Rating based on 8 reviews

Viva Payday Loans

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

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Author Viva. Screenshot of Viva website.
[Accessed May 3, 2023]

Viva Payday Loans – The fastest loan service

The technology they use has helped a lot of customers get their advances faster and quicker.

The traditional way of applying for personal loans where customers were expected to stand in dreadful queues for almost the whole day and have a bunch of paperwork at their disposal is no longer how they operate. Today, they do everything online at the convenience of your house, mobile phone or workplace.

Their matchmaking skills have never failed them

They have seen to it that they pick lenders that will be able to understand a client’s financial capacity and background. Likewise, the client needs to also choose a lender that he can afford. Therefore, this relationship can only work if both parties make it work through communication and transparency. Having said that, they ensure that they give their customers the best lenders because they want them to be able to live a normal life even when they are indebted to them as opposed to thinking they have to pay them as soon as possible.

Same-day cash advancement

It is probably not usual to find a financial services provider that ensures that after they have approved your loan application, they send your money right away. Believe it or not, Viva Payday Loans does and by doing this, they know that people will be rest assured that they will be able to go on about their businesses and ensure that they attend to their affairs with a payday loan as soon as possible. They are not in the business of making you wait forever, a fast process is the ultimate aim.

Loan amounts between $200 and $2000

Clients can apply for a minimum payday loan amount of $200 to a maximum amount of $2000. It is very important that customers only apply for the amount of money they need and nothing more.

This is because when you apply for more than you need, you end up paying an unnecessarily large amount of money. As tempting as money is, you need to be equally disciplined because you don’t want to be paying debts you could have avoided taking out.

How to apply for a payday loan?

The application method is strictly online. Clients can log onto their Viva Payday Loans website and apply for a short-term loan. The questions are straightforward and the application can be finished in less than 10 minutes. If there is anything you don’t understand, contact them and they will clarify everything for you.

What documentation is required?

In order for them to process your application, they require the following paperwork:

  • Driver’s license
  • Proof of residence
  • Bank statements

The documents required for a quick loan usually differ from client to client but the above-mentioned are the basics that they normally look for.

Viva – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 14 days to 30 days

Benefits of Viva

  • Get competitive offers n loans and rates
  • Get your loan on the same day
  • Quick and convenient online loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Viva Payday Loans - Get approved for a loan, fast

As soon as the payday loan has been approved, the money will be deposited into your bank account in 24 hours. They don’t want to keep their clients waiting. They might be in the middle of a financial crisis after all.

When can you pay the loan?

The loan can be paid between 14 days and 30 days.

They welcome bad credit clients

They have dealt with a number of customers who have bad credit and they have been impressed with how they have drastically changed their finances. This pleases them because it shows them that these customers have learnt from their mistakes and they are not likely to repeat them. Besides, the longer you delay fulfilling your financial obligations, the more difficult it will be to fix your damaged credit record. By the time you want to fix your ways, nobody will want to ever give you a personal or bad credit loan. Therefore, it is important that you respect your payment dates and don’t skip any payment dates because this will only incur penalties on your side and you will end up looking bad.

Who can apply for a loan?

  • Clients who are permanent Australian citizens
  • Clients who are older than 18 years
  • Clients who work and earn a salary on a regular basis
  • Clients who have operating banking accounts

What if you can’t pay your loan on time?

If you are having trouble honouring your payday loan repayments notify them as soon as possible so that they can make a plan in advance for you. However, you will still be liable to pay dishonesty fees.

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Viva is a trusted & reliable provider of payday loans

In our review, Viva adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Viva is a registered credit provider in Australia: ACL 450321

Customer Reviews & Testimonials

Simple and easy! The application only took a few minutes to complete and apply for my payday loan.

Joan B
— Perth —

I enjoyed that all my questions were answered when they phoned to confirm my loan amount and I couldn’t be happier.

Simon J
— Brisbane —

Great service and you get your loan amount quicker from the company than you will think I recommend them.

Charmaine L
— Melbourne —

Viva Contact

Physical Address

  • 4/134 Constance St, Fortitude Valley Brisbane QLD 4006 Australia
  • Get Directions

Postal Address

  • Unit 4, 134 Constance Street, Fortitude Valley, Queensland, 4006, Australia

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 22:00
  • Sunday 09:00 – 22:00