to pay back by using the online calculators available.
  3. Fill in the application form online and digitally sign the agreement and submit it to them.
  4. Have the funds transferred directly into your bank account?

These types of loans are unsecured so there is no risk of losing your collateral.

Contact them

Apply online or call them on 1800 091 967 today to find out if you qualify and how they can help you or if you have any questions regarding the application process. If you need financial assistance or financial advice

Customer Reviews & Testimonials

For considering part time employed customers. I choose Credit 24 you for that.

Ali L
— Madura —

I was happy about the customer service, they were able to assist me with the loan application.

Louis M
— Dubos —

The online application was non complicated and easy to understand.

Owen M
— Coffs Har —

Credit24 Contact

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Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00