Rating based on 8 reviews

Viva Payday Loans

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

In-page navigation

Viva homepage
Author Viva. Screenshot of Viva website.
[Accessed April 12, 2018]

Viva Payday Loans – The fastest loan service

The technology we use has helped a lot of customers get their advances faster and quicker.

The traditional way of applying for personal loans where customers we expected to stand in dreadful queues for almost the whole day and have a bunch of paperwork at their disposal is no longer how we operate. Today, we do everything online at the convenience of your house, mobile phone or workplace.

Our matchmaking skills have never failed us

We have seen to it that we pick lenders that will be able to understand a client’s financial capacity and background. Likewise, the client needs to also choose a lender that he can afford. Therefore, this relationship can only work if both parties make it work through communication and transparency. Having said that, we ensure that we give our customers the best lenders because we want them to be able to live a normal life even when they are indebted to us as opposed to thinking they have to pay us as soon as possible.

Same day cash advancement

It is probably not usual to find a financial services provider that ensures that after we have approved your loan application, we send your money right away. Believe it or not, Viva Payday Loans does and by doing this, we know that people will be rest assured that they will be able to go on about their businesses and ensure that they attend to their affairs with a payday loan as soon as possible. We are not in the business of making you wait forever, a fast process is an ultimate aim.

Loan amounts between $200 and $2000

Clients can apply for a minimum payday loan amount of $200 to a maximum amount of $2000. It is very important that customers only apply for the amount of money they need and nothing more.

This is because when you apply for more than you need, you end up paying an unnecessarily large amount of money. As tempting as money is, you need to be equally disciplined because you don’t want to be paying debts you could have avoided to take out.

How to apply for a payday loan?

The application method is strictly online. Clients can log onto our Viva Payday Loans website and apply for the short term loan. The questions are straightforward and the application can be finished in less than 10 minutes. If there is anything you don’t understand, contact us and we will clarify everything for you.

What documentation is required?

In order for us to process your application, we require the following paperwork:

  • Driver’s license
  • Proof of residence
  • Bank statements

The documents required for a quick loan usually differ from client to client but the above mentioned are the basics that we normally look for.

Viva – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 14 days to 30 days

Benefits of Viva

  • Get competitive offers n loans and rates
  • Get your loan on the same day
  • Quick and convenient online loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Viva Payday Loans - Get approved for a loan, fast

As soon as the payday loan has been approved, the money will be deposited into your bank account in 24 hours. We don’t want to keep our clients waiting. They might be in the middle of a financial crisis after all.

When can I pay the loan?

The loan can be paid between 14 days and 30 days.

We welcome bad credit clients

We have dealt with a number of customers who have bad credit and we have been impressed with how they have drastically changed their finances. This pleases us because it shows us that these customers have learnt from their mistakes and they are not likely to repeat them. Besides, the longer you delay on fulfilling your financial obligations, the more difficult it will be fixing your damaged credit record. By the time you want to fix your ways, nobody will want to ever give you a personal or bad credit loan. Therefore, it is important that you respect your payment dates and don’t skip any payment dates because this will only incur penalties on your side and you will end up looking bad.

Who can apply for a loan?

  • Clients who are permanent Australian citizens
  • Clients who are older than 18 years
  • Clients who work and earn a salary on a regular basis
  • Clients who have operating banking accounts

What if I can’t pay my loan on time?

If you are having trouble honouring your payday loan repayments notify us as soon as possible so that we can make a plan in advance for you. However, you will still be liable to pay dishonesty fees.

man holding thumbs up

Viva is a trusted & reliable provider of payday loans

In our review, Viva adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Viva is a registered credit provider in Australia: ACL 450321

Customer Reviews & Testimonials

Simple and easy! The application only took a few minutes to complete and apply for my payday loan.

Joan B
— Perth —

I enjoyed that all my questions were answered when they phoned to confirm my loan amount and I couldn’t be happier.

Simon J
— Brisbane —

Great service and you get your loan amount quicker from the company than you will think I recommend them.

Charmaine L
— Melbourne —

Viva Contact

Physical Address

  • 4/134 Constance St, Fortitude Valley Brisbane QLD 4006 Australia
  • Get Directions

Postal Address

  • Unit 4, 134 Constance Street, Fortitude Valley, Queensland, 4006, Australia

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 22:00
  • Sunday 09:00 – 22:00