Compare Car Loans
- Car loans up to $100,000
- Low-interest starting from 4.44%
- Repayment up to 7 years
[Accessed May 2, 2023]
Compare Car Loans – Finance made easy
They were invented to make things easier the car finance industry for all regular Australians.
It’s true when it comes to terms, rates and features, too many banks and financial institutions rely on consumers not doing their research and comparing lenders when proposing products such as car loans.
They go the extra mile for their clients
They have collected a team of experts that have created a website and are able to liaise with individuals. They can say with confidence that top loans are selected by Australians.
They go the extra mile by not just comparing online loans, but also look at other solutions that could minimise your expenses. This includes features such perhaps adopting a car lease through to refinancing your mortgage in order to minimise repayments.
They match your needs to finance
They are able to match your situations to the right vehicle package and explore what special rates exist that is not offered to the public because of their relationships with all the major banks as well as car loan lenders.
They also factor in any associated fees relating to all overall costs of the quick loan for a more holistic approach that allows you to budget and plan according to your financial situation and needs.
Fast Approval
For the most part, Australians face delays due to incorrect paperwork or information. They aim to ensure that their customer’s car loans match what the lenders are looking for.
They ensure a seamless process occurs from the minute you apply for your loan to receiving your vehicle. They believe that car loans should be fast and hassle-free.
Compare Car Loans – Car loan
- Loan Type Car loans
- Interest Rate 4.44 – 25% p/a
- Loan Amount up to $100,000
- Repayment 1 year to 7 years
Benefits of Compare Car Loans
- Apply online and get approved fast
- Convenient repayment terms
- Get the lowest rates on vehicle finance
Car loan calculator
Compare Car Loans – Compare & save
They know how to bargain with car finance establishments to ensure you get the best possible deal. They also appreciate the key factors that influence loan rates and authorisations. They can look at a range of strategies with you to make sure you get the best result for your circumstances.
Their employees always go the extra mile for their customer, should you have another loan such as a home loan or personal loan in addition to your car loan, they will make an effort to package all your loans together in order to minimise your repayments and increase your savings.
Give one of their team members a call and chat with them about a solution that’s right for you, after all, they do know more about finance than just car loans and are able to achieve the best financial solution for you.
Standard loan
This arrangement is the most straightforward of all lending options. A financial corporation will lend the purchaser the necessary money to purchase the desired vehicle it used or new. This sort of personal loan is usually secured (secured Loan) against the vehicle or unsecured, which incurs a higher interest rate,
This loan is a simple process and has flexible terms with a low-interest rate, it is perfect for anyone wanting to purchase a vehicle for personal use.
Finance Lease
In this case, a finance lease would require the financier to purchase the vehicle, and subsequently lease the vehicle to the intended motorist. The vehicle can be used for personal and business use. The repayments will be made by the motorist in fixed and amount with regular intervals. At the end of the lease term, the motorist has the option of returning, selling or buying the vehicle for its residual value.
This loan is best for someone that needs the immediate use of a vehicle but has too little or no capital.
Operating Lease
This form of finance is aimed towards businesses, where the financier buys the vehicle and leases the vehicle to the motorist. As soon as the rental period is over, the motorist will then have the option to purchase the vehicle, or continue renting the vehicle or perhaps upgrade to another vehicle.
This method of this business finance is put in place for businesses, mostly because it will typically allow all repayments to be tax deductible. It also provides for equipment obsolescence due to the fixed rental period and subsequent upgrading options.
Novated Lease
A novated lease is when a member of staff’s salary sacrifices the outlay of vehicle repayments. The employer is then bound to fund the financier, though a novated deed related to the employee’s salary. The employee is wholly responsible for the vehicle, even upon resignation or termination.
This is best for employee’s wanting to purchase a vehicle that will be used for business and personal use. The salary sacrifice process has the added advantage of being used in pre-tax income.
Chattel Mortgage
The mortgage option is when a financial institution advances funds for the vehicle, the financial institution will hold a mortgage over the vehicle, using it as security, and the motorist will become the owner the moment the vehicle is purchased.
This loan offers lower interest rates because the loan is secured against the vehicle and has flexible repayment terms, it is ideal for business that is wanting to take advantage of tax exemption on repayments.
Why Compare Car loans?
- To warrant a quick approval process, please make sure all provided details are correct. They will be in contact within one working day.
- There are no service fees. Their income is charged directly from the Lenders.
- The interest rate is subject to on a wide range of factors, which include loan amount, type of loan, repayment terms, etc. they will always strive to get you’re the ideal rate for your circumstances.
- Direct access to secured and unsecured long and short-term loan options. The greater part of the time, your vehicle will be the security for the loan. Should you select an unsecured option that normally means you will pay a higher interest rate.
- You are able to make additional repayments if you so wish.
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