Rating based on 7 reviews

RACV Finance

  • Simple debt solutions
  • Lower rates
  • Repayment up to 7 years

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Author RACV Finance. Screenshot of RACV Finance website.
[Accessed April 12, 2018]

RACV - A reliable partner

The Royal Automobile Club of Victoria currently has over 2.1 million members and exists not only for their benefit but for the community as well.

By focusing on improving the lives of Victorians, we’ve looked at how we can, as a business, address our customers ever-changing needs. This is also done across a wide portfolio ranging from mobility, home and leisure.

We understand our clients

Just in 2016, we overhauled our business strategy as we identified the ever-growing list of needs our customers have including debt consolidation loans. As we want to ensure we can offer as much convenience as possible, we’ve updated our strategy in the hopes of achieving the following:

  • Increase the membership within the Victorian population.
  • Increase our products and services for our members
  • Improve the relationships with our customers to be able to offer a more meaningful service.

The only way we would be able to achieve this is by increasing our service offering to products and services which are not non-car related. We need to focus on self-sustaining community initiatives on a large scale.

Our membership program

By purchasing or signing up for any of our services, you’ll gain access to a variety of benefits and discounts. Our current list of RACV renewable products includes and are not limited to:

  • Anything insurance related
  • Roadside assistance
  • Home security
  • Car and personal loans
  • Emergency assistance at home
  • Personal membership

Let us help you manage your money better

At RACV we want our clients to be financially stable and secure so they can enjoy the finer things in life. We’re well aware that for some people, this isn’t possible and managing money and living within your means can prove to be difficult.

If you find yourself in a situation where you have too many credit cards, personal loans and store cards and want to take back control, contact our team today.

You can become debt free

With our debt consolidation loan, you’ll be able to bring all your debts together under one loan and have one instalment going off your account. This means you’ll never have to worry about missing a payment again.

Benefits of joining RACV

  • There aren’t any ongoing fees resulting in less money being deducted at the end of every month.
  • The online loan application process has been streamlined and it's easy to apply
  • Our approval process for loans are concluded within 5 working hours
  • Years of membership benefits apply
  • The potential to save on your car insurance

Loan requirements

  • Your driver’s license number
  • Permanent employment details
  • A list of assets you may own
  • What your current liabilities are
  • What your income is

Once we’ve verified your information and gone through your application form, you’ll receive your pre-approval letter which you’ll have to sign and send back to us

RACV Finance – Consolidation loan

  • Loan Type Debt consolidation loans
  • Repayment 7 years

Benefits of RACV Finance

  • Flexible loan terms
  • Affordable monthly repayment
  • Become debt-free
  • Fast loan approvals

RACV - Convenient services to choose from

Convenience is everything to us and that's why we’ve spent time enhancing our mobile application which can be downloaded through either the Google Play Store or the Apple store. We want our customers to have access to our members portable at the tap of a button.

Here you can check the most recent store discounts on offer as well as the best fuel deals. We’ve also incorporated a money and time-saving tools to assist customers manage their finances.

Our business portfolio

We’re not only there for people in their private capacity, but we also have many business clients. From car and building insurance to ICT and Professional Indemnity, we do it all. We know you’ve got your own operating hours you need to adhere to and that's why we do it all.

Contact one of our business consultants today to discuss your business requirements. With their knowledge and training on our service offering, they’ll assist you in choosing the right cover.

Emergency home and business assist

With our emergency home and business assistance portfolio, we identified a large gap within the market. Life happens and disasters do strike and that's why we want our clients to be protected. Whether you’re in the construction industry, property management or business management, we will be able to assist you.

Within the portfolio, we’ve partnered with many service providers who can assist in emergency situations. Whether its settlement cracks after construction concluding, a burst pipe, faulty power supplies or you’re even locked out of your property, we can assist you 24 hours of the day. 

Roadside assistance

Within our business roadside assistance portfolio, you never have to worry about there being operational delays again. Depending on the type of work you do, we have three packages available:

  • Business Roadside Care
  • Business Extra Care
  • Business Light Commercial Care

Within each package, you can expect assistance with service calls, metro and country towing, a rental vehicle, free petrol or diesel, accommodation assistance, taxi and locksmith to name a few. Our team are on standby to assist you with your roadside assistance.

Customer Reviews & Testimonials

January 2019

My husband and I were looking to consolidate our debts after coming into some financial hardship. A friend suggested RACV so we decided to give them a try. They actually listened to us and looked...

Holly R
— Sydney —

January 2019

Applying for my debt consolidation loan was so painless and quite honestly easy compared to previous experiences.

Anatjari M
— Perth —

RACV Finance Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed