Rating based on 20 reviews

Flexi Plus Finance

  • Payday loans up to $4,600
  • Low-interest starting from 48%
  • Repayment up to 104 weeks

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Author Flexi Plus Finance. Screenshot of Flexi Plus Finance website.
[Accessed May 3, 2023]

Flexi Plus Finance - They have affordable loan options

Knowing how frustrated you must be as a client, they will not waste any of your time. In fact, Flexi Plus Finance ensures that it gives a fast and easy online loan application process.

All they require is the right documents and if everything is in order, the money will be deposited straight into your account.

Affordable rates

For many clients, the problem is not finding the right lender per se, it is whether or not they will be able to afford the rates they offer. At Flexi Plus Finance, they have affordable rates for every client’s salary. This way, they have given you one less thing to worry about.

Transparent contracts

The contracts they issue their clients are clear and without flaws. Everything is simplified to make the client understand the terms and conditions thoroughly. There are no hidden fees and nothing is a surprise with their payday loans. Everything is straightforward.

Payday loans between $300 and $4600

The online payday loan application is straightforward and quick. Clients take several minutes to complete the online application.

With loans from $300 – $4600, they guarantee their clients will be able to deal with that unforeseen emergency in no time.

Get approved

After your short-term loan application has reached them, they will access everything you have written down and verify it with the supporting documents you have submitted.

If everything is in sync, you will then have to either electronically sign your agreement or send it to them via fax or in-store.

Get cash

After all, the admin has been completed and out of the way, the money will be deposited into your account within 24 hours.

Flexi Plus Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $4,600
  • Repayment 3 weeks to 104 weeks

Benefits of Flexi Plus Finance

  • Quick loan applications
  • Low-interest rates
  • Affordable loan options

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Flexi Plus Finance - The best deals on payday loans

Clients can decide to have a direct debit plan where they as Flexi Plus Finance and the client will decide on a date suitable for the customer to have their money debited.

Documents needed

They require the following documentation for a Flexi Plus Finance personal loan:

  • Driver's Licence, 18+ card, Passport, Medicare card, Pension card, ATM card, Birth certificate
  • Proof of Income
  • Entrepreneur: Up-to-date Financials
  • Employed: Paycheques or letters from the employer
  • Centrelink beneficiaries: Recent Income Statement
  • Bank Statements presenting current address, Account No & Name displaying transactions for the previous 90 days to date
  • Proof of Residence
  • Home Proprietor: Copy of rates notice or mortgage statement, including a phone, power, gas or other bills
  • Rent out: Copy of lease, rent receipt or rental statement, including a phone, power, gas or other bills
  • Lodging: A letter from the recent owner or occupant, including a Rates notice, lease, rent receipt, rental statement, phone, power, gas or other bills (in the occupant/landlord's name)
  • Centrelink recipients: Address Summary Statement

Bad credit

Although they don’t stop their clients that may have had a bad credit history from applying, there is a criterion that needs to be followed to see whether they qualify for their bad credit loan options or not.

Early repayment

Clients are more than welcome to repay their loan earlier than the payment. They will not incur any fees.

Missed payment

Should you miss your loan repayment date, you will incur penalty fees which may then increase your loan amount. To be on the safe side, rather don’t apply for a payday loan if you know you will have difficulty paying it. The last thing you need is to have a bad credit history due to a loan that could have been avoided.

Updated information

They require the latest information regarding their clients and their credentials. If by any chance, they have changed certain details like their banking details or address, they need to notify them as soon as possible to avoid working with old information.

Responsible lender

Regardless of the maximum loan amount that they offer their clients, they also ensure that they borrow their customers the exact amount that they need should they require a loan application with them. This way, they will be able to pay them back on time without feeling pressured into thinking that the loan is too much.


They have an open-door policy for clients that may have encountered any issues with their services or consultants. They are open to criticism and are always seeking better ways of engaging with their customers and ensuring that their needs are met at all times.

Additional loan

Clients are more than welcome to apply for another emergency loan while they are already in a financial agreement with Flexi Plus Finance.

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Flexi Plus Finance is a trusted & reliable provider of payday loans

In our review, Flexi Plus Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Flexi Plus Finance is a registered credit provider in Australia: ACL 427979

Customer Reviews & Testimonials

I got really great advice and help when I applied for my loan. The service was really great and couldn’t have asked for better.

Sean M
— Perth —

I found the company when looking for a loan and they have really gone above and beyond i recommend them to anyone looking for a loan.

Peter B
— Sydney —

I recommend them they have really great service and your loan is given to you really quickly once you have applied.

Joe A
— Brisbane —

Flexi Plus Finance Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed