Valiant Finance

Valiant Finance is your trusted business loan marketplace that gives its clients access to over 70 leading lenders that have a wide range of financial options to suit the needs of your business.

If you have approached a bank for a loan but your loan application was declined then they will be able to assist you Valiant Finance will find the best financial solution to suit your business.

Why you should choose Valiant

Valiant has access to over 70 lenders so they can find you the solution that bests suits your requirements. They will connect you with a lender that will approve your loan application. Use their service to compare business loan interest rates, terms and costs for free.

There are so many options when it comes to loans that it can sometimes be confusing to know which one will be right for your business they use their many years of experience and vast knowledge to understand your business and help your business become even more successful.

Apply online

The days of spending long amounts of time waiting in lines and going into loan offices are over. Today almost everything can be done online and finding a business loan is no different.

Log onto the website and let them know how much your business needs to borrow and what the loan will be used for.  These expenses could include day-to-day capital, paying for equipment and other business-related expenses, purchasing additional business property or refinancing your current business debt.

Valiant Finance offers a variety of different financial products such as a secured term loan, a line of credit loan, merchant cash advances, equipment financing, unsecured business loans, overdraft facilities, debtor financing and business credit cards. 

This is a standard business loan that does not need to be secured by an item of collateral. These loans are normally short-term loans and are more expensive than a secured business loan option. 

Unsecured business loan

Unsecured business loans allow a business to borrow between $5,000 and $250,000 over a term of 3 months to 5 years depending on the loan agreement. Interest rates start at 9% and the loan can be paid back weekly, fortnightly or monthly.

The advantages of an unsecured business loan include the following:

• There is no security/collateral required
• Fixed payment structure
• There is very little paperwork required
• Personal credit and your credit history are not a deciding factor
• The loan can be used to grow and expand the business

There are a few disadvantages these include:

• The interest rate is normally higher
• The payment schedule can be difficult to manage
• The loan is only available for short time frames
• The loan may require a directors guarantee
• Sometimes set up and monthly admin fees are charged