P&N Bank

P & N Bank has fast become known as one of the largest customer-owned banks in Australia. First established in 1969, they’ve worked hard to ensure year-on-year growth.

Now serving over 4 million customers, they operate under APRA, ASIC, AUSTRAC supervision to mention a few. They have set out to develop a bank, which will serve the purpose for the broader community. Doing so has allowed them to develop a strong executive team made up of members of the community.

Benefits of signing up with P&N Bank

A large focus for them is to upscale and improve the knowledge their clients have regarding their finances and things happening within the financial sector. They spend a great deal of time training their staff to ensure they’re fully equipped to assist with any financial query that comes their way. Their customer-focused approach to banking puts them a step ahead of many of the banks in Australia as they provide their customers with ample convenience. Here are some of the many benefits, of opening up a bank account with P&N Bank:

• Fee-free transaction account
• Save money while you are spending money on your card
• Access your money online and in one of the approved branches
• Online banking services and digital wallets
• Personal and debt consolidation loans with an online application
• The ability to draw money from more than just our ATMs
• Multiple community programs to work with and donate to.

Thanks to their people-orientated business model, they know financial stress doesn’t ever provide any sort of convenience for people. By spending time getting your finances in order, you can spend your energy on other aspects of your life.

Once you’ve acknowledged you have financial issues and have decided you can no longer manage all your credit cards, personal loans or store card debts, you can approach a professional bank like P & N Bank to assist you to get back on track with a debt consolidation loan.

Be sure to establish if debt consolidation is right for you

• As logical as debt consolidation might sound when trying you get yourself financially stable again, it might not be the right solution for you. Sufficient time should be spent finding out what the various places are charging you in fees and adding that up to see if it's worth getting the debt consolidation loan.
• They understand how overwhelming debt can be and they want to ensure all their clients are financially stable in no time. If you’re considering this option for yourself, be sure to contact the team at P&N Bank to discuss your financial situation.
• They’ve developed a variety of tools to assist their clients in getting themselves on the right financial path. From their budget planner calculator as well as the debt consolidation planner, you’ll be able to see where there are gaps within your budget.’
• Nobody wants to struggle financially so spending the time looking and understanding where you’re spending your money, it’ll reduce the chances of creating further debt for yourself.