RACV Finance

The Royal Automobile Club of Victoria currently has over 2.1 million members and exists not only for their benefit but for the community as well.

By focusing on improving the lives of Victorians, they’ve looked at how they can, as a business, address their customer's ever-changing needs. This is also done across a wide portfolio ranging from mobility, home and leisure.

They understand their clients

Just in 2016, they overhauled their business strategy as they identified the ever-growing list of needs their customers have including debt consolidation loans. As they want to ensure they can offer as much convenience as possible, they’ve updated their strategy in the hopes of achieving the following:

• Increase the membership within the Victorian population.
• Increase their products and services for their members
• Improve the relationships with their customers to be able to offer a more meaningful service.

The only way they would be able to achieve this is by increasing their service offering to products and services which are not non-car related. They need to focus on self-sustaining community initiatives on a large scale.

Their membership program

By purchasing or signing up for any of their services, you’ll gain access to a variety of benefits and discounts. Their current list of RACV renewable products includes and is not limited to:

• Anything insurance related
• Roadside assistance
• Home security
• Car and personal loans
• Emergency assistance at home
• Personal membership

At RACV they want their clients to be financially stable and secure so they can enjoy the finer things in life. They’re well aware that for some people, this isn’t possible and managing money and living within your means can prove to be difficult.

If you find yourself in a situation where you have too many credit cards, personal loans and store cards and want to take back control, contact their team today.

You can become debt free

With their debt consolidation loan, you’ll be able to bring all your debts together under one loan and have one instalment going off your account. This means you’ll never have to worry about missing a payment again.

Benefits of joining RACV

• There aren’t any ongoing fees resulting in less money being deducted at the end of every month.
• The online loan application process has been streamlined and it's easy to apply
• Their approval process for loans is concluded within 5 working hours
• Years of membership benefits apply
• The potential to save on your car insurance

Loan requirements

• Your driver’s license number
• Permanent employment details
• A list of assets you may own
• What are your current liabilities
• What is your income

Once they’ve verified your information and gone through your application form, you’ll receive your pre-approval letter which you’ll have to sign and send back to them.