Rating based on 35 reviews

ME Bank

  • Personal loans up to $50,000
  • Low-interest starting from 10.98%
  • Repayment up to 7 years

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ME Bank homepage
Author ME Bank. Screenshot of ME Bank website.
[Accessed May 2, 2023]

ME Bank - We will help you go forward

With so many financial providers claiming to all be offering great savings, it has become difficult to choose the one you want to make use of for your personal loans. At ME Bank, we have set standards that can’t be surpassed by our competitors.

We are interested in being the leading financial service provider of choice because we know how difficult it is finding an organization that speaks the same language as you. Seeing that many operations want to be heard and don’t want to listen to the customer’s pleas, we have decided to do things a little different, we listen to what the clients want and try our level best to keep them happy instead of filling our pockets by offering quick loan services.

Helping you get ahead

As we have mentioned that we are all about ensuring that you always remain with the upper hand, we always put the interests of your finances first by ensuring you have access to sound financial advice. By doing that, we evaluate each and every client’s financial situation according to his level of affordability.

We will never give you more than you can afford. As such, we want our customers to be able to see a difference ever since they started banking with us and investing in our financial products.

As much as people say credit providers are difficult, maybe it is time to consider the possibilities of switching to an organization that aims to make things slightly easier for you and not more difficult.

5-minute loan application

The clients who are interested in applying for our personal loan option can do so online. All that is required of you is to fill the online application form which takes around 5 minutes to complete and you are good to go.

As short as the long or short-term loan application may be, the clients need to be cautious when completing it so that they don’t make any mistakes or skip certain questions. The online application is important as part of the personal loan process and should be treated with the utmost implication.

Verification and assessment stage

The next step is the assessment and verification stage. This is where we combine the dots. This we do by verifying your online loan application and the supporting documents you send to our attention. The supporting documents can be any of the following:

  • ID
  • 90 days bank statement
  • Proof of residence

There might be other documentation that we may request because we deal with each personal loan application distinctly.

You can bank anywhere!

We have established a mobile app that has made banking easy for all our clients.

ME Bank – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.98%
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years
  • Initiation Fee $250

Benefits of ME Bank

  • Fixed interest rates
  • No added fees
  • Repay your loan early

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

ME Bank - Our personal loans are affordable

After we have dealt with the nitty-gritty, we will send the money in your selected bank account.

Depending on your bank account, the money may reflect on the same day or the next business day.

What requirements do I need to qualify for a personal loan at ME Bank?

  • The client needs to be above the age of 18 years old
  • The client needs to be an Australian or permanent resident
  • The client needs to have a good credit record

Can I make extra payments on my personal loan?

The client can make extra payments on his personal loan if he wants to finish his advance earlier. In fact, he will not incur any penalties for doing so. When he does, it will give us the indication that he is serious about fulfilling his financial obligations. The sooner he pays his loan, the better his records will be for the next time he intends on applying for another loan.

How do I repay my personal loan?

The easiest payment method is direct deposit. When the money is directly taken when you get paid, you don’t have to worry about going to wait on long queues to pay your loan. We will normally remind you the day before your payment is scheduled to go through.

Accepting the terms and conditions

The client has to accept the terms and conditions of the personal or emergency loan before he is granted the loan. It is very important that the customer reads the terms and conditions before signing the agreement. Many customers make the mistake of not reading the fine print because they are in a hurry to get the loan. However, when you read the terms and conditions, you will have a better understanding of what is expected of your as the person asking for the loan and what is expected from the bank as the financial provider.

ME Bank personal loan calculator

The figures that you get when you calculate your personal loan doesn’t necessarily mean that us the amount you going to be paying. It could be more or less, it will depend on what we have gathered from your application and the interest rates. However, when you calculate your loan, you will have a bit of an idea of how much you can be liable to pay.

ME Bank registration number

Australian Credit License 229500

Superior financial services

We are not just all talk, we won the 2018 Money Minder of the Year award. This is evidence that we not just all about offering fast online loans, we are also all about offering a great financial service.

man holding thumbs up

ME Bank is a trusted & reliable provider of personal loans

In our review, ME Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ ME Bank is a registered credit provider in Australia: ACL 229500

Customer Reviews & Testimonials

Quality customer service and a nice wide variety of loan options to choose from.

Bernadine M
— Darwin —

I can choose between a variable or fixed interest rates and it gives me the freedom to make the best choice for my current situation.

Beverly S
— Brisbane —

The consultants at ME Bank really made me feel like I was important and that my needs were all they cared about. They helped tailor a loan to my specific needs and I couldn't be happier.

Ava S
— Newcastle —

ME Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed