Rating based on 36 reviews

Instant Cash Online

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Instant Cash Online homepage
Author Instant Cash Online. Screenshot of Instant Cash Online website.
[Accessed April 7, 2021]

Instant Cash Online - Quick and convenient loans

With more than 5 years in the financial sector, one would think that we are still trying to find our feet.

However, we have had a great customer service and have remained the preferred payday loan lender of choice.

Hassle-free loans

Seeing that there are a lot of lenders, we have made it our mission to be a credit provider that every customer prefers to work with.

We have done by ensuring that our personal loan application process is easy to understand and that we help our clients in the best way we know how. Regardless of the bad credit that other customers may have, we still continue to ensure that we work out a plan for the client.

Modern and easy process

Technology has made things easy for us. People will no longer have to wait for a number of days to hear a response from us. If we are happy with the documentation that we receive, we will gladly send the money straight into your account with no hassles.

Trusted responsible lender

Although we aim to give our customers the best service, we have to ensure that we remain a trusted lender so that we can continue being a preferred lender of choice. Having said that, we aim to ensure that our clients don’t bite more than they can chew. We want our clients to loan a certain amount of money as opposed to borrowing cash the will have a problem paying back. The last thing we want is having our clients being in more debt because of a short-term loan with us.

Reliable online loans

At Instant Cash Online, we know that the whole purpose of applying for an emergency loan with us was to get an instant response and with our 5-minute application, that is what we aim to give you.

There’s no waiting period, everything is processed electronically. All the information you give to us is safe and there is no other external party that will be viewing your documents either than Instant Cash Online.

Short term loans

We are a responsible financial services provider and with that said, we wouldn’t want to borrow our clients more than they can afford. We want to borrow them the exact quick loan amount that they need and nothing that is out of the ordinary.

A reliable partner

We know how confusing fine print can be. Therefore, we have taken the initiative of ensuring that there are no hidden fees and that everything is clear and transparent.

Contractual agreements are easy to understand and all the fees are made precisely to the client applying for the payday loan.

Funds available instantly

Should your application be approved before 5 PM, the money will be deposited the same day. Should the loan be approved after 5 PM, the funds will be available the next day.

Instant Cash Online – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months

Benefits of Instant Cash Online

  • Apply for a loan in minutes
  • Sign your loan contract online
  • Loans payout on the same day

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Instant Cash Online - Fast online payday loans

Should you like to view your loan information, you can always access at any given time or day. This is just another security measure we have established so that our clients

Due to the fact we know that clients may not need money for the same emergencies, we have a wide variety of payday loans and more to choose from such as emergency loans, travel loans and instant loans just to name a few.

Cash with no catches

We have designed our system to be quite easy for both the young and old. The application is pretty easy to follow and clients are assured that there won’t be any technical glitches that they will experience. All you need to do is submit an online loan application by either computer or mobile and we will do the rest.

Responsible lender

It is quite difficult to trust people during such times when everybody is just scamming people and taking bread out of their month. However, at Instant Cash Online, we are a registered Australian held and activated lender licensed by ASIC. Therefore, you don’t have to worry about us being a fraud financial services provider.

Instant loans

Clients can apply for instant online loans when they are in a financial crisis that can’t wait until payday. Some problems are unexpected and may need immediate attention. Therefore, the longer you wait, the longer your problem will be extended.

Financial articles

We have a portion of financial articles that can help a lot of clients improve their finances. Although a lot is covered in these articles, we also try our level best to educate our clients about their expenses. It will not serve any purpose if we just lend money to customers without teaching them how to spend it wisely, have a proper budget and refrain from unnecessary expenses.

In essence, we want customers to only spend money on the things they need and spend a little less on the things they want. This way, they are able to prioritize necessities over luxuries when taking out a loan.

man holding thumbs up

Instant Cash Online is a trusted & reliable provider of payday loans

In our review, Instant Cash Online adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Instant Cash Online is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

The application is super easy to fill in and you can submit it within a few minutes.

Joe P
— Brisbane —

Using Instant cash was nice and easy once I applied for my loan and to my shock received it the same day they really do keep to their word.

Charms H
— Perth —

The loan process was effortless which was great in the time that I needed the loan it was quite stressful but they knew exactly how to help me.

Chi M
— Sydney —

Instant Cash Online Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed