Rating based on 37 reviews

My Australia Payday

  • Payday loans up to $1,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

In-page navigation

My Australia Payday homepage
Author My Australia Payday. Screenshot of My Australia Payday website.
[Accessed May 3, 2023]

My Australia Payday - An advanced credit provider

My Australia Pay Day is a credit advance provider that has a peculiar interest in helping clients with payday loans.

Having your car break down is normally the last stress that you need, especially at a time when you are in a tight financial spot. With a loan of up to $1000, you can get a lot from them.

Safe and secure loan processes

Their quick loan processes are safe and secured. They are a licensed financial services provider and they are also a registered organisation.

Having said that, they also ensure that all the information that is submitted by clients is private and confidential. No information will be shared with external parties, everything you give is in safe hands.

Affordable loans

With $1000, there is a lot you can do while you are waiting for payday. However, it is important to realise that as a new client, you might not qualify for the entire $1000 short-term loan on the first go.

They have to give their clients little money to see if they can handle it and if they can, they will then increase the loan amount to eventually reach the loan amount that you need to get.

Fast loan turnaround times

My Australia Pay Day has a variety of personal loan application options that are available for clients. They have seen to it that everyone, young and old is catered for.

The last thing you need when applying for a credit advance is to be told: “You have to wait”. At Australia Payday Pro, the loan application process is fast and you don’t have to wait for a long time before you hear a response from their side.

Online application

This option is quite easy because all that is expected of you is to fill out the online loan application and submit the paper online. After you have submitted it, you will then be notified if your credit advance was approved or not.

Telephone application

Some clients might prefer a telephonic conversation with an agent where they will be asked all the necessary questions regarding the payday loan option they are intending on taking. Customers are advised to call during operating hours to get a quick response from our qualified agents.

My Australia Payday – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $1,000
  • Repayment 7 days to 30 days

Benefits of My Australia Payday

  • Clients with bad credit can also apply
  • They have the best deals on loans
  • Simple online loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

My Australia payday - Get your financial freedom back

Their loans usually cater to things that are not really major but need to be attended to.

This is the primary reason why they prefer clients to choose payday loans because they are slightly easier to pay out. Should a client be in a tight financial condition that might be for a longer period, they can apply for a longer credit advance.

Applying for another loan

For the clients that have applied with them before, it is good to know that there won’t be a process they will have to undergo. Seeing that they have their information on their database, as soon as they have paid off their remaining bad credit loan, they can apply for a new one. This has rendered it very effective for customers that need cash right away.


Unfortunately, they don’t give loans to people that earn any kind of grant. A client will need to have an additional job that gives him another source of income before they can apply for a credit advance.

Loan ineligibility

There have been cases where they had to decline certain loan applications on the basis of affordability. They can’t loan people they can clearly see they are struggling to pay off their debts because chances are if they struggle with some of their debts, they will have a problem repaying theirs too. Therefore, you can re-apply again after a month or so, but your pending response will be on the basis of ensuring that you start paying off your debts.

Speedy service

They are well aware that clients tend to want an emergency loan right away. The answer to your loan queries will be derived from how fast your application took. Knowing that it is usually a fast process to complete, they know that their clients will have their payouts in no time. 

Returning Customers

Returning clients can skip all the necessary steps and get their loans paid out within minutes. This is due to the reliability factor they have sustained with them. If they trust you with money, don’t disappoint them and for the ones that don’t, there are certain “privileges” they get.

Easy going

Not that it is any of their business and they prefer not it that way, they don’t ask their clients what they are going to be with the money. They believe that they are all grown-ups who know what is right and wrong. They believe that everybody who borrows from them knows that he has an equal amount of responsibility towards ensuring that they pay their online loans on time.

Convenient loans

There is no need to visit the store as they currently don’t have one available at the moment. However, you can get all the information, assistance and references you may need as far as My Australia Pay Day loans are concerned.

Customer Reviews & Testimonials

I emailed the company with my queries about taking out a payday loan and was very happy to see that I got a response the same day.

Kit J
— Perth —

My stress factor was passed a hundred percent when I applied for my loan my car had decided to blow a tyre a few days before payday and I didn’t have the finances but thankfully they approved my ...

Jenny B
— Melbourne —

I applied for my first loan ever and received feedback that my loan had been accepted and I received my dollars shortly after that.

James S
— Sydney —

My Australia Payday Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00