Rating based on 31 reviews

No Credit Check

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

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Author No Credit Check. Screenshot of No Credit Check website.
[Accessed May 3, 2023]

No Credit Check - fast convenient loans

No Credit Check is a financial services provider that is a little out of the ordinary, they don't do credit checks.

What they basically do at No Credit Check is a thorough financial comparison of various kinds of loans. These credit advances include home loans, car loans, personal loans, boat, truck and enterprise finance.  

No credit files

They were not joking when they said they don’t require any credit files from their clients. This is done so that they can instil a sense of trust in their customers. They are giving them the platform to prove to them why they trusted them in the first place.

That said, it is important to understand that when they accept your payday loan quote request application, they are accepting your loan applications, they are simply checking if you can qualify for the credit advance options they have or not.

Finance articles

They have a section on their website that they want every client to get acquainted with. In as much as there might be situations that are beyond their control, there is some level of financial control they have over the repercussions. The articles cover everything there is to know about financial management and how to handle any predicaments that may render you in a tight financial spot. Essentially, they want to have smart lenders and not careless clients.

Fast loan application process

There are a lot of steps to follow in the application stage. This is where the credit provider will ask for your personal details.

There is nothing wrong with giving away your confidential information because financial providers need to know the type of people they are dealing with. It is crucial to provide accurate and factual information for the purpose of ensuring that financial providers know that they are dealing with the right clients.

Requirements to get a loan

There are certain requirements that may be required from potential clients before a short-term loan is successfully granted to them.

Examples may be certain documentation proving that you work, earn a salary and maybe an identification document. It differs from one organisation to another.

Employment criteria

A payday loan can only be extended to someone who is employed and is earning a certain amount of money on a frequent basis.

Although there are some loan companies that don’t offer credit advances to pensions, there are some that accept applications from everyone within the borders of Australia.

No Credit Check – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 7 days to 30 days

Benefits of No Credit Check

  • Apply for a loan with any credit score
  • Compare loan offers and rates
  • They don't perform credit checks

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

No Credit Check - Use them for stress-free payday loans

What most credit advance companies do here is to check if the clients meet the affordability and credibility criteria.

Again, it is important to understand that although a customer may work and earn a decent salary, that doesn’t render him financially capable and stable to take out a quick loan. Therefore, this is a very important step because this is where they can then decide if they are moving to the next step or not.

Unsecured loans

Seeing that there is no certainty that clients will pay out the payday loans they applied for, they tend to be a lot more expensive than most loans. Therefore, it is advisable to be on the right side of the credit advance company. This way, they will be able to trust you and offer you loan options in future.

Secured loans

Secured loans, on the other hand, are less than unsecured loans because they have a security factor surrounding them.

Regular competitions

No Credit Check runs regular competitions for regular customers and there are amazing prices that could be won. Above everything else, they want to teach their clients how to be financially conscious so that they will not be subjected to bad debt in the future. Once they have studied the art, they can teach their children to do the same to their children’s children. Once a family has taken a firm decision on how to live a life they can afford, nothing can stand in their way.

Affiliate programs

Seeing that the cost of living is too high, there are other ways of making money and ensuring that you can sustain your life. Getting a job as an affiliate is one of them. All you have to do is refer people to the No Credit Check website and you will get compensated on the basis of the number of people you have referred. All interested clients will be requested to sign an affiliate application form and they are good to go!

A better perspective

What No Credit Check gives you is an in-depth idea of all the emergency loans that are available and how they differ according to payout options, time frames and interest rates. This way, you will have a better view of the credit advances and how they differ. When you have a comparison of the available options, you will know which loan is a better option for you and for your budget.

man holding thumbs up

No Credit Check is a trusted & reliable provider of payday loans

In our review, No Credit Check adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ No Credit Check is a registered credit provider in Australia: ACL 401491

Customer Reviews & Testimonials

The application takes less than ten minutes and you are able to send the application and have your loan given to you if you are approved.

Jethro M
— Perth —

Happy with the service that I was given and the bonus is my loan was approved.

John S
— Sydney —

Great service I would recommend you to all my friends if they ever looking to get a loan.

Jake M
— Brisbane —

No Credit Check Contact

Contact Number

  • not available


  • not available


Physical Address

Postal Address

  • PO Box 1183, Palm Beach, QLD, 4221, Australia

Opening Hours

  • not available