Rating based on 27 reviews

Perfect Payday

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

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Author Perfect Payday. Screenshot of Perfect Payday website.
[Accessed May 3, 2023]

Perfect Payday - They will find your ideal loan

Perfect Payday has helped a lot of clients on the day drawing towards payday.

Seeing that payday always comes when everyone is broke, Perfect Payday has ensured that customers are well taken care of even on the days that would make one gloomy.

Loan amount

Customers can loan up to $2000. There is so much one can do with that amount when they are fervently waiting for payday to draw closer. The maximum short-term loan amount may be $2000 a client can borrow, but that doesn’t mean he qualifies for the amount on the first go. As a new member, they may get a lower amount and as time goes on, the amount will relatively increase.

Bridge the gap

Call them your financial friend because that’s what they become when you are in a financial crisis. They have made their customers forget that they are even waiting for a payday, with their quick loan, they are able to pay off whatever needs them to take care of and carry on with their lives. This way, by the time payday, arrives, they are in a calmer state because they would have been able to off all their bills.

Responsible practices

As much as they want to help their customers in the best way they know how they also have to ensure that they only loan an amount they are able to pay. Therefore, they also trust their clients to set their budgets responsibly to avoid skipping their payday loan payments or failing to fulfil their financial obligations.

Loan amounts up to $2,000

Before a client can apply for a Perfect Payday loan, it is important that he understands that a payday loan should be repaid in full on the date agreed upon, it can’t be paid in monthly instalments.

Therefore, should a customer know that repaying off a whole loan on the scheduled date will be a bit of a challenge, he shouldn’t apply for the loan entirely.

Online application

Customers can apply online and after they have submitted the online loan application, they can then wait for the feedback.

They will revert back to the client if they have found a suitable lender for you. Additionally, they will also let you know if they can’t get a lender for you and although that instance doesn’t frequently happen, there have been cases where they couldn’t find a credit advance lender for a customer.

Get cash

If everything is in order, the money will be making its way to the client’s bank account. Depending on the time the personal loan was processed, it could be the same day or the next business day. However, they try their level best to be as fast as they can so that their clients don’t have to wait that long for the loan amount to reflect in their account

Perfect Payday is not a lender

Perfect Payday is not a creditor. We are a corresponding site that helps customers get the best money lenders for their emergency loan applications.  Therefore, we are working hand in hand with the lenders.

Perfect Payday – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 7 days to 30 days

Benefits of Perfect Payday

  • Fast payday loans
  • Apply 100% online
  • Flexible loan terms

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Perfect Payday - Let them find the perfect payday loan for you

They work together with the lenders and the customers. They are constantly seeking the best financial plans for their clients and they can’t manufacture miracles, unfortunately, should they not be able to find you a creditor at the time, they will wait for 21 days before trying again.

Due to the fact that they care about their clients, they will not give up at the first attempt and neither should their clients. There could be a number of reasons why lenders may not give customers a bad credit loan now but may give them a month later. Essentially, everything’s about timing.

Eligibility criteria to apply for a loan

The loan requirements will differ from one creditor to the next since they are not operating in a similar manner. However, there is a similarity in terms of certain documentation such as:

  • Australian Citizenship
  • Employment that gives you a regular salary
  • Working banking account
  • Above the age of 18 years
  • Proof of identification

There may be other necessary documentation that lenders request.

Personal information

There are a lot of things that lenders have to take into consideration before granting you a loan. The client’s personal information is requested so that the lenders can have a better perspective of who they are dealing with and whether the profile matches the information submitted electronically.

Clients often think the creditors request confidential information because they don’t trust them and this is not the case. They are solely seeking to know who they are working with and to follow the set protocols set by lenders as an organisation.

How does your credit history affect your loan?

Due to working with a wide variety of lenders, some may perform credit checks while some may not. It will depend on the lender that your profile matches it. Further to that, customers shouldn’t be fearful if they find any poor credit history, they are more concerned about how you are paying more now than how you paid in the past. Therefore customers can apply for blacklisted loans as well. 

Nonpayment of loan

Should you have a problem with repaying your payday loan on time, you need to notify your creditor immediately to avoid incurring further penalty fees.

Customer Reviews & Testimonials

I got the best customer service I have ever received when I applied for my loan I really recommend the company.

Jo Ann P
— Perth —

I got my loan that I applied for and it was my first loan so grateful to the company for accepting me.

Sam A
— Sydney —

When I got my loan placed into my account I was in shock to have received it as soon as I did.

Thomas N
— Sydney —

Perfect Payday Contact

Contact Number

  • not available



Physical Address

Postal Address

  • PO Box 792, QLD, 4006, Australia

Opening Hours

  • not available