Rating based on 36 reviews

Instant Cash Online

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Instant Cash Online homepage
Author Instant Cash Online. Screenshot of Instant Cash Online website.
[Accessed May 3, 2023]

Instant Cash Online - Quick and convenient loans

With more than 5 years in the financial sector, one would think that they are still trying to find their feet.

However, they have had great customer service and have remained the preferred payday loan lender of choice.

Hassle-free loans

Seeing that there are a lot of lenders, they have made it their mission to be a credit provider that every customer prefers to work with.

They have done this by ensuring that their personal loan application process is easy to understand and that they help their clients in the best way they know how. Regardless of the bad credit that other customers may have, they still continue to ensure that they work out a plan for the client.

Modern and easy process

Technology has made things easy for them. People will no longer have to wait for a number of days to hear a response from them. If they are happy with the documentation that they receive, they will gladly send the money straight into your account with no hassles.

Trusted responsible lender

Although they aim to give their customers the best service, they have to ensure that they remain a trusted lender so that they can continue being the preferred lender of choice. Having said that, they aim to ensure that their clients don’t bite more than they can chew. They want their clients to loan a certain amount of money as opposed to borrowing cash they will have a problem paying back. The last thing they want is to have their clients be in more debt because of a short-term loan with them.

Reliable online loans

At Instant Cash Online, they know that the whole purpose of applying for an emergency loan with them was to get an instant response and with their 5-minute application, that is what they aim to give you.

There’s no waiting period, everything is processed electronically. All the information you give to them is safe and there is no other external party that will be viewing your documents either than Instant Cash Online.

Short term loans

They are a responsible financial services provider and with that said, they wouldn’t want to borrow their clients more than they can afford. They want to borrow the exact quick loan amount that they need and nothing that is out of the ordinary.

A reliable partner

They know how confusing fine print can be. Therefore, they have taken the initiative of ensuring that there are no hidden fees and that everything is clear and transparent.

Contractual agreements are easy to understand and all the fees are made precisely to the client applying for the payday loan.

Funds available instantly

Should your application be approved before 5 PM, the money will be deposited the same day. Should the loan be approved after 5 PM, the funds will be available the next day.

Instant Cash Online – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months

Benefits of Instant Cash Online

  • Apply for a loan in minutes
  • Sign your loan contract online
  • Loans payout on the same day

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Instant Cash Online - Fast online payday loans

Should you like to view your loan information, you can always access it at any given time or day. This is just another security measure they have established so that their clients

The fact, they know that clients may not need money for the same emergencies, they have a wide variety of payday loans and more to choose from such as emergency loans, travel loans and instant loans just to name a few.

Cash with no catches

They have designed their system to be quite easy for both the young and old. The application is pretty easy to follow and clients are assured that there won’t be any technical glitches that they will experience. All you need to do is submit an online loan application by either computer or mobile and they will do the rest.

Responsible lender

It is quite difficult to trust people during such times when everybody is just scamming people and taking bread out of their mouths. However, Instant Cash Online, they are a registered Australian-held and activated lender licensed by ASIC. Therefore, you don’t have to worry about them being a fraud financial services provider.

Instant loans

Clients can apply for instant online loans when they are in a financial crisis that can’t wait until payday. Some problems are unexpected and may need immediate attention. Therefore, the longer you wait, the longer your problem will be extended.

Financial articles

They have a portion of financial articles that can help a lot of clients improve their finances. Although a lot is covered in these articles, they also try their level best to educate their clients about their expenses. It will not serve any purpose if they just lend money to customers without teaching them how to spend it wisely, have a proper budget and refrain from unnecessary expenses.

In essence, they want customers to only spend money on the things they need and spend a little less on the things they want. This way, they are able to prioritise necessities over luxuries when taking out a loan.

man holding thumbs up

Instant Cash Online is a trusted & reliable provider of payday loans

In our review, Instant Cash Online adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Instant Cash Online is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

The application is super easy to fill in and you can submit it within a few minutes.

Joe P
— Brisbane —

Using Instant cash was nice and easy once I applied for my loan and to my shock received it the same day they really do keep to their word.

Charms H
— Perth —

The loan process was effortless which was great in the time that I needed the loan it was quite stressful but they knew exactly how to help me.

Chi M
— Sydney —

Instant Cash Online Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed