Capital Finance

• Car loans starting from $5,000
• Asset finance
• Repayment up to 5 years

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Capital Finance – Vehicle finance for individual or business use

If you want to invest in a vehicle for personal use rather than for business use, apply for a personal loan as this type of loan is secured against the vehicle.

By using your vehicle as collateral, will allow you to feel more secure with your with your loan, it does offer a lower interest rate than that of an unsecured loan. A personal loan may help you save a bit of money during the duration of the loan and offers you fast loan approval.

100% financing

A personal loan has a fixed rate of interest and is flexible during the entire term of your long-term loan, plus it’s suited to your specific requirements. Their approved clients can enjoy 100% financing, which will also include on-road costs and other fees.

Business car loan

They offer a great range of options that are tailor-made for you such as Chattel Mortgages, finance leasing, a term to purchase and operating leases/rental. Should you require the finance, Capital is here to assist you. You have a choice if you want one car of a fleet of cars. This is entirely up to you if you would like to invest in other vehicles or equipment Capital is here to help in any way that they can.

Not only do they offer flexible terms, but they also have partnerships in commercial supplies in Australia, which offer you flexible terms and would more than likely match predictions and cash flow fluctuations annually, this is to make things more bearable for your business.

Novated Lease with Capital Finance

A Novated lease car is perfect for work purposes if this is what you would prefer, it would mean that there will be an agreement between yourself and your employer not forgetting the finance company who will be Capital Financing

This is how a Novated lease would work. You would agree on the vehicle that you would favour, Capital Finance would finance the purchase and the business would make repayment on your behalf and you are able to pass the arrangement onto a new employer if you decide to change jobs.

Here is the reason you should choose a Novated lease from Capital Financing – the car loan term and amount are flexible, they offer a fixed payment so that you are aware of what your repayments are. With an added bonus knowing that your employer takes care of all the paperwork something you don’t have to do, repayments are deducted from your pre-tax income which enables you less tax on your remaining salary

Capital Finance as your finance provider

It’s always wise to do a little investigating before you apply for finance from any old lender. This would mean that cars sold at auction, non-franchised dealerships or a private sale may not be easily approved. Bearing in mind, that the vehicle you would like to purchase should normally be less than five years old, in order for the financing to go ahead.

Capital Finance only approves loans when a vehicle is purchased from franchised dealerships so before considering any lender, consider Capital Finance where they always put their clients first. Capital Finance will take into consideration the age of the vehicle and calculate the interest rate on the loan and not the credit history of the buyer as they may offer secured bad credit loans. They will, however, take a close look at your employment history, one of the things being how long you have worked in the industry rather than at one particular job.

Capital Finance is a trusted & reliable provider of car loans

In our review, Capital Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Capital Finance is a registered credit provider in Australia: ACL 393031